bill rediscounted

简明释义

再贴现票据

英英释义

例句

1.After reviewing the financial statements, the company decided to have its bill rediscounted to improve cash flow.

在审查财务报表后，公司决定进行票据再贴现以改善现金流。

2.The bank offered a lower interest rate for the bill rediscounted to encourage businesses to borrow more.

银行为鼓励企业借贷，提供了更低的利率用于票据再贴现。

3.The lender was pleased with the bill rediscounted process, as it allowed them to access funds quickly.

贷款方对票据再贴现过程感到满意，因为这使他们能够快速获得资金。

4.In times of economic uncertainty, many firms turn to bill rediscounted options to maintain liquidity.

在经济不确定时期，许多公司转向票据再贴现选项以维持流动性。

5.The financial institution specializes in bill rediscounted services for small and medium enterprises.

该金融机构专门为中小企业提供票据再贴现服务。

作文

Understanding financial terms is crucial for anyone involved in business or economics. One such term that often comes up in banking and finance is bill rediscounted. This term refers to the process where a financial institution, typically a bank, takes a promissory note or a bill of exchange that has already been discounted by another bank and discounts it again. This process allows banks to manage their liquidity and provide more funds for lending. To grasp the concept of bill rediscounted, it is important to first understand what a bill of exchange is. A bill of exchange is a written order from one party to another to pay a specified sum of money at a predetermined date. Businesses often use bills of exchange to facilitate trade transactions. When a business needs immediate cash, it can take its bill of exchange to a bank and discount it. The bank pays the business a percentage of the bill’s value upfront, keeping the rest as interest when the bill is due.However, banks also face periods where they need to maintain their liquidity. In such situations, a bank may choose to rediscount a bill that it has already discounted. By doing this, the bank can obtain immediate cash from another financial institution. This is beneficial for both banks; the bank that originally discounted the bill gets immediate cash flow, while the second bank can earn interest on the bill when it matures.The practice of bill rediscounted is particularly significant in the context of monetary policy. Central banks often encourage the rediscounting of bills to ensure that commercial banks have enough liquidity to meet their obligations. This helps stabilize the financial system and promotes economic growth. For instance, during economic downturns, central banks may lower the rediscount rate to make it cheaper for banks to access funds, thereby encouraging lending and investment.In conclusion, the term bill rediscounted encapsulates a vital mechanism within the banking system that facilitates liquidity and promotes economic stability. Understanding this term and its implications can help businesses and individuals navigate the complexities of financial transactions more effectively. It illustrates the interconnectedness of financial institutions and the importance of maintaining liquidity in the economy. As we continue to engage with the financial world, grasping terms like bill rediscounted becomes essential for making informed decisions and understanding the broader economic landscape.

理解金融术语对于任何参与商业或经济活动的人来说都至关重要。一个在银行和金融领域经常出现的术语是票据再贴现。这个术语指的是一个金融机构，通常是银行，接受已经被另一家银行贴现的本票或汇票，并再次进行贴现的过程。这个过程使银行能够管理流动性并提供更多的贷款资金。要掌握票据再贴现的概念，首先要理解什么是汇票。汇票是一个书面命令，要求一方在预定日期向另一方支付特定金额。企业通常使用汇票来促进贸易交易。当企业需要立即现金时，可以将其汇票拿到银行进行贴现。银行会提前支付企业汇票价值的一定百分比，保留其余部分作为到期时的利息。然而，银行也会面临需要维持流动性的时期。在这种情况下，银行可能选择对其已经贴现的票据进行再贴现。通过这样做，银行可以从另一金融机构获得立即现金。这对两家银行都有好处；最初贴现票据的银行获得了立即的现金流，而第二家银行则可以在票据到期时赚取利息。票据再贴现的做法在货币政策的背景下尤为重要。中央银行通常鼓励票据的再贴现，以确保商业银行有足够的流动性来满足其义务。这有助于稳定金融体系并促进经济增长。例如，在经济衰退期间，中央银行可能会降低再贴现率，以便让银行更便宜地获取资金，从而鼓励贷款和投资。总之，术语票据再贴现概括了银行系统内一个重要机制，促进流动性并推动经济稳定。理解这个术语及其影响，可以帮助企业和个人更有效地应对金融交易的复杂性。它展示了金融机构之间的相互联系以及在经济中维持流动性的重要性。随着我们继续与金融世界互动，掌握像票据再贴现这样的术语变得至关重要，以便做出明智的决策并理解更广泛的经济格局。