regulate capital

简明释义

约束资本

英英释义

例句

1.Investors are concerned about how new laws will regulate capital investments in emerging markets.

投资者担心新法律将如何调节资本在新兴市场的投资。

2.The government needs to find ways to regulate capital in order to prevent financial crises.

政府需要找到方法来调节资本以防止金融危机。

3.To promote sustainable growth, countries must regulate capital to encourage responsible investment.

为了促进可持续增长，各国必须调节资本以鼓励负责任的投资。

4.Central banks often implement policies to regulate capital and ensure liquidity in the financial system.

中央银行通常实施政策以调节资本并确保金融系统的流动性。

5.In times of economic downturn, it is crucial to regulate capital flows to stabilize the market.

在经济低迷时期，调节资本流动以稳定市场是至关重要的。

作文

In today's global economy, the ability to effectively manage financial resources is crucial for both governments and businesses. One of the key aspects of this management is the need to regulate capital (对资本进行监管). Capital regulation refers to the set of rules and guidelines that govern how financial institutions manage their capital reserves, ensuring they can absorb losses and continue operations during financial downturns. The importance of capital regulation became evident during the 2008 financial crisis when many banks faced insolvency due to inadequate capital buffers.The primary objective of capital regulation is to maintain stability within the financial system. By requiring banks and other financial institutions to hold a certain amount of capital relative to their risk-weighted assets, regulators can ensure that these institutions remain solvent even in adverse conditions. This process not only protects depositors but also enhances public confidence in the financial system. When people trust that their money is safe, they are more likely to engage in economic activities, such as investing and spending, which ultimately fosters economic growth.However, capital regulation is not without its challenges. Striking the right balance between too much regulation and not enough is a delicate task. Overly stringent regulations can stifle innovation and limit access to credit, particularly for small businesses that rely on loans for growth. Conversely, lax regulations can lead to excessive risk-taking by financial institutions, potentially resulting in catastrophic failures that affect the broader economy.To effectively regulate capital (对资本进行监管), regulatory bodies must continuously assess and adapt to changing market conditions. This involves not only monitoring the capital ratios of financial institutions but also understanding the broader economic landscape. For instance, during periods of economic expansion, it may be necessary to tighten capital requirements to prevent overheating in the market. On the other hand, during recessions, regulators might consider easing restrictions to encourage lending and stimulate economic recovery.Moreover, international cooperation is essential in capital regulation. In an increasingly interconnected world, financial institutions often operate across borders, making it vital for regulatory frameworks to align globally. Organizations such as the Basel Committee on Banking Supervision play a significant role in establishing international standards that promote effective capital regulation. By harmonizing regulations, countries can mitigate the risks associated with regulatory arbitrage, where institutions exploit differences in regulations between jurisdictions.In conclusion, the need to regulate capital (对资本进行监管) is paramount for the health of the financial system and the economy as a whole. While there are inherent challenges in finding the right regulatory balance, the benefits of maintaining a stable financial environment far outweigh the drawbacks. As we move forward, it is crucial for regulators to remain vigilant and adaptable, ensuring that the financial system can withstand shocks while fostering growth and innovation. Ultimately, effective capital regulation will contribute to a more resilient economy, benefiting individuals, businesses, and society at large.

在当今全球经济中，有效管理金融资源的能力对于政府和企业来说至关重要。其中一个关键方面是需要对资本进行监管（regulate capital）。资本监管是指管理金融机构如何管理其资本储备的一系列规则和指南，以确保它们能够吸收损失并在金融低迷期间继续运营。资本监管的重要性在2008年金融危机期间显而易见，当时许多银行由于资本缓冲不足而面临破产。资本监管的主要目标是维护金融体系的稳定。通过要求银行和其他金融机构持有相对于其风险加权资产的一定数量的资本，监管者可以确保这些机构在不利条件下仍然保持偿付能力。这一过程不仅保护了存款人，还增强了公众对金融体系的信心。当人们相信他们的钱是安全的时，他们更有可能参与经济活动，例如投资和消费，这最终促进了经济增长。然而，资本监管并非没有挑战。在过多监管和不足监管之间找到合适的平衡是一项微妙的任务。过于严格的监管可能会扼杀创新，限制信贷的获取，尤其是对于依赖贷款增长的小企业而言。相反，宽松的监管可能导致金融机构过度冒险，可能导致影响更广泛经济的灾难性失败。为了有效地对资本进行监管（regulate capital），监管机构必须不断评估和适应不断变化的市场条件。这不仅涉及监测金融机构的资本比率，还包括理解更广泛的经济环境。例如，在经济扩张时期，可能需要收紧资本要求以防止市场过热。而在衰退期间，监管者可能会考虑放宽限制以鼓励放贷和刺激经济复苏。此外，国际合作在资本监管中至关重要。在日益互联的世界中，金融机构通常在跨国经营，因此全球范围内的监管框架协调至关重要。巴塞尔银行监管委员会等组织在建立促进有效资本监管的国际标准方面发挥着重要作用。通过协调监管，各国可以减轻与监管套利相关的风险，即机构利用不同司法管辖区之间的监管差异。总之，对资本进行监管（regulate capital）的必要性对于金融系统和整个经济的健康至关重要。尽管在寻找合适的监管平衡方面存在固有的挑战，但维持稳定金融环境的好处远远超过缺点。随着我们向前发展，监管者必须保持警惕和适应，确保金融系统能够承受冲击，同时促进增长和创新。最终，有效的资本监管将有助于建立一个更具韧性的经济，造福个人、企业和整个社会。