debenture interest; bond interest

简明释义

债券利息

英英释义

例句

1.She invested in government bonds to secure a steady bond interest 债券利息 income.

她投资于政府债券，以确保稳定的债券利息 bond interest 收入。

2.Investors typically receive bond interest 债券利息 semi-annually.

投资者通常每半年收到一次债券利息 bond interest。

3.The debenture interest 债券利息 rate was fixed at 5% for the life of the bond.

该债券利息 debenture interest 率在债券存续期间固定为5%。

4.The company paid the debenture interest 债券利息 on time, which pleased the investors.

公司按时支付了债券利息 debenture interest，这让投资者感到满意。

5.The firm announced a rise in debenture interest 债券利息 payments due to increased profits.

由于利润增加，公司宣布提高债券利息 debenture interest 支付。

作文

In the world of finance, understanding various investment instruments is crucial for making informed decisions. Among these instruments, two terms that often come up are debenture interest and bond interest. Both represent forms of interest payments that investors receive from lending money to corporations or governments, but they have distinct characteristics that set them apart.To begin with, let’s define what a debenture is. A debenture is a type of debt instrument that is not backed by physical assets or collateral. Instead, it relies on the creditworthiness and reputation of the issuer. When an investor buys a debenture, they are essentially lending money to the issuer in exchange for periodic interest payments, known as debenture interest, and the return of the principal amount upon maturity. This makes debentures a popular choice for investors looking for fixed-income securities, albeit with a higher risk compared to secured bonds.On the other hand, bond interest refers to the interest earned from bonds, which are more traditional forms of debt securities. Bonds are typically issued by governments or corporations and are often backed by specific assets or the issuer's ability to raise taxes or generate revenue. The interest payments on bonds, also known as coupon payments, are usually made semi-annually or annually. Investors who purchase bonds can expect a more stable and predictable income stream due to the backing of the issuer's assets.The difference between debenture interest and bond interest becomes particularly important when assessing the risk associated with each investment. Since debentures are unsecured, they tend to offer higher interest rates to compensate for the increased risk. Investors are essentially taking a leap of faith, trusting that the company will be able to meet its obligations. In contrast, bonds, especially those issued by stable governments, are considered safer investments. As a result, the interest rates on bonds are generally lower than those on debentures.Another key aspect to consider is the market perception of these instruments. Debentures are often viewed as riskier investments, which can lead to greater volatility in their prices. When a company’s financial health is called into question, the value of its debentures may drop significantly, reflecting the market’s concerns about the issuer’s ability to honor its interest payments. Conversely, bonds issued by reputable governments are often seen as safe havens during economic downturns, leading to increased demand and stability in their pricing.In conclusion, both debenture interest and bond interest play significant roles in the investment landscape. Understanding the differences between these two types of interest payments is essential for investors seeking to build a diversified portfolio. While debenture interest offers the potential for higher returns, it comes with increased risk. On the other hand, bond interest provides a more secure investment option, albeit with lower returns. Ultimately, the choice between the two will depend on an investor's risk tolerance, financial goals, and the overall economic environment.

在金融世界中，理解各种投资工具对于做出明智的决策至关重要。在这些工具中，两个常常出现的术语是债券利息和公司债利息。这两者都代表了投资者从向公司或政府借款中获得的利息支付，但它们具有不同的特征，使其有所区别。首先，让我们定义一下什么是公司债。公司债是一种债务工具，它不以实物资产或担保作为支持。相反，它依赖于发行人的信用worthiness和声誉。当投资者购买公司债时，他们实际上是将资金借给发行人，以换取定期的利息支付，即债券利息，以及到期时归还本金。这使得公司债成为寻求固定收益证券的投资者的热门选择，尽管与有担保的债券相比风险更高。另一方面，债券利息指的是从债券中获得的利息，债券通常是更传统的债务证券形式。债券通常由政府或公司发行，通常以特定资产或发行人征税或产生收入的能力作为支持。债券的利息支付，也称为票息支付，通常是每半年或每年支付一次。购买债券的投资者可以期待由于发行人资产的支持而获得更稳定和可预测的收入流。债券利息和公司债利息之间的差异在评估每项投资相关风险时显得尤为重要。由于公司债没有担保，因此通常提供更高的利率以补偿增加的风险。投资者实际上是在冒险，相信公司能够履行其义务。相比之下，特别是那些由稳定政府发行的债券，被认为是更安全的投资。因此，债券的利率通常低于公司债的利率。另一个需要考虑的关键方面是市场对这些工具的看法。公司债通常被视为风险更大的投资，这可能导致它们价格的更大波动。当一家公司的财务健康受到质疑时，其公司债的价值可能会显著下降，反映出市场对发行人履行其利息支付能力的担忧。相反，由信誉良好的政府发行的债券在经济低迷期间往往被视为避风港，导致需求增加，价格稳定。总之，债券利息和公司债利息在投资领域中扮演着重要角色。理解这两种类型的利息支付之间的差异，对于寻求建立多样化投资组合的投资者来说至关重要。虽然债券利息提供了更高的回报潜力，但风险也随之增加。另一方面，债券利息提供了更安全的投资选择，尽管回报较低。最终，两者之间的选择将取决于投资者的风险承受能力、财务目标以及整体经济环境。