exemption of debt; waiver of obligation

简明释义

债务免除

英英释义

例句

1.After reviewing her financial situation, the charity decided to provide an exemption of debt; waiver of obligation for her student loans.

在审查了她的财务状况后，慈善机构决定对她的学生贷款提供债务豁免；义务放弃。

2.The government announced an exemption of debt; waiver of obligation for small businesses affected by the pandemic.

政府宣布对受疫情影响的小企业提供债务豁免；义务放弃。

3.As part of the settlement, the creditor agreed to an exemption of debt; waiver of obligation for the remaining balance.

作为和解的一部分，债权人同意对剩余余额进行债务豁免；义务放弃。

4.The bank granted an exemption of debt; waiver of obligation for the borrower due to unforeseen circumstances.

由于不可预见的情况，银行给予借款人债务豁免；义务放弃。

5.Many companies are seeking an exemption of debt; waiver of obligation during the economic downturn.

许多公司在经济衰退期间寻求债务豁免；义务放弃。

作文

In today's complex financial landscape, the concepts of exemption of debt; waiver of obligation play a crucial role in both personal and corporate finance. Understanding these terms can significantly impact how individuals and businesses manage their financial responsibilities. The exemption of debt; waiver of obligation refers to a legal release from a debt or an obligation that one is normally required to fulfill. This can occur in various situations, such as bankruptcy, where individuals or companies may find relief from their financial burdens. For instance, when a person files for bankruptcy, they may be granted an exemption of debt; waiver of obligation, allowing them to start anew without the weight of overwhelming debt. This process not only provides a fresh start but also offers a structured way to address outstanding financial issues. However, it is essential to note that this does not mean all debts are forgiven; certain obligations, like student loans or child support, may not qualify for such exemptions.In a corporate context, the exemption of debt; waiver of obligation can be a strategic move during negotiations with creditors. Companies facing financial difficulties may seek to renegotiate terms, asking for a partial or complete waiver of their obligations. This can help them stabilize their operations and avoid bankruptcy, which could lead to more significant losses for both the company and its creditors. Such waivers can be mutually beneficial, as they allow the company to remain operational while providing creditors with a chance to recover some portion of their investment.Moreover, charitable organizations often provide assistance through programs that offer exemption of debt; waiver of obligation to individuals in dire financial situations. These programs aim to alleviate the burden of debt for those who are struggling, enabling them to regain their footing. For example, some nonprofit organizations offer debt relief services that negotiate with creditors on behalf of individuals, effectively waiving certain obligations and helping them achieve financial stability.However, the implications of a exemption of debt; waiver of obligation should be carefully considered. While it may seem advantageous to eliminate debt, there can be long-term consequences, such as damage to credit scores or the potential for future financial difficulties. Individuals and businesses must weigh the benefits against the potential risks before pursuing such options. It is advisable to consult with financial advisors or legal professionals to fully understand the ramifications of seeking an exemption or waiver.In conclusion, the concepts of exemption of debt; waiver of obligation are vital in navigating financial challenges. They provide pathways for individuals and businesses to alleviate financial burdens, but they come with their own set of complexities. By understanding these terms and their implications, one can make informed decisions that lead to healthier financial futures. Whether through personal bankruptcy, corporate negotiations, or charitable assistance, the exemption of debt; waiver of obligation serves as a critical tool in the management of financial responsibilities, offering hope and relief to those in need.

在当今复杂的金融环境中，“免除债务；放弃义务”的概念在个人和企业财务中发挥着至关重要的作用。理解这些术语可以显著影响个人和企业如何管理其财务责任。“免除债务；放弃义务”是指从通常需要履行的债务或义务中获得法律释放。这种情况可以发生在各种情况下，例如破产，在这种情况下，个人或公司可能会找到减轻财务负担的方式。例如，当一个人申请破产时，他们可能会获得“免除债务；放弃义务”，使他们能够在没有过重债务的情况下重新开始。这个过程不仅提供了一个新的开始，还提供了一种结构化的方法来解决未偿还的财务问题。然而，必须注意的是，这并不意味着所有债务都被免除；某些义务，如学生贷款或子女抚养费，可能不符合此类免除的条件。在企业背景下，“免除债务；放弃义务”可以在与债权人的谈判过程中成为一种战略举措。面临财务困难的公司可能寻求重新谈判条款，请求部分或完全放弃其义务。这可以帮助他们稳定运营，避免破产，这可能导致公司及其债权人更大的损失。这种豁免可以是互利的，因为它使公司能够继续运营，同时为债权人提供回收部分投资的机会。此外，慈善组织通常通过提供“免除债务；放弃义务”的援助计划来帮助处于困境中的个人。这些程序旨在减轻那些挣扎者的债务负担，使他们能够重新站稳脚跟。例如，一些非营利组织提供债务减免服务，代表个人与债权人进行谈判，有效地放弃某些义务，并帮助他们实现财务稳定。然而，“免除债务；放弃义务”的影响应谨慎考虑。虽然消除债务似乎是有利的，但可能会带来长期后果，例如对信用评分的损害或未来财务困难的潜在风险。个人和企业必须在追求此类选项之前权衡好处与潜在风险。建议咨询财务顾问或法律专业人士，以充分了解寻求免除或豁免的后果。总之，“免除债务；放弃义务”的概念在应对财务挑战时至关重要。它们为个人和企业减轻财务负担提供了途径，但也伴随着一系列复杂性。通过理解这些术语及其影响，人们可以做出明智的决策，从而实现更健康的财务未来。无论是通过个人破产、企业谈判还是慈善援助，“免除债务；放弃义务”都是管理财务责任的重要工具，为那些需要帮助的人提供希望和缓解。