monthly allowance

简明释义

月津贴

英英释义

例句

1.She saved her monthly allowance 每月津贴 to go on a summer trip with friends.

她把自己的每月津贴存起来，准备和朋友们一起去夏季旅行。

2.To teach my kids about budgeting, I give them a small monthly allowance 每月津贴.

为了教孩子们如何预算，我给他们一个小的每月津贴。

3.My parents give me a monthly allowance 每月津贴 to help with my expenses.

我父母给我一个每月津贴来帮助我支付开销。

4.After saving my monthly allowance 每月津贴 for several months, I was finally able to buy a new bike.

经过几个月的攒钱，我终于可以用我的每月津贴买一辆新自行车。

5.I plan to use my monthly allowance 每月津贴 to buy books for school.

我打算用我的每月津贴买学校的书。

作文

In today's world, managing finances is a crucial skill that everyone should learn. One of the most effective ways to teach this skill, especially to young people, is through the concept of a monthly allowance. A monthly allowance is a fixed amount of money given to an individual on a monthly basis, usually by parents to their children. This practice not only helps in budgeting but also instills a sense of responsibility and independence in young individuals. When children receive a monthly allowance, they are encouraged to manage their own money. It gives them the opportunity to make choices about their spending. For instance, they can decide whether to save their money for a bigger purchase or spend it on smaller items that provide immediate gratification. This decision-making process is vital as it teaches them the consequences of their financial choices. If they overspend, they may find themselves without enough money for something they really want later on. Moreover, a monthly allowance can serve as an excellent tool for teaching financial literacy. Parents can use this opportunity to discuss important topics such as saving, investing, and budgeting. For example, if a child receives a monthly allowance of $50, parents can encourage them to save a portion of it, perhaps suggesting that they set aside $10 each month. This simple act of saving can lead to discussions about interest rates, how banks work, and the importance of having an emergency fund. Additionally, a monthly allowance can help children understand the value of money. When they have to earn their allowance through chores or good behavior, they begin to appreciate the effort that goes into earning money. This understanding can foster a strong work ethic and motivate them to pursue jobs in the future. It also allows them to experience the satisfaction that comes from earning their own money, which can be incredibly empowering. However, it is essential for parents to set clear guidelines regarding the monthly allowance. They should discuss what the allowance covers and what it does not. For instance, if parents cover certain expenses like school lunches or extracurricular activities, children should know that their allowance is meant for personal spending. This clarity helps avoid confusion and teaches children to prioritize their spending based on their needs and wants. Another important aspect of providing a monthly allowance is the opportunity it creates for conversations about money management. Parents should regularly check in with their children about how they are spending their allowance and whether they are sticking to their budget. This ongoing dialogue can help reinforce the lessons being taught and allow parents to address any misunderstandings or mismanagement of funds. In conclusion, a monthly allowance is more than just a sum of money; it is a powerful educational tool that can shape a child's understanding of finances. By giving children a monthly allowance, parents can help them develop essential skills in budgeting, saving, and making informed financial decisions. Ultimately, these lessons will serve them well throughout their lives, preparing them for a future where they can manage their finances effectively and independently.

在当今世界，管理财务是一项每个人都应该学习的关键技能。教导这一技能的有效方法之一，尤其是对年轻人来说，就是通过“每月津贴”的概念。“每月津贴”是指每月给予个人固定金额的钱，通常是父母给孩子的。这一做法不仅有助于预算管理，还能在年轻人身上培养责任感和独立性。当孩子们收到“每月津贴”时，他们被鼓励管理自己的钱。这给他们提供了关于支出选择的机会。例如，他们可以决定是将钱存起来以便购买更大的物品，还是花在小物品上以获得即时满足。这一决策过程至关重要，因为它教会他们财务选择的后果。如果他们花得太多，可能会发现自己没有足够的钱去买他们真正想要的东西。此外，“每月津贴”可以作为教授金融知识的绝佳工具。父母可以利用这个机会讨论一些重要主题，例如储蓄、投资和预算。例如，如果一个孩子每月收到50美元的“每月津贴”，父母可以鼓励他们存下其中的一部分，或许建议他们每月存10美元。这一简单的储蓄行为可以引发关于利率、银行运作方式以及拥有应急基金重要性的讨论。此外，“每月津贴”还可以帮助孩子理解金钱的价值。当他们必须通过做家务或良好行为来赚取津贴时，他们开始欣赏赚钱所需的努力。这种理解可以培养强烈的工作伦理，并激励他们在未来追求工作。同时，它也让他们体验到自己赚取资金所带来的满足感，这种感觉是非常赋权的。然而，父母必须为“每月津贴”设定明确的指导方针。他们应该讨论津贴涵盖的内容和不涵盖的内容。例如，如果父母承担某些费用，如学校午餐或课外活动，孩子们应该知道他们的津贴是用于个人支出的。这种清晰性有助于避免混淆，并教会孩子根据需求和欲望优先考虑支出。提供“每月津贴”的另一个重要方面是它创造了与金钱管理相关的对话机会。父母应该定期检查孩子如何花费他们的津贴，以及他们是否遵循预算。这种持续的对话可以帮助加强正在教授的课程，并使父母能够解决任何误解或资金管理不善的问题。总之，“每月津贴”不仅仅是一笔钱；它是一种强大的教育工具，可以塑造孩子对财务的理解。通过给予孩子“每月津贴”，父母可以帮助他们发展预算、储蓄和做出明智财务决策的基本技能。最终，这些课程将在他们的一生中为他们服务，为他们准备一个能够有效和独立管理财务的未来。