gifts and bequests

简明释义

赠与及遗赠

英英释义

例句

1.She made a generous gift and bequest to the animal shelter.

她向动物收容所做出了慷慨的赠与和遗赠。

2.He decided to include gifts and bequests in his estate planning.

他决定在他的遗产规划中包含赠与和遗赠。

3.Many charities rely on gifts and bequests to fund their programs.

许多慈善机构依靠赠与和遗赠来资助他们的项目。

4.The university benefits greatly from gifts and bequests from alumni.

这所大学从校友的赠与和遗赠中受益匪浅。

5.The museum received several gifts and bequests from local artists.

博物馆收到了几位当地艺术家的赠与和遗赠。

作文

The concept of gifts and bequests is an essential aspect of personal finance and estate planning. Understanding these terms can significantly impact how individuals manage their assets and ensure that their loved ones are taken care of after they pass away. A gift refers to a voluntary transfer of property or assets from one individual to another without any expectation of compensation. This can include anything from money, real estate, or personal belongings. On the other hand, a bequest is a specific type of gift that is made through a will or estate plan, which takes effect upon the death of the giver. It is crucial for individuals to recognize the differences between these two concepts as they navigate their financial responsibilities.When people think about gifts and bequests, they often consider the emotional significance behind these actions. Giving a gift can strengthen relationships, create lasting memories, and provide support to friends and family during times of need. For example, parents may choose to give their children a financial gift to help them purchase their first home or pay for higher education. Such gestures not only demonstrate love and support but also serve practical purposes that can have long-lasting effects on the recipients' lives.In contrast, bequests are often more formal and planned. They require careful consideration and legal documentation, as they are part of an individual's overall estate plan. By including bequests in their wills, individuals can ensure that their assets are distributed according to their wishes after their death. This can alleviate potential disputes among heirs and provide clarity regarding the distribution of wealth. Additionally, bequests can be used strategically to minimize tax liabilities and maximize the benefits to the beneficiaries.Furthermore, both gifts and bequests can play a significant role in charitable giving. Individuals may choose to make charitable gifts during their lifetime, contributing to causes they are passionate about. These gifts can provide immediate support to organizations and initiatives that make a difference in society. Alternatively, individuals may include charitable bequests in their wills, leaving a portion of their estate to a charity or nonprofit organization. This approach allows individuals to leave a lasting legacy and continue supporting their favorite causes even after they are gone.It is important to note that there are legal and tax implications associated with both gifts and bequests. In many jurisdictions, there are limits on the amount of money or property that can be gifted without incurring taxes. Understanding these regulations can help individuals make informed decisions about their financial planning. Similarly, bequests may be subject to estate taxes, depending on the total value of the estate and the laws in place at the time of death.In conclusion, comprehending the nuances of gifts and bequests is vital for effective estate planning and asset management. Both concepts offer unique opportunities for individuals to express their love and support for others while also ensuring their financial wishes are honored. By taking the time to understand these terms and their implications, individuals can create a thoughtful plan that reflects their values and priorities, providing peace of mind for themselves and their families. Ultimately, whether through gifts given during one's lifetime or bequests made after death, the act of giving can profoundly impact the lives of others, fostering connections and creating a legacy that endures for generations.

“赠与和遗赠”的概念是个人财务和遗产规划的重要方面。理解这些术语可以显著影响个人如何管理资产，并确保他们的亲人在他们去世后得到照顾。赠与是指个人自愿将财产或资产转移给另一个个人，而不期望得到任何补偿。这可以包括金钱、不动产或个人物品。另一方面，遗赠是一种特定类型的赠与，通过遗嘱或遗产计划进行，生效于赠与者去世时。个人在处理财务责任时，认识到这两个概念之间的差异至关重要。当人们想到赠与和遗赠时，他们常常考虑这些行为背后的情感意义。给予赠与可以增强关系，创造持久的回忆，并在需要时为朋友和家人提供支持。例如，父母可能选择给孩子一笔财务赠与，以帮助他们购买第一套房子或支付高等教育费用。这些举动不仅表达了爱和支持，还起到了实用的作用，对接受者的生活产生持久的影响。相反，遗赠往往更加正式和计划周详。它们需要仔细考虑和法律文件，因为它们是个人整体遗产计划的一部分。通过在遗嘱中包含遗赠，个人可以确保在去世后，其资产按照自己的意愿分配。这可以减轻继承人之间可能出现的争议，并提供关于财富分配的清晰度。此外，遗赠还可以被战略性地用于最小化税收负担，最大化受益人的利益。此外，赠与和遗赠都可以在慈善捐赠中发挥重要作用。个人可能选择在生前进行慈善赠与，为他们热衷的事业做出贡献。这些赠与可以为对社会产生影响的组织和倡议提供即时支持。或者，个人可以在遗嘱中包含慈善遗赠，将其遗产的一部分留给慈善机构或非营利组织。这种方法使个人能够留下持久的遗产，继续支持他们最喜欢的事业，即使在他们离开之后。需要注意的是，与赠与和遗赠相关的法律和税务影响。在许多司法管辖区，存在着可以赠与而不征税的金钱或财产的限额。了解这些规定可以帮助个人在财务规划中做出明智的决定。同样，遗赠可能会受到遗产税的影响，具体取决于遗产的总价值和去世时适用的法律。总之，理解赠与和遗赠的细微差别对于有效的遗产规划和资产管理至关重要。这两个概念为个人提供了独特的机会，以表达对他人的爱和支持，同时确保他们的财务愿望得到尊重。通过花时间理解这些术语及其影响，个人可以制定一个反映他们价值观和优先事项的周密计划，为自己和家人提供内心的平静。最终，无论是通过生前的赠与还是去世后的遗赠，给予的行为都可以深刻影响他人的生活，促进联系，创造一个代代相传的遗产。