at maturity

简明释义

在期限到达时

英英释义

例句

1.The company plans to issue new shares at maturity of its existing debt to improve liquidity.

公司计划在其现有债务的到期时发行新股以改善流动性。

2.The bond will pay a fixed interest rate until it matures, and then the principal will be returned to the investor at maturity.

该债券将在到期之前支付固定利率，之后本金将在到期时返还给投资者。

3.Investors often look for bonds that offer a good yield at maturity.

投资者通常寻找在到期时提供良好收益的债券。

4.You can expect to receive your investment back at maturity, along with any accrued interest.

您可以预期在到期时收回您的投资，以及任何应计利息。

5.The life insurance policy pays out a lump sum at maturity to the policyholder.

该人寿保险政策在到期时向投保人支付一笔总额。

作文

Understanding financial instruments is essential for anyone looking to invest wisely. One important concept to grasp is the idea of a bond and its characteristics, particularly how it behaves at maturity. A bond is essentially a loan made by an investor to a borrower, typically a corporation or government. When an investor purchases a bond, they are lending money in exchange for periodic interest payments and the return of the bond's face value when it matures. The term at maturity refers to the point in time when the bond reaches the end of its term and the issuer is required to pay back the principal amount to the bondholder.The significance of understanding what happens at maturity cannot be overstated. For instance, if you purchase a bond with a face value of $1,000 and a maturity of ten years, you will receive interest payments throughout the ten years. However, it is crucial to note that the final payment you receive at maturity will be the original $1,000 plus any final interest payment. This means that the timing of your investment and the bond's interest rate can significantly affect your overall returns.Moreover, different types of bonds have varying implications at maturity. For example, zero-coupon bonds do not pay interest periodically; instead, they are sold at a discount and provide a single payment at maturity. In this case, the investor's profit comes from the difference between the purchase price and the amount received at maturity. Understanding these nuances helps investors make informed decisions regarding their portfolios.Additionally, the market conditions at maturity can influence the bond's value. If interest rates rise after a bond is issued, the bond may be worth less than its face value at maturity because new bonds might be issued with higher interest rates. Conversely, if interest rates fall, the bond could be worth more than its face value at maturity. Therefore, investors must consider the broader economic environment when investing in bonds.In summary, the term at maturity plays a critical role in the lifecycle of a bond. It marks the moment when the investor receives their initial investment back, along with any interest earned. Understanding this concept is vital for managing risks and expectations in the world of fixed-income investments. By paying attention to the conditions surrounding a bond at maturity, investors can better navigate the complexities of the financial markets and make choices that align with their financial goals.

理解金融工具对于任何希望明智投资的人来说都是至关重要的。一个重要的概念是债券及其特性，特别是它在到期时的表现。债券本质上是投资者向借款人（通常是公司或政府）发放的贷款。当投资者购买债券时，他们是在交换定期利息支付和到期时返还债券面值的情况下借出资金。术语到期时指的是债券达到其期限末尾时，发行人需要向债券持有人支付本金金额的时间点。理解到期时发生的事情的重要性不言而喻。例如，如果您购买一张面值为1000美元且期限为十年的债券，您将在十年内收到利息支付。然而，必须注意的是，您在到期时收到的最终付款将是原始的1000美元加上最后一次利息支付。这意味着您投资的时机和债券的利率可以显著影响您的总体回报。此外，不同类型的债券在到期时有不同的含义。例如，零息债券不定期支付利息；相反，它们以折扣价出售，并在到期时提供一次性付款。在这种情况下，投资者的利润来自购买价格与到期时收到的金额之间的差额。理解这些细微差别有助于投资者做出有关其投资组合的明智决策。此外，市场条件在到期时可能会影响债券的价值。如果债券发行后利率上升，则该债券在到期时的价值可能低于其面值，因为可能会发行新的利率更高的债券。相反，如果利率下降，则该债券在到期时可能会超过其面值。因此，投资者在投资债券时必须考虑更广泛的经济环境。总之，术语到期时在债券生命周期中扮演着关键角色。它标志着投资者收回初始投资及所赚取利息的时刻。理解这一概念对于管理固定收益投资世界中的风险和预期至关重要。通过关注债券在到期时周围的条件，投资者可以更好地驾驭金融市场的复杂性，并做出与其财务目标相一致的选择。