cash credit

简明释义

暂欠货款

英英释义

例句

1.Using cash credit 现金信贷, I was able to purchase new equipment for my startup.

通过使用现金信贷 现金信贷，我能够为我的初创公司购买新设备。

2.My friend took out a cash credit 现金信贷 loan to cover his unexpected medical bills.

我的朋友申请了一笔现金信贷 现金信贷贷款来支付他意外的医疗费用。

3.With cash credit 现金信贷, businesses can maintain liquidity without selling assets.

有了现金信贷 现金信贷，企业可以保持流动性而无需出售资产。

4.The bank offered me a line of cash credit 现金信贷 to help manage my business expenses.

银行为我提供了一条现金信贷 现金信贷，以帮助管理我的商业开支。

5.The cash credit 现金信贷 facility allowed me to withdraw funds whenever necessary.

这个现金信贷 现金信贷设施让我可以在必要时提取资金。

作文

In today's fast-paced financial world, understanding various terms related to credit and finance is crucial for both individuals and businesses. One such term is cash credit, which refers to a short-term loan or credit facility that allows borrowers to withdraw money up to a certain limit, even if they do not have sufficient funds in their accounts. This facility is commonly used by businesses to manage their working capital needs, ensuring they can cover expenses like salaries, inventory purchases, and other operational costs. The concept of cash credit is particularly beneficial during periods of fluctuating cash flow, where immediate access to funds can make a significant difference in maintaining smooth operations.The mechanics of cash credit are relatively straightforward. When a borrower applies for a cash credit facility, the lending institution assesses their creditworthiness, considering factors such as credit history, business performance, and repayment capacity. Once approved, the borrower receives a credit limit, which they can draw upon as needed. Unlike traditional loans, which typically involve fixed repayment schedules, cash credit offers greater flexibility. Borrowers can repay the amount borrowed at their convenience, as long as they stay within the agreed credit limit.One of the key advantages of cash credit is its ability to provide immediate liquidity. For example, a small business may face unexpected expenses, such as equipment repairs or urgent supplier payments. By utilizing their cash credit facility, they can quickly access the necessary funds without having to wait for lengthy loan approval processes. This immediacy can be vital for businesses to seize opportunities or navigate financial challenges effectively.However, it is essential for borrowers to use cash credit judiciously. While it provides easy access to funds, the interest rates associated with this type of credit can be higher than those of traditional loans. Additionally, if borrowers consistently withdraw the maximum amount and fail to repay promptly, they can find themselves in a cycle of debt, leading to financial instability. Therefore, effective cash flow management and a clear repayment strategy are crucial when utilizing cash credit facilities.In conclusion, cash credit is a valuable financial tool that allows businesses to manage their cash flow more effectively. By providing quick access to funds, it helps companies navigate day-to-day operational challenges and seize growth opportunities. However, like any financial product, it requires careful consideration and responsible usage. Understanding the implications of cash credit can empower businesses to leverage this facility to their advantage while minimizing potential risks.

在当今快速发展的金融世界中，理解与信用和金融相关的各种术语对个人和企业都至关重要。其中一个术语是现金信贷，它指的是一种短期贷款或信用额度，允许借款人提取高达一定限额的资金，即使他们的账户中没有足够的资金。这种融资方式通常被企业用来管理其营运资金需求，确保他们能够支付工资、采购库存和其他运营费用。现金信贷的概念在现金流波动的时期尤为有益，在这些时期，立即获得资金可以在维持顺利运营方面产生重大影响。现金信贷的机制相对简单。当借款人申请现金信贷额度时，贷款机构会评估其信用worthiness，考虑信用历史、业务表现和还款能力等因素。一旦获得批准，借款人将获得一个信用额度，可以根据需要提取。与传统贷款通常涉及固定还款计划不同，现金信贷提供了更大的灵活性。借款人可以根据自己的方便偿还借入金额，只要他们保持在约定的信用额度内。现金信贷的一个主要优点是能够提供即时流动性。例如，一家小企业可能面临意外支出，如设备维修或紧急供应商付款。通过利用他们的现金信贷额度，他们可以迅速获得所需资金，而无需等待漫长的贷款审批过程。这种及时性对于企业抓住机会或有效应对财务挑战至关重要。然而，借款人必须谨慎使用现金信贷。虽然它提供了便捷的资金获取，但与这种类型的信用相关的利率可能高于传统贷款。此外，如果借款人持续提取最大金额并未能及时偿还，他们可能会陷入债务循环，导致财务不稳定。因此，在利用现金信贷额度时，有效的现金流管理和明确的还款策略至关重要。总之，现金信贷是一种有价值的金融工具，使企业能够更有效地管理其现金流。通过提供快速的资金获取，它帮助公司应对日常运营挑战并抓住增长机会。然而，与任何金融产品一样，它需要谨慎考虑和负责任的使用。理解现金信贷的影响可以使企业能够利用这一设施的优势，同时最小化潜在风险。