at usance

简明释义

在习惯期限内

英英释义

例句

1.The bank provided a loan at usance to support the importer's needs.

银行提供了一个赊账贷款，以支持进口商的需求。

2.The supplier offered discounts for payments made before the due date, but regular transactions were at usance.

供应商对提前付款提供折扣，但常规交易是以赊账方式进行的。

3.In international trade, payments are often made at usance to facilitate transactions.

在国际贸易中，付款通常是以赊账的方式进行，以便利交易。

4.They negotiated the terms of the contract to include payment at usance.

他们协商合同条款以包括赊账付款。

5.The merchant agreed to sell the goods at usance to allow the buyer time to pay.

商人同意以赊账的方式出售商品，以便买方有时间付款。

作文

In the world of finance and trade, understanding specific terms is crucial for effective communication. One such term is at usance, which refers to a period of time after a bill of exchange or promissory note becomes due. This concept is particularly important in international trade, where transactions often involve different currencies and payment methods. The term originates from the practices of merchants in the past, where they would agree upon certain periods for repayment based on customary practices within their trade networks. When goods are shipped internationally, the seller may not receive immediate payment. Instead, they might agree with the buyer to allow a certain period for payment after the goods have been delivered. This is where the term at usance comes into play. It signifies that the payment will be made at an agreed-upon time, which is typically longer than the immediate transaction period. This arrangement can help facilitate smoother trade relations between parties who may not be familiar with each other’s financial practices. For instance, consider a scenario where a company in the United States exports machinery to a firm in Brazil. The Brazilian company may need some time to generate revenue from the machinery before making the payment. Therefore, they might negotiate terms that specify the payment is due at usance, allowing them 60 days post-delivery to settle the bill. This method not only helps the buyer manage their cash flow but also allows the seller to maintain a competitive edge in the marketplace by offering flexible payment terms. However, it is essential for both parties to clearly define the terms associated with at usance payments in their contracts. This includes specifying the exact duration of the usance period, any interest that may accrue during this time, and the penalties for late payments. Clear communication and documentation can prevent misunderstandings and foster trust between trading partners. Moreover, the concept of at usance highlights the importance of creditworthiness in business transactions. Sellers must assess the buyer's ability to pay at the end of the usance period. This assessment often involves analyzing the buyer's financial statements, credit history, and overall reputation in the industry. By doing so, sellers can mitigate risks associated with delayed or defaulted payments. In conclusion, the term at usance plays a significant role in facilitating international trade by allowing flexibility in payment arrangements. It reflects the evolving nature of commerce, where trust and mutual benefit are paramount. As businesses continue to expand their operations globally, understanding terms like at usance becomes increasingly important for ensuring successful transactions and maintaining healthy business relationships.

在金融和贸易的世界中，理解特定术语对有效沟通至关重要。其中一个术语是at usance，它指的是汇票或本票到期后的时间段。这个概念在国际贸易中尤为重要，因为交易通常涉及不同的货币和支付方式。该术语源于过去商人的做法，他们会根据贸易网络内的习惯约定某些还款期限。当商品在国际上运输时，卖方可能不会立即收到付款。相反，他们可能与买方达成协议，允许在商品交付后的一定时间内付款。这就是at usance这一术语发挥作用的地方。它表示付款将在约定的时间内进行，通常比即时交易期要长。这种安排可以帮助促进不熟悉彼此财务实践的各方之间更顺畅的贸易关系。例如，考虑这样一个场景：美国的一家公司向巴西的一家公司出口机器设备。巴西公司可能需要一些时间来从机器中产生收入，然后再进行付款。因此，他们可能会谈判规定在交货后60天内到期的付款条款，即at usance，这使他们能够在交货后有一定的时间来结算账单。这种方法不仅帮助买方管理现金流，还使卖方通过提供灵活的付款条款在市场上保持竞争优势。然而，对于双方来说，在合同中明确定义与at usance付款相关的条款至关重要。这包括明确usance期限的确切长度、在此期间可能产生的利息以及逾期付款的处罚。清晰的沟通和文档可以防止误解，并在交易伙伴之间建立信任。此外，at usance的概念突显了商业交易中信用的重要性。卖方必须评估买方在usance期限结束时的支付能力。这种评估通常涉及分析买方的财务报表、信用历史和行业声誉。通过这样做，卖方可以降低因延迟或违约付款而带来的风险。总之，at usance这一术语在通过允许灵活的付款安排来促进国际贸易方面发挥着重要作用。它反映了商业的不断发展，在这里，信任和互惠互利是至关重要的。随着企业不断扩展全球业务，理解像at usance这样的术语变得越来越重要，以确保成功的交易并维持健康的商业关系。