debtor; loanee; obligor; account debtor

简明释义

债务人

英英释义

例句

1.The bank approved a loan for the debtor 借款人 to purchase a new home.

银行批准了贷款给这个debtor 借款人，以购买新房。

2.The company is the account debtor 账户债务人 in this transaction, responsible for settling the invoice.

在这笔交易中，公司是account debtor 账户债务人，负责结算发票。

3.As a loanee 借款人, you are required to pay back the loan with interest.

作为一个loanee 借款人，你需要连本带利地偿还贷款。

4.If the debtor 借款人 defaults on the loan, the bank may take legal action.

如果debtor 借款人违约，银行可能会采取法律行动。

5.The obligor 义务人 must fulfill their payment obligations by the due date.

这个obligor 义务人必须在到期日之前履行他们的支付义务。

作文

In the world of finance, understanding the roles and responsibilities of different parties is crucial for effective transactions. One of the key terms in this realm is debtor, which refers to an individual or entity that owes money to another party. The debtor may have taken out a loan for various purposes, such as purchasing a home, funding education, or starting a business. This relationship creates an obligation for the debtor to repay the borrowed amount, usually with interest, over a specified period. Another term closely related to debtor is loanee. A loanee is someone who receives a loan from a lender. In most cases, the loanee is the same as the debtor, as they are the party responsible for repaying the loan. However, it is important to note that the term loanee emphasizes the act of borrowing rather than the obligation to repay. For example, when a student takes out a loan to pay for their college tuition, they become a loanee and subsequently a debtor once they accept the terms of the loan.The concept of obligor is also essential in understanding financial agreements. An obligor is a broader term that refers to any party that has an obligation to perform under a contract. In the context of loans, the debtor is often the obligor because they are required to make payments as agreed. However, there can be other obligors in certain situations, such as co-signers or guarantors who may also be responsible for the debt if the primary debtor defaults on their payments. This highlights the importance of understanding all parties involved in a financial transaction to ensure that obligations are clear and enforceable.Lastly, we encounter the term account debtor. An account debtor is a specific type of debtor that refers to a person or entity that owes money on an account, typically in the context of accounts receivable. For instance, a business that sells products on credit will have customers who are account debtors until they pay off their invoices. Understanding the role of an account debtor helps businesses manage their cash flow and assess the risk of non-payment. By monitoring account debtors, companies can take proactive measures to collect outstanding debts and maintain their financial health.In conclusion, the terms debtor, loanee, obligor, and account debtor are fundamental in the field of finance. Each term represents a different aspect of the borrowing and lending process, and comprehending these distinctions is vital for anyone involved in financial transactions. Whether you are a borrower, a lender, or a business owner, recognizing your role and the responsibilities associated with these terms can lead to more informed decisions and better financial outcomes.

在金融世界中，理解不同方的角色和责任对于有效交易至关重要。其中一个关键术语是债务人，指的是欠另一方钱的个人或实体。债务人可能因各种目的而借款，例如购买房屋、资助教育或创业。这种关系使得债务人有义务在指定期限内偿还借款，通常还需支付利息。与债务人密切相关的另一个术语是借款人。借款人是从贷方那里获得贷款的人。在大多数情况下，借款人与债务人是相同的，因为他们是负责偿还贷款的一方。然而，需要注意的是，借款人这个术语强调的是借款的行为，而不是偿还的义务。例如，当学生申请贷款支付大学学费时，他们成为借款人，并在接受贷款条款后成为债务人。债务人的概念在理解金融协议中也至关重要。债务人是一个更广泛的术语，指的是在合同下有义务履行的任何一方。在贷款的背景下，债务人通常是债务人，因为他们需要按照约定进行付款。然而，在某些情况下，还可以有其他债务人，例如共同签署人或担保人，如果主要的债务人违约，他们也可能对债务负责。这突显了理解所有参与金融交易的各方的重要性，以确保义务明确且可执行。最后，我们遇到了账户债务人这个术语。账户债务人是一种特定类型的债务人，指的是在账户上欠款的人或实体，通常是在应收账款的背景下。例如，一家以信用方式销售产品的企业将拥有客户，这些客户在支付发票之前被视为账户债务人。理解账户债务人的角色有助于企业管理现金流并评估不付款的风险。通过监控账户债务人，公司可以采取主动措施收回未偿还的债务，维护其财务健康。总之，术语债务人、借款人、债务人和账户债务人在金融领域中是基本的。每个术语代表借贷过程中的不同方面，理解这些区别对于任何参与金融交易的人来说都是至关重要的。无论您是借款人、贷方还是企业主，认识到自己的角色以及与这些术语相关的责任，可以导致更明智的决策和更好的财务结果。