creditor's damage

简明释义

债权人损失

英英释义

例句

1.In bankruptcy cases, the assessment of creditor's damage 债权人的损失 is crucial for fair distribution of assets.

在破产案件中，评估creditor's damage 债权人的损失对于公平分配资产至关重要。

2.The contract included a clause that specified how to calculate creditor's damage 债权人的损失 in case of breach.

合同中包含了一项条款，规定了在违约情况下如何计算creditor's damage 债权人的损失。

3.To recover creditor's damage 债权人的损失, the creditor hired a collection agency.

为了追回creditor's damage 债权人的损失，债权人雇佣了一个催收机构。

4.The business failed to pay its debts, leading to significant creditor's damage 债权人的损失 for several suppliers.

该企业未能偿还债务，导致几家供应商遭受了重大creditor's damage 债权人的损失。

5.The court ruled that the debtor must compensate for the creditor's damage 债权人的损失 caused by the late payment.

法庭裁定债务人必须赔偿因延迟付款造成的creditor's damage 债权人的损失。

作文

In the world of finance and law, the term creditor's damage refers to the losses suffered by a creditor due to a debtor's failure to fulfill their financial obligations. This concept is crucial in understanding the dynamics between debtors and creditors, especially in cases of bankruptcy or default. When a debtor fails to pay back a loan or meet other financial commitments, the creditor may experience significant economic harm. This damage can manifest in various forms, including lost interest income, legal fees incurred during collection efforts, and the potential loss of the principal amount borrowed.To illustrate the impact of creditor's damage, consider a small business that takes out a loan to expand its operations. If the business faces unexpected challenges, such as a sudden drop in sales or increased competition, it may struggle to repay the loan. As a result, the lender, often a bank or financial institution, may find itself facing creditor's damage. The bank not only loses the expected interest from the loan but also has to spend resources on recovery efforts, which can further exacerbate its financial situation.Moreover, the concept of creditor's damage extends beyond just financial losses. It can also affect the overall credit market. When creditors face significant damages due to defaults, they may become more reluctant to lend money in the future. This tightening of credit can lead to broader economic consequences, as businesses and individuals may find it more challenging to secure loans, thereby stifling growth and innovation.Legal frameworks often seek to protect creditors from creditor's damage. For instance, bankruptcy laws are designed to provide a structured process for debtors to repay their debts while offering some level of protection to creditors. In such cases, creditors may be able to recover a portion of their losses through the liquidation of the debtor's assets. However, this process is not always straightforward, and many creditors may still end up with substantial damages.In conclusion, understanding creditor's damage is essential for both creditors and debtors. Creditors must assess the risks associated with lending, while debtors need to recognize the importance of meeting their financial obligations. By fostering a better understanding of this concept, both parties can work towards minimizing losses and maintaining healthy financial relationships. Ultimately, the goal should be to create a balanced environment where credit can flow freely without exposing creditors to excessive damage due to defaults.

在金融和法律领域，术语creditor's damage指的是由于债务人未能履行其财务义务而导致的债权人遭受的损失。这个概念对于理解债务人和债权人之间的动态关系至关重要，尤其是在破产或违约的情况下。当债务人未能偿还贷款或满足其他财务承诺时，债权人可能会遭受重大经济损害。这种损害可以以多种形式表现出来，包括失去的利息收入、在催收过程中产生的法律费用以及潜在的本金损失。为了说明creditor's damage的影响，考虑一个小企业为扩展其业务而申请贷款的情况。如果该企业面临意外挑战，例如销售突然下降或竞争加剧，它可能会难以偿还贷款。因此，贷方，通常是银行或金融机构，可能会发现自己面临creditor's damage。银行不仅失去了预期的贷款利息，还必须在追讨过程中花费资源，这可能进一步加剧其财务状况。此外，creditor's damage的概念不仅限于财务损失。它还可能影响整体信贷市场。当债权人因违约而遭受重大损失时，他们可能会变得更加不愿意未来放贷。这种信贷收紧可能会导致更广泛的经济后果，因为企业和个人可能会发现更难获得贷款，从而抑制增长和创新。法律框架通常试图保护债权人免受creditor's damage。例如，破产法旨在为债务人提供一个结构化的偿债过程，同时为债权人提供某种程度的保护。在这种情况下，债权人可能能够通过清算债务人的资产来追回部分损失。然而，这一过程并不总是简单的，许多债权人可能仍然面临可观的损失。总之，理解creditor's damage对债权人和债务人都至关重要。债权人必须评估与放贷相关的风险，而债务人需要认识到履行财务义务的重要性。通过促进对这一概念的更好理解，双方可以努力减少损失并维持健康的金融关系。最终，目标应该是创造一个平衡的环境，使信贷能够自由流动，而不会使债权人因违约而面临过度损害。