monthly statement of account

简明释义

月度对帐单

英英释义

例句

1.The bank sends a monthly statement of account to all its customers at the end of each month.

银行在每个月底向所有客户发送每月账户对账单。

2.If you notice any errors in your monthly statement of account, contact customer service immediately.

如果您在每月账户对账单中发现任何错误，请立即联系客户服务。

3.I received my monthly statement of account yesterday, and it showed all my transactions for the month.

我昨天收到了我的每月账户对账单，上面显示了我这个月的所有交易。

4.Make sure to review your monthly statement of account carefully to avoid any discrepancies.

请确保仔细查看您的每月账户对账单，以避免任何差异。

5.You can access your monthly statement of account online through the bank's website.

您可以通过银行的网站在线访问您的每月账户对账单。

作文

In today's fast-paced financial world, individuals and businesses alike must stay on top of their finances. One essential tool that helps in this endeavor is the monthly statement of account. This document provides a comprehensive overview of all transactions within a specific period, typically one month. Understanding the purpose and significance of a monthly statement of account can greatly enhance one's financial management skills.A monthly statement of account serves several important functions. Firstly, it allows account holders to track their spending habits. By reviewing the statement, individuals can identify areas where they may be overspending or where they can cut back. For instance, if a person notices frequent charges from restaurants or entertainment, it may prompt them to reconsider their discretionary spending. This awareness is crucial for maintaining a balanced budget and achieving financial goals.Moreover, a monthly statement of account helps in monitoring deposits and withdrawals. It provides a clear record of income sources, such as salary payments or freelance work, alongside expenses like bills and subscriptions. This transparency is vital for individuals who want to ensure they are living within their means. Understanding cash flow is fundamental in avoiding debt and fostering savings.Another significant aspect of a monthly statement of account is its role in identifying discrepancies or errors. Mistakes can happen, whether due to a bank error or unauthorized transactions. By carefully reviewing the statement, account holders can spot these issues early on and report them to their financial institution. This proactive approach not only protects one's finances but also enhances overall financial literacy.For businesses, the importance of a monthly statement of account cannot be overstated. It is a critical document for tracking the company’s financial health. Business owners rely on these statements to assess profitability, manage cash flow, and make informed decisions regarding investments and expenditures. A well-organized monthly statement of account can help a business identify trends over time, allowing for strategic planning and forecasting.Additionally, for tax purposes, having accurate monthly statements of account simplifies the process of preparing financial reports and filing returns. Businesses can easily compile necessary information, ensuring compliance with tax regulations and potentially saving money in the long run.In conclusion, the monthly statement of account is an invaluable resource for anyone looking to manage their finances effectively. Whether for personal budgeting or business financial planning, this document provides clarity and insight into one’s financial situation. Regularly reviewing a monthly statement of account can lead to better financial decisions, increased savings, and ultimately, a more secure financial future. Therefore, it is essential for individuals and businesses to embrace this tool and utilize it to its fullest potential, ensuring that they remain informed and in control of their financial landscape.

在当今快节奏的金融世界中，个人和企业都必须掌握自己的财务状况。一个帮助实现这一目标的重要工具是月度账户对账单。该文件提供了特定时期内所有交易的全面概述，通常为一个月。理解月度账户对账单的目的和重要性可以大大提高一个人的财务管理技能。月度账户对账单具有几个重要功能。首先，它允许账户持有人跟踪他们的消费习惯。通过审查对账单，个人可以识别出可能过度消费的领域或可以削减开支的地方。例如，如果一个人注意到餐馆或娱乐方面的频繁收费，这可能促使他们重新考虑自己的可支配开支。这种意识对于维持平衡预算和实现财务目标至关重要。此外，月度账户对账单还有助于监控存款和取款。它提供了收入来源（如工资支付或自由职业工作）与费用（如账单和订阅）的清晰记录。这种透明度对于希望确保自己生活在能力范围内的人至关重要。了解现金流是避免债务和促进储蓄的基础。月度账户对账单的另一个重要方面是它在识别差异或错误中的作用。无论是由于银行错误还是未经授权的交易，错误都可能发生。通过仔细审查对账单，账户持有人可以及早发现这些问题并向其金融机构报告。这种主动的方法不仅保护个人财务，还提高整体财务素养。对于企业来说，月度账户对账单的重要性不容小觑。它是跟踪公司财务健康的关键文件。企业主依赖这些对账单来评估盈利能力、管理现金流，并就投资和支出做出明智决策。组织良好的月度账户对账单可以帮助企业识别随时间变化的趋势，从而进行战略规划和预测。此外，对于税务目的，拥有准确的月度账户对账单可以简化准备财务报告和提交申报的过程。企业可以轻松汇编必要的信息，确保遵守税收法规，并可能在长期内节省资金。总之，月度账户对账单是任何希望有效管理其财务的人的宝贵资源。无论是用于个人预算还是商业财务规划，该文件都提供了对个人财务状况的清晰和洞察。定期审查月度账户对账单可以导致更好的财务决策、增加储蓄，并最终实现更安全的财务未来。因此，个人和企业必须拥抱这一工具，并充分利用它，确保他们保持知情并控制自己的财务状况。