bond coupons
简明释义
债券息票
英英释义
Bond coupons are periodic interest payments made to bondholders, typically expressed as a percentage of the bond's face value. | 债券息票是定期支付给债券持有人的利息,通常以债券面值的百分比表示。 |
例句
1.Investors often look for high-yield 债券息票 to maximize their returns.
投资者通常寻找高收益的债券息票以最大化回报。
2.Each year, I budget for the income from my 债券息票 to cover my expenses.
每年,我为我的债券息票收入做预算,以覆盖我的开支。
3.The company announced an increase in its 债券息票 to attract more investors.
该公司宣布提高其债券息票以吸引更多投资者。
4.The 债券息票 payments are made semi-annually to bondholders.
对债券持有人的债券息票支付是每半年一次。
5.When purchasing bonds, it is important to consider the 债券息票 rate.
购买债券时,考虑债券息票利率是很重要的。
作文
Investing in bonds can be a wise decision for those looking to diversify their portfolio and generate a steady stream of income. One critical aspect of bonds that every investor should understand is the concept of bond coupons (债券利息). Bond coupons refer to the interest payments that bondholders receive from the issuer of the bond, typically expressed as a percentage of the bond's face value. These payments are made at regular intervals, usually annually or semi-annually, until the bond matures. Understanding how bond coupons work is essential for anyone considering investing in bonds.When investors buy a bond, they are essentially lending money to the issuer, which could be a corporation or government entity. In return for this loan, the issuer agrees to pay the investor a fixed interest rate, known as the coupon rate. This rate is determined at the time the bond is issued and remains constant throughout the life of the bond. For example, if an investor purchases a bond with a face value of $1,000 and a coupon rate of 5%, they would receive $50 each year until the bond matures.The timing and amount of bond coupons payments can significantly impact an investor's cash flow. For those who rely on bonds for income, understanding the schedule of bond coupons is crucial. Some investors prefer bonds with higher coupon rates because they provide more income. However, these higher rates may come with increased risk, as issuers with lower credit ratings often offer higher returns to attract investors.Another important consideration when dealing with bond coupons is the relationship between interest rates and bond prices. When market interest rates rise, existing bonds with lower coupon rates become less attractive, leading to a decrease in their market price. Conversely, if interest rates fall, the value of existing bonds with higher bond coupons increases. This inverse relationship is a fundamental principle of bond investing that can affect an investor's overall returns.Investors should also be aware of the tax implications associated with bond coupons. In many jurisdictions, the interest earned from bonds is subject to taxation, which can affect the net yield of the investment. Some bonds, such as municipal bonds, offer tax advantages that can make their bond coupons more appealing despite lower nominal rates.In summary, bond coupons play a vital role in the bond investment landscape. They represent the income generated from bonds and can influence an investor's decisions based on their cash flow needs, risk tolerance, and market conditions. By understanding the mechanics of bond coupons, investors can make more informed choices and better navigate the complexities of the bond market. Whether you are a seasoned investor or new to the world of bonds, grasping the significance of bond coupons is essential for achieving your financial goals.
投资债券对那些希望多样化投资组合并产生稳定收入流的人来说可能是明智的决定。每个投资者都应该理解的一个关键方面是债券利息(bond coupons)的概念。债券利息是指债券持有人从债券发行人那里收到的利息支付,通常以债券面值的百分比表示。这些支付通常在定期时间内进行,通常是每年或每半年一次,直到债券到期。了解债券利息如何运作对任何考虑投资债券的人都是至关重要的。当投资者购买债券时,他们实际上是在向发行人借钱,这可能是公司或政府实体。作为这笔贷款的回报,发行人同意支付投资者一个固定的利率,称为票面利率。这个利率在债券发行时确定,并在债券的整个生命周期内保持不变。例如,如果投资者购买一张面值为$1,000、票面利率为5%的债券,他们将每年收到$50,直到债券到期。债券利息支付的时间和金额会显著影响投资者的现金流。对于依赖债券收入的投资者来说,了解债券利息的支付时间表至关重要。一些投资者更喜欢高票面利率的债券,因为它们提供更多的收入。然而,这些更高的利率可能伴随更高的风险,因为信用评级较低的发行人通常提供更高的回报以吸引投资者。处理债券利息时,另一个重要的考虑因素是利率与债券价格之间的关系。当市场利率上升时,现有的低票面利率债券变得不那么有吸引力,导致其市场价格下降。相反,如果利率下降,具有较高债券利息的现有债券的价值会上升。这种反向关系是债券投资的基本原则,可能会影响投资者的整体回报。投资者还应注意与债券利息相关的税收影响。在许多司法管辖区,债券所赚取的利息需缴纳税款,这可能会影响投资的净收益。一些债券,例如市政债券,提供税收优惠,这可能使其债券利息在名义利率较低的情况下更具吸引力。总之,债券利息在债券投资领域中扮演着至关重要的角色。它们代表了债券产生的收入,并可以根据投资者的现金流需求、风险承受能力和市场条件影响投资者的决策。通过理解债券利息的机制,投资者可以做出更明智的选择,更好地驾驭债券市场的复杂性。无论您是经验丰富的投资者还是刚踏入债券世界的新手,掌握债券利息的重要性对于实现财务目标至关重要。
相关单词