balance on hand

简明释义

帐簿中借方超过贷方的数

英英释义

例句

1.She was relieved to see her balance on hand after checking her bank account.

查看银行账户后，她看到自己的余额感到松了一口气。

2.Investing wisely can help increase your balance on hand over time.

明智的投资可以帮助你随着时间的推移增加你的余额。

3.It's a good practice to maintain a healthy balance on hand for emergencies.

保持一个健康的余额以备紧急情况是个好习惯。

4.The accountant reported that the company's balance on hand is sufficient to cover the upcoming expenses.

会计报告称公司的余额足以支付即将到来的开支。

5.Before making any large purchases, I always check my balance on hand to ensure I have enough funds.

在进行任何大额购买之前，我总是检查我的余额以确保我有足够的资金。

作文

In today's fast-paced world, understanding one's financial situation is crucial for making informed decisions. One important term that often comes up in financial discussions is balance on hand. This phrase refers to the amount of money or funds that an individual or organization currently possesses and can readily access. Having a clear grasp of your balance on hand allows you to plan your expenses, save for future goals, and avoid unnecessary debt.For instance, imagine a college student who has just received their monthly allowance from their parents. They check their bank account and see that their balance on hand is $500. With this knowledge, they can make better decisions about how to allocate their money for the month. They might decide to spend a portion on groceries, set aside some for entertainment, and save a little for future expenses like textbooks or school supplies.On the other hand, if the same student were unaware of their balance on hand, they might overspend on non-essential items, leading to financial strain later in the month. This scenario highlights the importance of regularly checking and understanding one’s balance on hand.Moreover, businesses also need to keep track of their balance on hand. For example, a small business owner must know how much cash is available before making significant purchases or investments. If a business has a balance on hand of $10,000, the owner can confidently invest in new inventory or marketing strategies without fear of running out of funds. Conversely, if the balance on hand is low, the owner may need to reconsider their plans and focus on increasing revenue first.In addition to budgeting and planning, maintaining a healthy balance on hand is essential for emergencies. Life is unpredictable, and having accessible funds can provide peace of mind during unexpected situations, such as medical emergencies or urgent home repairs. When individuals or businesses have a solid balance on hand, they can respond quickly to crises without resorting to high-interest loans or credit cards.Furthermore, understanding your balance on hand can also aid in achieving financial goals. Whether it’s saving for a vacation, a new car, or retirement, knowing how much money you have available allows you to create realistic savings plans. For instance, if someone wants to save $2,000 for a vacation in a year, they can assess their current balance on hand and determine how much they need to set aside each month to reach that goal.In conclusion, the concept of balance on hand is fundamental to effective financial management. It empowers individuals and businesses to make informed decisions, plan for the future, and navigate unexpected challenges. By regularly monitoring and understanding their balance on hand, people can take control of their finances and work towards achieving their financial aspirations. Thus, it is vital for everyone to prioritize awareness of their balance on hand to ensure a stable and secure financial future.

在当今快节奏的世界中，理解个人的财务状况对于做出明智的决策至关重要。在财务讨论中，一个常常出现的重要术语是balance on hand。这个短语指的是个人或组织目前拥有并可以随时使用的资金或钱款。清楚了解自己的balance on hand能够帮助你规划开支、为未来目标储蓄，并避免不必要的债务。例如，想象一个大学生刚刚收到了父母的每月津贴。他们查看自己的银行账户，发现自己的balance on hand是500美元。了解到这一点后，他们可以更好地决定如何分配这笔钱。他们可能决定将一部分用于购买杂货，留出一些用于娱乐，并为未来的开支如教科书或学习用品存一点钱。另一方面，如果同样的学生不知道自己的balance on hand，他们可能会在非必需品上过度消费，导致月底财务紧张。这种情况突显了定期检查和理解自己balance on hand的重要性。此外，企业也需要跟踪其balance on hand。例如，小企业主必须在进行重大采购或投资之前了解可用的现金量。如果一家企业的balance on hand为10,000美元，业主可以自信地投资新库存或营销策略，而不必担心资金不足。相反，如果balance on hand较低，业主可能需要重新考虑他们的计划，专注于首先增加收入。除了预算和规划，保持健康的balance on hand对于应对紧急情况也是至关重要的。生活充满不确定性，拥有可用资金可以在意外情况下提供安心，例如医疗急救或紧急房屋维修。当个人或企业拥有稳固的balance on hand时，他们可以迅速应对危机，而不必诉诸高利息贷款或信用卡。此外，了解你的balance on hand也有助于实现财务目标。无论是为假期、新车还是退休储蓄，了解自己可用的资金可以帮助你制定切实可行的储蓄计划。例如，如果某人希望在一年内为假期储蓄2,000美元，他们可以评估自己当前的balance on hand，并确定每月需要存多少钱才能实现这一目标。总之，balance on hand的概念是有效财务管理的基础。它使个人和企业能够做出明智的决策，为未来规划，并应对意外挑战。通过定期监测和理解自己的balance on hand，人们可以掌控自己的财务，朝着实现财务愿望的方向努力。因此，每个人都应优先关注对自己balance on hand的了解，以确保稳定和安全的财务未来。