balance of indebtedness

简明释义

债权债务差额

英英释义

例句

1.A healthy balance of indebtedness is crucial for maintaining investor confidence.

健康的债务余额对于维持投资者信心至关重要。

2.The company is working hard to reduce its balance of indebtedness, which refers to the total amount of money it owes to creditors.

该公司正在努力减少其债务余额，即它欠债权人的总金额。

3.The balance of indebtedness can affect a company's ability to secure future loans.

债务余额可能会影响公司获得未来贷款的能力。

4.To improve its credit rating, the business needs to lower its balance of indebtedness significantly.

为了提高其信用评级，该企业需要显著降低其债务余额。

5.Investors are concerned about the firm's high balance of indebtedness, as it indicates potential financial instability.

投资者对该公司的高债务余额表示担忧，因为这表明潜在的财务不稳定。

作文

In today's global economy, the concept of financial responsibility is paramount. Individuals and nations alike must navigate the intricate web of debts and obligations that define their economic landscape. One crucial aspect of this financial navigation is understanding the balance of indebtedness, which refers to the total amount of debt owed by an individual, organization, or country in comparison to its assets or income. This balance plays a significant role in determining financial health and stability.For individuals, maintaining a healthy balance of indebtedness is essential for achieving long-term financial goals. When people accumulate debt, whether through credit cards, loans, or mortgages, they must ensure that their income can support these obligations. A high balance of indebtedness can lead to financial strain, where monthly payments consume a significant portion of one’s income, leaving little room for savings or investments. It is advisable for individuals to regularly assess their financial situation, keeping track of their debts and ensuring that they are not living beyond their means.On a larger scale, countries also grapple with their balance of indebtedness. National debt often arises from government borrowing to fund public services, infrastructure projects, and economic stimulus measures. While some level of debt can be beneficial for stimulating growth, excessive borrowing can lead to a precarious financial situation. Countries must manage their debt levels carefully, balancing the need for investment in public goods with the obligation to repay creditors. An unsustainable balance of indebtedness can result in higher interest rates, reduced investor confidence, and ultimately, economic downturns.Furthermore, the implications of a poor balance of indebtedness extend beyond just financial metrics. For individuals, it can impact mental health and overall well-being. The stress associated with mounting debt can lead to anxiety and other health issues, affecting one’s quality of life. For nations, high levels of debt can trigger social unrest, as citizens may demand accountability and transparency from their governments regarding spending practices.To improve one’s balance of indebtedness, both individuals and nations can take proactive steps. For individuals, creating a budget, prioritizing debt repayment, and seeking financial advice are effective strategies. On a national level, governments can focus on increasing revenues through taxation, reducing unnecessary expenditures, and fostering economic growth to enhance their ability to service debt.In conclusion, the balance of indebtedness is a critical component of financial health for both individuals and nations. Understanding this balance allows for better decision-making and planning, ultimately leading to greater financial stability and security. By recognizing the importance of managing debt responsibly, we can work towards a more sustainable economic future, both personally and collectively.

在当今全球经济中，财务责任的概念至关重要。个人和国家都必须在定义其经济格局的复杂债务和义务网络中航行。理解欠债余额是这一财务导航的一个关键方面，它指的是个人、组织或国家所欠的总债务与其资产或收入的比较。这个余额在确定财务健康和稳定性方面发挥着重要作用。对于个人而言，保持健康的欠债余额对于实现长期财务目标至关重要。当人们积累债务时，无论是通过信用卡、贷款还是抵押贷款，他们必须确保自己的收入能够支持这些义务。高额的欠债余额可能导致财务压力，每月的还款占据了收入的很大一部分，几乎没有储蓄或投资的空间。建议个人定期评估自己的财务状况，跟踪债务，确保他们没有超出自己的能力生活。在更大范围内，国家也在努力应对其欠债余额。国家债务通常源于政府借款，以资助公共服务、基础设施项目和经济刺激措施。尽管适度的债务可以促进增长，但过度借贷可能导致危险的财务状况。各国必须谨慎管理其债务水平，在投资公共产品的需求与偿还债权人的义务之间取得平衡。不可持续的欠债余额可能导致更高的利率、投资者信心下降，最终导致经济衰退。此外，糟糕的欠债余额的影响不仅限于财务指标。对于个人而言，它可能影响心理健康和整体幸福感。与不断增加的债务相关的压力可能导致焦虑和其他健康问题，影响一个人的生活质量。对于国家而言，高水平的债务可能引发社会动荡，因为公民可能要求政府在支出实践上负责和透明。为了改善个人和国家的欠债余额，双方都可以采取积极的步骤。对于个人，制定预算、优先偿还债务和寻求财务建议是有效的策略。在国家层面，政府可以通过征税来增加收入，减少不必要的支出，并促进经济增长，以增强其偿还债务的能力。总之，欠债余额是个人和国家财务健康的重要组成部分。理解这一余额有助于更好的决策和规划，最终实现更大的财务稳定和安全。通过认识到负责任地管理债务的重要性，我们可以为个人和集体的可持续经济未来而努力。