creditor's equity

简明释义

债权人产权，债权人权益

英英释义

例句

1.Investors often analyze creditor's equity 债权人权益 to assess the risk involved in lending to a company.

投资者通常分析creditor's equity 债权人权益以评估向公司借贷的风险。

2.In the event of bankruptcy, the creditor's equity 债权人权益 will be prioritized over shareholders' claims.

在破产事件中，creditor's equity 债权人权益将优先于股东的索赔。

3.The company's balance sheet shows a significant amount of creditor's equity 债权人权益, indicating strong financial backing.

公司的资产负债表显示出大量的creditor's equity 债权人权益，这表明其财务支持强劲。

4.During the audit, the accountants confirmed the accuracy of the creditor's equity 债权人权益 reported.

在审计期间，会计确认了报告的creditor's equity 债权人权益的准确性。

5.The increase in creditor's equity 债权人权益 suggests that the company is taking on more debt.

creditor's equity 债权人权益的增加表明公司正在承担更多的债务。

作文

Understanding the concept of creditor's equity is essential for anyone involved in finance or business management. In simple terms, creditor's equity refers to the portion of a company's assets that are owed to creditors after all liabilities have been settled. It represents the financial interest that creditors have in a company, which can be crucial during financial analysis or when evaluating a company's solvency.When a company borrows money, it incurs debts that it must repay. These debts create liabilities on the balance sheet, which can affect the overall financial health of the organization. The creditor's equity essentially highlights the claim that creditors have over the company's assets. For instance, if a company has total assets worth $1 million and total liabilities of $600,000, the creditor's equity would be $400,000. This means that creditors have a claim to this amount in the event of liquidation.The importance of understanding creditor's equity cannot be overstated, especially for investors and stakeholders who are assessing the risk associated with a company. A higher level of creditor's equity indicates that creditors have a more significant stake in the company, which might suggest a higher risk for investors. Conversely, if a company has low creditor's equity, it may indicate that the company is less leveraged and could be seen as a safer investment opportunity.Moreover, creditor's equity plays a critical role during bankruptcy proceedings. In such cases, creditors will often look to the creditor's equity to determine how much they can recover from the company's assets. The order of repayment is also influenced by the type of creditors involved—secured creditors typically have priority over unsecured creditors. Understanding this hierarchy can help businesses strategize their financing options and manage their debts more effectively.Furthermore, the concept of creditor's equity ties into the broader context of corporate governance. Companies that maintain a healthy balance between equity and debt can foster better relationships with their creditors. This balance is crucial for maintaining credit ratings, which can affect the cost of borrowing in the future. Investors also pay close attention to how a company manages its creditor's equity because it reflects the company's operational efficiency and financial stability.In conclusion, grasping the nuances of creditor's equity is vital for stakeholders in the financial landscape. It not only helps in understanding a company's financial obligations but also aids in making informed decisions regarding investments and risk assessments. By keeping an eye on creditor's equity, one can gain deeper insights into a company's financial structure and its long-term viability in the market. Overall, creditor's equity serves as a key indicator of a company's financial health and its ability to meet its obligations to creditors, thereby influencing both strategic decisions and investment outcomes.

理解债权人权益的概念对任何参与金融或商业管理的人来说都是至关重要的。简单来说，债权人权益是指在偿还所有负债后，公司资产中归债权人所有的部分。它代表了债权人在公司中的财务利益，这在财务分析或评估公司偿付能力时至关重要。当一家公司借款时，它会产生必须偿还的债务。这些债务在资产负债表上形成负债，可能会影响组织的整体财务健康。债权人权益本质上突出了债权人对公司资产的索赔。例如，如果一家公司总资产为100万美元，总负债为60万美元，则债权人权益为40万美元。这意味着在清算时，债权人对这一金额有索赔权。理解债权人权益的重要性不容小觑，尤其是对于评估与公司相关风险的投资者和利益相关者而言。较高的债权人权益表明债权人在公司中的利益更大，这可能暗示投资者面临更高的风险。相反，如果一家公司拥有较低的债权人权益，这可能表明该公司杠杆较低，可以被视为更安全的投资机会。此外，债权人权益在破产程序中发挥着关键作用。在这种情况下，债权人通常会查看债权人权益，以确定他们可以从公司资产中收回多少。还款顺序也受到涉及债权人类型的影响——担保债权人通常优先于无担保债权人。理解这种层次结构可以帮助企业更有效地制定融资选择和管理债务。此外，债权人权益的概念与企业治理的更广泛背景相关。保持股权和债务之间健康平衡的公司可以促进与债权人的良好关系。这种平衡对维护信用评级至关重要，信用评级会影响未来借款成本。投资者也密切关注公司如何管理其债权人权益，因为这反映了公司的运营效率和财务稳定性。总之，掌握债权人权益的细微差别对金融领域的利益相关者至关重要。它不仅有助于理解公司的财务义务，还有助于在投资和风险评估方面做出明智的决策。通过关注债权人权益，人们可以深入了解公司的财务结构及其在市场上的长期生存能力。总体而言，债权人权益作为公司财务健康状况和履行对债权人义务能力的关键指标，影响着战略决策和投资结果。