net debt

简明释义

债务净额

英英释义

例句

1.The finance team is working on strategies to reduce the net debt 净债务 by the end of the fiscal year.

财务团队正在制定策略，以在财政年度结束前减少净债务 net debt。

2.Investors often look at net debt 净债务 to assess a company's leverage and risk profile.

投资者通常查看净债务 net debt来评估公司的杠杆和风险特征。

3.A high net debt 净债务 level can signal potential liquidity issues for a business.

高水平的净债务 net debt可能表明企业潜在的流动性问题。

4.The net debt 净债务 to EBITDA ratio is a key metric for evaluating a firm's ability to pay off its debts.

净债务 net debt与EBITDA的比率是评估公司偿还债务能力的关键指标。

5.The company's net debt 净债务 has decreased significantly over the past year, indicating improved financial health.

公司的净债务 net debt在过去一年中显著减少，表明财务状况改善。

作文

Understanding the concept of net debt is crucial for anyone interested in finance or investing. Net debt refers to the total amount of debt that a company has, minus its cash and cash equivalents. This metric provides a clearer picture of a company's financial health than gross debt alone. By subtracting cash from total debt, investors can gauge how much actual debt a company would have if it decided to use its cash reserves to pay off its liabilities. This is particularly important because a high level of gross debt may not be alarming if a company has substantial cash reserves to cover it.For instance, consider a company with $1 billion in total debt but also $300 million in cash. The net debt calculation would show $700 million, which is a more manageable figure when assessing the company's ability to meet its obligations. This metric is especially useful when comparing companies within the same industry, as it allows investors to see which companies are truly over-leveraged and which have sufficient liquidity to handle their debts.Moreover, net debt is often used in financial ratios that measure a company's leverage, such as the debt-to-equity ratio. A lower net debt figure can indicate a healthier balance sheet, while a higher number might raise red flags for potential investors. It's essential to look beyond just the numbers, however; understanding the context behind the net debt figure is equally important. For instance, some companies may carry high levels of debt due to significant investments in growth opportunities, which could ultimately lead to higher returns.In addition to corporate finance, net debt is also relevant in personal finance. Individuals can calculate their own net debt by subtracting their liquid assets, like savings accounts and cash, from their total liabilities, such as mortgages and credit card debt. This gives a clearer picture of one's financial situation and helps in making informed decisions about spending and saving.It's worth noting that net debt can fluctuate over time based on a company's operational performance and market conditions. For example, during economic downturns, companies may struggle to generate revenue and thus may see their cash reserves dwindle, leading to an increase in net debt. Conversely, in times of economic growth, companies may accumulate cash, reducing their net debt levels.In conclusion, understanding net debt is essential for both investors and individuals who want to assess financial health accurately. It provides a more nuanced view of debt that takes into account available cash resources, allowing for better decision-making. Whether analyzing a corporation's financial statements or managing personal finances, keeping track of net debt can provide valuable insights into overall financial stability and risk exposure. As we navigate through complex financial landscapes, having a firm grasp of metrics like net debt will empower us to make smarter financial choices.

理解净债务的概念对于任何对金融或投资感兴趣的人来说都是至关重要的。净债务指的是公司总债务减去其现金及现金等价物后的金额。这个指标提供了比仅仅看总债务更清晰的公司财务健康状况的视图。通过从总债务中减去现金，投资者可以评估如果公司决定利用其现金储备来偿还负债，实际上会有多少债务。这一点尤其重要，因为如果一家公司拥有大量现金储备，虽然总债务很高，但也可能并不令人担忧。例如，考虑一家公司的总债务为10亿美元，但现金为3亿美元。在这种情况下，净债务的计算结果将显示为7亿美元，这在评估公司履行义务的能力时是一个更可控的数字。这个指标在同一行业内比较公司时尤其有用，因为它使投资者能够看到哪些公司真正过度杠杆化，哪些公司有足够的流动性来处理其债务。此外，净债务常用于衡量公司杠杆率的财务比率，如债务与股本比率。较低的净债务数字可以表明更健康的资产负债表，而较高的数字可能会引起潜在投资者的警惕。然而，仅仅看数字是不够的；理解净债务数字背后的背景同样重要。例如，一些公司可能因大规模投资于增长机会而承担高额债务，这最终可能导致更高的回报。除了公司财务外，净债务在个人财务中也非常相关。个人可以通过从总负债（如抵押贷款和信用卡债务）中减去流动资产（如储蓄账户和现金）来计算自己的净债务。这能更清晰地反映个人的财务状况，并帮助做出明智的消费和储蓄决策。值得注意的是，净债务可能会根据公司的运营表现和市场情况随时间波动。例如，在经济衰退期间，公司可能难以产生收入，因此现金储备可能减少，从而导致净债务增加。相反，在经济增长时期，公司可能积累现金，从而降低其净债务水平。总之，理解净债务对于投资者和希望准确评估财务健康的个人来说都是必不可少的。它提供了一种更细致的债务视图，考虑了可用的现金资源，从而允许更好的决策。无论是分析公司的财务报表还是管理个人财务，跟踪净债务都能为整体财务稳定性和风险暴露提供有价值的见解。在我们穿越复杂的金融环境时，牢牢掌握像净债务这样的指标将使我们能够做出更明智的财务选择。