garnishee order

简明释义

债务人的财产扣押令或扣押通知书

英英释义

例句

1.The court issued a garnishee order to seize the debtor's wages directly from their employer.

法院发出了一个扣押令，直接从债务人的雇主那里扣押工资。

2.After failing to pay his debts, John received a garnishee order that affected his bank account.

在未能偿还债务后，约翰收到了一个扣押令，影响了他的银行账户。

3.Receiving a garnishee order can be alarming, but it's a legal way for creditors to recover funds.

收到一个扣押令可能会让人感到惊慌，但这是债权人合法收回款项的一种方式。

4.The creditor applied for a garnishee order to collect the amount owed by the borrower.

债权人申请了一份扣押令，以收回借款人所欠的金额。

5.The garnishee order required the bank to withhold a portion of the funds in the debtor's account.

该扣押令要求银行扣留债务人账户中一部分资金。

作文

A garnishee order is a legal mechanism that allows a creditor to collect debts directly from a third party who owes money to the debtor. This process is often used when the debtor has failed to pay their debts, and the creditor seeks to recover the owed amount through legal means. In simpler terms, if you owe money to someone and have funds in your bank account or wages from your job, a garnishee order can be issued to the bank or your employer to seize those funds before they reach you. The concept of a garnishee order is rooted in the need for creditors to have a reliable way to enforce payment without resorting to more aggressive collection tactics. It serves as a formal request to the court to allow the creditor to claim a portion of the debtor's income or bank balance to settle outstanding debts. This legal order is typically issued by a court after the creditor has proven their case and the debtor has been notified. One of the primary advantages of a garnishee order is that it provides a structured approach to debt recovery. It protects the rights of both creditors and debtors, ensuring that the process is fair and transparent. For creditors, it offers a way to recoup their losses without engaging in lengthy and costly litigation. For debtors, it ensures that they are informed of the action being taken against them and have the opportunity to respond or negotiate. However, there are also limitations to the garnishee order. Not all types of income can be garnished, and certain exemptions may apply. For instance, social security benefits, unemployment compensation, and other forms of public assistance are often protected from garnishment. Additionally, there are limits on how much of a debtor's wages can be garnished, usually capped at a percentage of their disposable income. This is intended to ensure that debtors are not left without sufficient funds to meet their basic living expenses. In practice, the issuance of a garnishee order involves several steps. First, the creditor must file a motion with the court, detailing the amount owed and providing evidence of the debt. If the court finds in favor of the creditor, it will issue the garnishee order, which is then served to the third party holding the debtor's funds, such as a bank or employer. The third party is legally obligated to comply with the order and withhold the specified amount from the debtor's funds. It is essential for debtors to understand their rights when faced with a garnishee order. They should be aware of the types of income that can be garnished and the exemptions that may apply. If a debtor believes that a garnishee order has been issued unfairly or without proper legal basis, they can challenge it in court. Seeking legal advice can be beneficial in navigating these complex situations. In conclusion, a garnishee order is a powerful tool for creditors seeking to recover debts, but it is also a process that requires careful adherence to legal standards to protect the rights of all parties involved. Understanding how a garnishee order works can help both creditors and debtors navigate their financial obligations more effectively.

‘garnishee order’（扣押令）是一种法律机制，允许债权人直接从欠债人的第三方处收回债务。这一过程通常在债务人未能偿还债务时使用，债权人通过法律手段寻求追回所欠款项。简单来说，如果你欠别人钱，并且在银行账户中或工作中有收入，‘garnishee order’可以被发给银行或雇主，以在款项到达你之前扣留这部分资金。‘garnishee order’的概念源于债权人需要一种可靠的方式来强制执行付款，而不必诉诸于更激进的催收手段。它作为向法院提出的正式请求，允许债权人主张债务人的收入或银行余额的一部分以清偿未付债务。该法律命令通常是在债权人证明其案件并通知债务人后，由法院发出的。‘garnishee order’的主要优势之一是提供了一种结构化的债务回收方法。它保护了债权人和债务人的权利，确保了过程的公正和透明。对于债权人来说，它提供了一种在不进行漫长且昂贵的诉讼的情况下追回损失的方式。对于债务人来说，它确保他们被告知所针对他们采取的行动，并有机会回应或协商。然而，‘garnishee order’也有其局限性。并非所有类型的收入都可以被扣押，某些豁免可能适用。例如，社会保障福利、失业补助和其他形式的公共援助通常受到保护，不可被扣押。此外，对于债务人的工资，通常会限制扣押金额，通常是其可支配收入的一定比例。这旨在确保债务人不会被剥夺足够的资金来满足基本生活开支。在实践中，‘garnishee order’的发出涉及几个步骤。首先，债权人必须向法院提交动议，详细说明所欠金额并提供债务的证据。如果法院支持债权人，便会发出‘garnishee order’，然后将其送达持有债务人资金的第三方，例如银行或雇主。第三方在法律上有义务遵守该命令，并从债务人的资金中扣留指定金额。面对‘garnishee order’时，债务人了解自己的权利至关重要。他们应当意识到哪些类型的收入可以被扣押，以及可能适用的豁免。如果债务人认为‘garnishee order’是无理或没有合法依据的，他们可以在法庭上提出挑战。寻求法律建议在处理这些复杂情况时可能会有所帮助。总之，‘garnishee order’是债权人寻求追回债务的有力工具，但这一过程也需要严格遵循法律标准，以保护所有相关方的权利。理解‘garnishee order’的运作方式，可以帮助债权人和债务人更有效地应对其财务义务。