prequalifies

简明释义

英[priːˈkwɒlɪfaɪz]美[priˈkwɑːlɪfaɪz]

vt. 预先具有资格

英英释义

单词用法

同义词

反义词

例句

1.As well as prequalifying medicines, it also prequalifies pharmaceutical quality control laboratories (QCLs), and conducts considerable advocacy for medicines of guaranteed quality.

除了药品以外，药品资格预审规划还对药物质量控制实验室进行资格预审，并大力推广使用有质量保证的药品。

2.As well as prequalifying medicines, it also prequalifies pharmaceutical quality control laboratories (QCLs), and conducts considerable advocacy for medicines of guaranteed quality.

除了药品以外，药品资格预审规划还对药物质量控制实验室进行资格预审，并大力推广使用有质量保证的药品。

3.Before applying, she wanted to know if she prequalifies for the mortgage.

在申请之前，她想知道自己是否预先符合资格获得抵押贷款。

4.The bank checks your credit score to see if it prequalifies you for a loan.

银行检查你的信用评分，以确定你是否预先符合资格获得贷款。

5.He filled out a form online to see if he prequalifies for a credit card.

他在线填写了一份表格，以查看自己是否预先符合资格申请信用卡。

6.This program prequalifies applicants to streamline the approval process.

该程序对申请者进行预先资格认证以简化审批流程。

7.The service prequalifies users based on their income and credit history.

该服务根据用户的收入和信用历史进行预先资格认证。

作文

In today's competitive world, the concept of prequalification has become increasingly important, especially in fields such as finance and real estate. When we talk about the term prequalifies, it refers to the process of assessing an individual's or a company's eligibility for a loan or a particular service before the formal application is submitted. This preliminary evaluation is crucial because it helps both parties understand if they are likely to proceed with the transaction. For instance, when a potential homebuyer approaches a bank for a mortgage, the bank will first conduct a basic assessment of the buyer's financial situation. This initial step prequalifies the buyer by determining whether they meet the minimum criteria for borrowing a certain amount of money.The benefits of prequalifying are numerous. Firstly, it saves time for both the lender and the borrower. By understanding the buyer's financial standing early on, lenders can streamline their processes and offer tailored solutions that best fit the buyer's needs. Additionally, for buyers, knowing their budget upfront can prevent them from wasting time looking at properties that are out of their financial reach. This clarity can lead to a more efficient home-buying experience, allowing buyers to focus on homes that they can realistically afford.Moreover, prequalification can enhance a buyer's negotiating power. When sellers see that a buyer has been prequalified, it signals that the buyer is serious and financially capable of making a purchase. This can be particularly advantageous in a competitive market where multiple offers may be on the table. Sellers are more likely to consider offers from prequalified buyers since it reduces the risk of the deal falling through due to financing issues later in the process.However, it is essential to note that prequalification is not the same as preapproval. While prequalifying involves a basic assessment based on self-reported information, preapproval requires a more in-depth analysis, including a credit check and verification of financial documents. This distinction is crucial for buyers to understand, as being prequalified does not guarantee that they will receive the loan; it merely indicates that they have a good chance based on the initial review.In conclusion, the process of prequalifying plays a vital role in the financial landscape, particularly in real estate transactions. It provides a foundation for informed decision-making, enhances negotiation power, and ultimately contributes to a smoother transaction process. As the market continues to evolve, understanding the significance of prequalification will empower both buyers and sellers, fostering a more transparent and efficient environment for all parties involved. Therefore, embracing the concept of prequalifies is essential for anyone looking to navigate the complexities of buying a home or securing a loan successfully.

在当今竞争激烈的世界中，预审（prequalification）这一概念变得越来越重要，尤其是在金融和房地产等领域。当我们谈到“prequalifies”这个词时，它指的是在正式申请提交之前，评估个人或公司贷款或特定服务资格的过程。这一初步评估至关重要，因为它帮助双方了解是否有可能继续进行交易。例如，当潜在购房者向银行申请抵押贷款时，银行会首先对购房者的财务状况进行基本评估。此初步步骤将购房者“prequalifies”，通过确定他们是否符合借贷特定金额的最低标准。“prequalifying”的好处是多方面的。首先，这为贷方和借方节省了时间。通过尽早了解买家的财务状况，贷方可以简化流程，并提供最适合买家需求的量身定制解决方案。此外，对于买家来说，提前知道自己的预算可以防止他们浪费时间寻找超出自己经济能力的房产。这种清晰性可以导致更高效的购房体验，使买家能够专注于他们实际能够负担得起的房子。此外，“prequalification”还可以增强买家的谈判能力。当卖方看到买家已经被“prequalified”时，这表明买家是认真的，并且在财务上能够进行购买。这在竞争激烈的市场中尤其具有优势，因为可能会有多个报价在桌面上。卖方更可能考虑来自“prequalified”买家的报价，因为这减少了由于融资问题而导致交易失败的风险。然而，必须注意的是，“prequalification”并不等同于预批准（preapproval）。虽然“prequalifying”涉及基于自我报告信息的基本评估，但预批准则需要更深入的分析，包括信用检查和财务文件的验证。这一区别对于买家来说至关重要，因为被“prequalified”并不保证他们会获得贷款；它仅仅表明根据初步审核，他们有很好的机会。总之，“prequalifying”的过程在金融领域，尤其是在房地产交易中发挥着至关重要的作用。它为知情决策提供了基础，增强了谈判能力，并最终有助于更顺利的交易过程。随着市场的不断发展，理解“prequalification”的重要性将使买卖双方受益，从而为所有参与方营造一个更加透明和高效的环境。因此，接受“prequalifies”的概念对于任何希望成功驾驭购房或获得贷款复杂性的人来说都是必不可少的。