bond sinking fund; bond retirement fund

简明释义

债券偿债基金

英英释义

例句

1.The city established a bond sinking fund 债券偿还基金 to ensure that it could pay off its municipal bonds when they mature.

该市设立了一个债券偿还基金 bond sinking fund，以确保能够在市政债券到期时偿还。

2.A well-managed bond sinking fund 债券偿还基金 can enhance the credit rating of an organization.

管理良好的债券偿还基金 bond sinking fund可以提高一个组织的信用评级。

3.Investors often look for municipalities with a strong bond retirement fund 债券退休基金 to minimize risks.

投资者通常寻找拥有强大债券退休基金 bond retirement fund的市政机构，以降低风险。

4.The school district allocated part of its budget to the bond retirement fund 债券退休基金 for future capital projects.

学区将部分预算分配给债券退休基金 bond retirement fund，用于未来的资本项目。

5.The company set aside money in a bond sinking fund 债券偿还基金 to prepare for the repayment of its long-term debt.

公司在债券偿还基金 bond sinking fund中预留资金，以准备偿还长期债务。

作文

In the world of finance, understanding various investment vehicles and their associated terms is crucial for making informed decisions. One such term that often comes up in discussions about debt management and investment strategies is bond sinking fund; bond retirement fund. These funds play a significant role in ensuring that bond issuers can meet their obligations to bondholders while also providing a level of security for investors. A bond sinking fund; bond retirement fund is essentially a reserve fund set up by the issuer of a bond. This fund is used specifically for the purpose of paying off the principal amount of the bond when it matures. Instead of paying back the entire principal at once, which can be a substantial financial burden, the issuer makes regular contributions to this fund over the life of the bond. This systematic approach helps in managing cash flows and reduces the risk of default.The concept of a sinking fund is particularly important for long-term bonds. Investors often prefer bonds with a sinking fund provision because it offers them additional security. By knowing that the issuer is setting aside money regularly to pay off the bond, investors feel more confident that they will receive their principal back at maturity. This is especially relevant for corporate bonds, where the financial stability of the issuing company can fluctuate over time.Moreover, a bond sinking fund; bond retirement fund can also enhance the creditworthiness of the issuer. Credit rating agencies often look favorably upon companies that maintain such funds, as they demonstrate a commitment to responsible financial management. This can lead to lower interest rates on future bond issuances, ultimately benefiting both the issuer and the investors.It’s also worth noting that there are different types of sinking funds. Some funds require the issuer to buy back a certain percentage of the bonds each year, while others may allow the issuer to make a lump-sum payment at maturity. The specific terms of the sinking fund are usually outlined in the bond indenture, which is the legal contract between the bond issuer and the bondholders. Investors should carefully review these terms before investing, as they can significantly impact the overall return on investment. Understanding how a bond sinking fund; bond retirement fund operates can provide insights into the risk profile of the bond and help investors make better decisions based on their individual risk tolerance and investment goals.In conclusion, a bond sinking fund; bond retirement fund is an essential financial tool that benefits both issuers and investors. By allowing issuers to manage their debt obligations more effectively and providing investors with a sense of security, these funds play a vital role in the bond market. As financial literacy continues to grow among investors, understanding the nuances of such terms will undoubtedly lead to more informed investment choices and a healthier financial ecosystem.

在金融世界中，理解各种投资工具及其相关术语对于做出明智的决策至关重要。其中一个在讨论债务管理和投资策略时经常出现的术语是债券偿还基金；债券退休基金。这些基金在确保债券发行人能够履行对债券持有人的义务方面发挥着重要作用，同时也为投资者提供了一定的安全性。债券偿还基金；债券退休基金本质上是由债券发行人设立的储备基金。该基金专门用于在债券到期时偿还债券的本金金额。与其一次性偿还全部本金，这可能会成为巨大的财务负担，发行人会在债券的生命周期内定期向该基金缴款。这种系统化的方法有助于管理现金流，并减少违约风险。偿还基金的概念对于长期债券尤其重要。投资者通常更喜欢具有偿还基金条款的债券，因为这为他们提供了额外的保障。通过知道发行人定期存入资金以偿还债券，投资者更加自信，他们将在到期时收回本金。这在公司债券中尤其相关，因为发行公司的财务稳定性可能会随时间波动。此外，债券偿还基金；债券退休基金还可以增强发行人的信用worthiness。信用评级机构通常对维持此类基金的公司持积极态度，因为这表明他们对负责任的财务管理的承诺。这可能导致未来债券发行的利率降低，从而最终使发行人和投资者受益。值得注意的是，偿还基金有不同类型。有些基金要求发行人每年回购一定比例的债券，而其他基金则可能允许发行人在到期时进行一次性付款。偿还基金的具体条款通常在债券契约中列出，这是债券发行人与债券持有人之间的法律合同。投资者在投资前应仔细审查这些条款，因为它们可能会显著影响整体投资回报。理解债券偿还基金；债券退休基金如何运作可以为债券的风险特征提供洞察，并帮助投资者根据个人风险承受能力和投资目标做出更好的决策。总之，债券偿还基金；债券退休基金是一个重要的金融工具，既有利于发行人，也有利于投资者。通过让发行人更有效地管理债务义务，并为投资者提供安全感，这些基金在债券市场中发挥着至关重要的作用。随着投资者金融素养的不断提高，理解这些术语的细微差别无疑将导致更明智的投资选择和更健康的金融生态系统。