creditor account

简明释义

债权人帐户

英英释义

例句

1.The accountant updated the entries in the creditor account (债权人账户) to reflect recent payments.

会计更新了creditor account (债权人账户) 中的条目，以反映最近的付款。

2.We need to reconcile our creditor account (债权人账户) with the suppliers' records.

我们需要将我们的creditor account (债权人账户) 与供应商的记录进行核对。

3.To improve cash flow, the manager decided to negotiate better terms on their creditor account (债权人账户).

为了改善现金流，经理决定对他们的creditor account (债权人账户) 进行更好的条款谈判。

4.After reviewing the financial statements, we found discrepancies in the creditor account (债权人账户).

在审查财务报表后，我们发现creditor account (债权人账户) 中存在差异。

5.The company received a notice to settle the balance in their creditor account (债权人账户) by the end of the month.

公司收到通知，要求在月底前结清他们的creditor account (债权人账户) 余额。

作文

In the world of finance and accounting, understanding various terms is crucial for both individuals and businesses. One such term that often arises in discussions about financial transactions is creditor account. A creditor account refers to an account that records the amounts owed by a business or individual to its creditors. This can include loans, unpaid bills, and other forms of credit extended by suppliers and lenders. The management of creditor accounts is vital for maintaining healthy financial relationships and ensuring the smooth operation of any organization.To delve deeper into the concept of a creditor account, it is important to recognize its role in the broader context of financial accounting. When a company purchases goods or services on credit, it does not immediately pay for these items. Instead, the amount owed is recorded in the creditor account, which serves as a liability on the balance sheet. This liability indicates that the company has an obligation to pay back the creditor at a future date, typically under agreed-upon terms.The management of creditor accounts involves monitoring outstanding debts and ensuring timely payments to avoid late fees and damage to credit ratings. Companies often implement strategies to manage their creditor accounts effectively, such as establishing payment schedules, negotiating better terms with suppliers, and maintaining open communication with creditors. By doing so, businesses can maintain good standing with their suppliers and creditors, which is essential for securing favorable terms in future transactions.Moreover, the information contained within creditor accounts can provide valuable insights into a company's financial health. Analyzing these accounts can help identify trends in spending, assess cash flow needs, and inform budgeting decisions. For instance, if a company notices a significant increase in its creditor accounts, it may indicate that it is relying more heavily on credit to finance operations, which could be a red flag for potential cash flow issues.In addition to their significance in business operations, creditor accounts also play a critical role in personal finance. Individuals who take out loans or use credit cards are essentially creating creditor accounts with banks and financial institutions. Understanding how to manage these accounts is essential for maintaining good credit and achieving financial stability. This includes making timely payments, keeping track of outstanding balances, and being aware of interest rates and fees associated with different forms of credit.In conclusion, the term creditor account encompasses a fundamental aspect of financial management for both businesses and individuals. It represents the obligations one has towards creditors and serves as an essential component of financial accounting. By effectively managing creditor accounts, individuals and organizations can foster positive relationships with their creditors, maintain financial health, and make informed decisions regarding their financial futures. Ultimately, a solid understanding of creditor accounts is key to navigating the complexities of finance in today's fast-paced economic environment.

在金融和会计的世界中，理解各种术语对个人和企业至关重要。其中一个常常出现在财务交易讨论中的术语是债权人账户。债权人账户指的是记录企业或个人欠其债权人的金额的账户。这可以包括贷款、未支付的账单以及供应商和贷方提供的其他形式的信贷。管理债权人账户对于维护健康的财务关系和确保任何组织的顺利运作至关重要。深入了解债权人账户的概念，重要的是认识到它在财务会计的更广泛背景中的作用。当公司以信用方式购买商品或服务时，它不会立即为这些项目付款。相反，所欠的金额会记录在债权人账户中，该账户作为资产负债表上的负债。这种负债表明，公司有义务在未来某个日期偿还债权人，通常是在约定的条款下。管理债权人账户涉及监控未偿债务并确保及时付款，以避免滞纳金和损害信用评级。公司通常会实施策略来有效管理其债权人账户，例如建立付款计划、与供应商协商更好的条款以及与债权人保持开放的沟通。通过这样做，企业可以与其供应商和债权人保持良好的关系，这对于在未来交易中获得有利的条款至关重要。此外，债权人账户中包含的信息可以为公司的财务健康提供宝贵的见解。分析这些账户可以帮助识别支出趋势、评估现金流需求，并告知预算决策。例如，如果一家公司注意到其债权人账户显著增加，这可能表明它越来越依赖信用来融资运营，这可能是潜在现金流问题的警示信号。除了在商业运营中的重要性外，债权人账户在个人财务中也发挥着关键作用。借款或使用信用卡的个人基本上是在与银行和金融机构创建债权人账户。理解如何管理这些账户对于维护良好的信用和实现财务稳定至关重要。这包括及时付款、跟踪未偿余额及了解与不同形式的信用相关的利率和费用。总之，术语债权人账户涵盖了个人和企业财务管理的基本方面。它代表了一个人对债权人的义务，并作为财务会计的一个重要组成部分。通过有效管理债权人账户，个人和组织可以促进与债权人的积极关系，维护财务健康，并就其财务未来做出明智的决策。最终，对债权人账户的扎实理解是驾驭当今快节奏经济环境中财务复杂性的关键。