closing debit balance in account

简明释义

帐户结清借方余额

英英释义

例句

1.The accountant reported a significant closing debit balance in account that requires further investigation.

会计报告了一个显著的结余借方余额，需要进一步调查。

2.We noticed an increase in the closing debit balance in account due to unexpected expenses last month.

我们注意到由于上个月意外支出，账户的结余借方余额有所增加。

3.At the end of the month, we need to check the closing debit balance in account to ensure all expenses are accounted for.

在月底，我们需要检查账户的结余借方余额以确保所有费用都已记录。

4.Before making any new investments, it's crucial to review the closing debit balance in account from last quarter.

在进行任何新投资之前，审查上个季度的结余借方余额是至关重要的。

5.The bank statement showed a closing debit balance in account that matched our records.

银行对账单显示的结余借方余额与我们的记录相符。

作文

In the world of finance and accounting, understanding various terminologies is crucial for effective management of personal and business finances. One such term that often comes up is the closing debit balance in account, which refers to the amount of money that is owed at the end of a specific period in an account. This concept is vital for both individuals and businesses as it helps in assessing the financial health of an account over time.A closing debit balance indicates that the total debits in an account exceed the total credits. For instance, if you have a bank account where you have made several withdrawals (debits) but have not deposited enough funds (credits) to cover those withdrawals, you will end up with a closing debit balance in account. This situation can be problematic, as it may indicate that you are spending beyond your means, leading to potential overdrafts or financial strain.For businesses, monitoring the closing debit balance in account is essential for maintaining liquidity and ensuring that they can meet their short-term obligations. If a company continuously finds itself with a closing debit balance, it might need to reevaluate its cash flow management strategies. This could involve analyzing expenses, improving collection processes, or finding ways to increase revenue.Individuals also need to keep track of their closing debit balance in account to avoid falling into debt. Regularly reviewing bank statements and keeping a budget can help individuals stay on top of their finances. By understanding when their account is nearing a closing debit balance, they can take proactive measures to prevent overspending.Moreover, financial institutions often provide tools and resources to help customers manage their accounts effectively. Online banking platforms typically display the current balance, including any closing debit balances, allowing users to make informed decisions about their spending. By utilizing these resources, individuals and businesses can better manage their finances and work towards maintaining a positive account balance.In summary, the term closing debit balance in account is an important concept in financial management. It serves as a warning sign for both individuals and businesses about their spending habits and overall financial health. By understanding this term and actively monitoring their accounts, people can take steps to improve their financial situations and avoid the pitfalls of excessive debt. In an era where financial literacy is more important than ever, grasping concepts like the closing debit balance in account is essential for achieving long-term financial stability and success.

在金融和会计的世界中，理解各种术语对于有效管理个人和企业财务至关重要。其中一个常见的术语是账户中的期末借方余额，它指的是在特定时期结束时账户所欠的金额。这个概念对个人和企业都非常重要，因为它有助于评估账户随时间变化的财务健康状况。期末借方余额表示账户中的总借方超过了总贷方。例如，如果你有一个银行账户，在这个账户中进行了多次取款（借方），但没有存入足够的资金（贷方）来覆盖这些取款，你将最终得到一个账户中的期末借方余额。这种情况可能会带来问题，因为它可能表明你正在超支，导致潜在的透支或财务压力。对于企业而言，监控账户中的期末借方余额对于维持流动性和确保能够满足短期义务至关重要。如果一家公司不断发现自己有期末借方余额，它可能需要重新评估其现金流管理策略。这可能涉及分析支出、改善收款流程或寻找增加收入的方法。个人也需要跟踪他们的账户中的期末借方余额以避免陷入债务。定期审查银行对账单并保持预算可以帮助个人掌握自己的财务状况。通过了解何时账户接近期末借方余额，他们可以采取主动措施来防止过度消费。此外，金融机构通常提供工具和资源，以帮助客户有效管理他们的账户。在线银行平台通常显示当前余额，包括任何期末借方余额，使用户能够做出明智的消费决策。通过利用这些资源，个人和企业可以更好地管理财务，并努力保持积极的账户余额。总之，术语账户中的期末借方余额是财务管理中的一个重要概念。它为个人和企业提供了有关其消费习惯和整体财务健康状况的警示信号。通过理解这个术语并积极监控他们的账户，人们可以采取措施改善财务状况，避免过度债务的陷阱。在这个金融素养变得越来越重要的时代，掌握像账户中的期末借方余额这样的概念对于实现长期财务稳定和成功至关重要。