bondholder; loan holder; debenture holder

简明释义

债券持票人，债券持有人

英英释义

例句

1.If you are a loan holder 贷款持有人, ensure you understand the terms of your agreement.

如果您是贷款持有人 loan holder，请确保您了解协议条款。

2.As a loan holder 贷款持有人, you are required to make monthly payments until the loan is fully paid off.

作为一名贷款持有人 loan holder，您需要每月还款，直到贷款全部偿还。

3.The debenture holder 公司债券持有人 is entitled to vote on significant corporate decisions.

该公司债券持有人 debenture holder有权对重大公司决策进行投票。

4.Investors often look for reliable returns when choosing a bondholder 债券持有人 to invest in.

投资者在选择投资的债券持有人 bondholder时，通常会寻找可靠的回报。

5.The company announced that each bondholder 债券持有人 will receive interest payments semi-annually.

公司宣布每位债券持有人 bondholder将每半年收到利息支付。

作文

In the world of finance, understanding the roles of different types of investors is crucial for anyone looking to navigate the complexities of the market. Among these investors are the bondholders (债券持有人), loan holders (贷款持有人), and debenture holders (公司债券持有人). Each of these terms refers to a specific type of financial instrument that represents a claim on an entity's assets or income, and they play distinct roles in the financing landscape.A bondholder is someone who owns a bond, which is essentially a fixed income instrument that represents a loan made by the investor to a borrower, typically corporate or governmental. When an individual purchases a bond, they are lending money to the issuer in exchange for periodic interest payments and the return of the bond's face value upon maturity. This makes bondholders (债券持有人) vital for funding various projects and operations, as governments and corporations rely on them to raise capital.On the other hand, a loan holder refers to an individual or institution that has taken out a loan from a bank or another financial entity. Unlike bondholders, who invest in securities, loan holders (贷款持有人) are borrowers who must repay the principal amount along with interest over a specified period. This relationship is essential for the functioning of the economy, as it provides liquidity to businesses and individuals, enabling them to make significant purchases or investments.Lastly, debenture holders are a specific type of bondholder (债券持有人) who hold debentures, which are unsecured bonds issued by corporations. Unlike traditional bonds that may be backed by collateral, debentures rely solely on the creditworthiness of the issuer. This means that debenture holders (公司债券持有人) face higher risks compared to secured bondholders, but they also have the potential for greater returns if the issuing company performs well financially.Understanding these distinctions is essential for investors. For instance, while bondholders (债券持有人) may prioritize the stability of their investments, loan holders (贷款持有人) must focus on their ability to repay debts without compromising their financial health. Similarly, debenture holders (公司债券持有人) should assess the risk associated with investing in unsecured debt versus the potential rewards.In conclusion, the financial landscape is populated by various types of investors, each playing a unique role in the economy. By recognizing the differences between bondholders (债券持有人), loan holders (贷款持有人), and debenture holders (公司债券持有人), individuals can make informed decisions about their investments and understand the implications of their financial choices. Whether one is looking to invest in stable bonds, take out loans for personal or business needs, or venture into the riskier realm of debentures, knowledge of these terms is fundamental to achieving financial success.

在金融世界中，理解不同类型投资者的角色对于任何希望驾驭市场复杂性的人来说都是至关重要的。在这些投资者中，有债券持有人、贷款持有人和公司债券持有人。每一个术语都指的是代表对实体资产或收入的索赔的特定类型的金融工具，它们在融资环境中扮演着不同的角色。债券持有人是指拥有债券的人，债券本质上是一种固定收益工具，代表了投资者向借款人（通常是公司或政府）发放的贷款。当个人购买债券时，他们是在向发行者借出资金，以换取定期的利息支付和到期时债券面值的返还。这使得债券持有人在为各种项目和运营提供资金方面至关重要，因为政府和公司依赖他们来筹集资本。另一方面，贷款持有人指的是从银行或其他金融实体获得贷款的个人或机构。与投资证券的债券持有人不同，贷款持有人是必须在规定时间内偿还本金及其利息的借款人。这种关系对于经济的运作至关重要，因为它为企业和个人提供流动性，使他们能够进行重大购买或投资。最后，公司债券持有人是特定类型的债券持有人，持有的是公司发行的无担保债券。与可能有抵押品支持的传统债券不同，债券仅依赖于发行者的信用worthiness。这意味着公司债券持有人面临的风险比有担保的债券持有人更高，但如果发行公司财务表现良好，他们也有可能获得更高的回报。理解这些区别对于投资者至关重要。例如，虽然债券持有人可能优先考虑投资的稳定性，但贷款持有人必须关注其偿还债务的能力，而不损害其财务健康。同样，公司债券持有人应该评估投资于无担保债务的风险与潜在回报之间的关系。总之，金融领域充满了各种类型的投资者，每个投资者在经济中扮演着独特的角色。通过认识到债券持有人、贷款持有人和公司债券持有人之间的差异，个人可以就其投资做出明智的决策，并了解其财务选择的影响。无论一个人是希望投资于稳定的债券，还是为了个人或商业需求而申请贷款，抑或是冒险进入公司债券的风险领域，了解这些术语对于实现财务成功至关重要。