original purchase money

简明释义

原购入价

英英释义

例句

1.The bank requires proof of the original purchase money 原始购买资金 to assess your loan application.

银行需要证明<原始购买资金>以评估您的贷款申请。

2.To determine your equity, subtract the original purchase money 原始购买资金 from the current market value.

要确定您的股权，请从当前市场价值中减去<原始购买资金>。

3.The tax authorities may ask for the original purchase money 原始购买资金 when calculating your capital gains.

税务机关可能会要求提供<原始购买资金>以计算您的资本收益。

4.You should keep the receipt as it shows the original purchase money 原始购买资金 for your records.

您应该保留收据，因为它显示了<原始购买资金>供您记录。

5.When selling the property, you must disclose the original purchase money 原始购买资金 to potential buyers.

在出售财产时，您必须向潜在买家披露<原始购买资金>。

作文

Understanding financial terms is crucial for anyone involved in real estate or investments. One such term that often comes up in transactions is original purchase money. This phrase refers to the initial amount of money that a buyer pays to acquire a property or an asset. It is important to grasp the significance of this term, as it lays the foundation for various financial calculations and decisions in the future.When a buyer purchases a property, the original purchase money is typically the price agreed upon in the sales contract. This amount can include not only the cost of the property itself but also other associated expenses like closing costs, taxes, and fees. Understanding the total original purchase money is essential because it affects the buyer's equity in the property and influences their overall financial strategy.For instance, if someone buys a house for $300,000, the original purchase money is $300,000. However, if they also pay $10,000 in closing costs, the total investment becomes $310,000. This total amount is critical when considering how much equity the buyer has in the property over time. Equity is calculated by subtracting any outstanding mortgage balance from the current market value of the home. Therefore, knowing the original purchase money helps buyers understand their financial position better.Moreover, the original purchase money plays a significant role when it comes time to sell the property. Sellers often look at their original purchase money to determine their potential profit or loss. If the market value of the property has appreciated significantly since the purchase, the seller may be able to sell it for much more than the original purchase money, thus realizing a profit. Conversely, if the market has declined, the seller might find themselves selling at a loss, which can be disheartening.In addition, the original purchase money can also have tax implications. In many jurisdictions, the amount of gain realized from the sale of a property is calculated based on the difference between the selling price and the original purchase money. This means that understanding and accurately documenting the original purchase money can help individuals minimize their tax liabilities when selling their properties.Furthermore, investors often use the original purchase money as a benchmark for evaluating the performance of their investments. When comparing different properties or investment opportunities, knowing the original purchase money allows investors to assess which investments are yielding better returns. It serves as a reference point for calculating return on investment (ROI), which is a key metric in determining the success of an investment strategy.In conclusion, the term original purchase money encompasses more than just the initial price paid for a property; it represents the starting point for understanding equity, potential profits or losses upon sale, tax implications, and investment performance. By comprehensively understanding original purchase money, buyers and investors can make more informed financial decisions, ultimately leading to greater success in their real estate ventures.

理解金融术语对任何参与房地产或投资的人来说都是至关重要的。一个在交易中经常出现的术语是原始购买金额。这个短语指的是买方为获得一项财产或资产而支付的初始金额。掌握这个术语的意义非常重要，因为它为未来的各种财务计算和决策奠定了基础。当买方购买房产时，原始购买金额通常是销售合同中约定的价格。这个金额不仅可以包括房产本身的成本，还可以包括其他相关费用，如成交费用、税费和手续费。了解总的原始购买金额至关重要，因为它影响着买方在房产中的权益，并影响他们的整体财务策略。例如，如果某人以30万美元购买了一套房子，则原始购买金额为30万美元。然而，如果他们还支付了1万美元的成交费用，则总投资将变为31万美元。这个总金额在考虑买方的房产权益时至关重要。权益是通过从房屋的当前市场价值中减去任何未偿还的抵押贷款余额来计算的。因此，了解原始购买金额可以帮助买方更好地理解自己的财务状况。此外，原始购买金额在卖房时也发挥着重要作用。卖方通常会查看他们的原始购买金额来确定潜在的利润或损失。如果自购买以来，房产的市场价值显著上升，卖方可能能够以远高于原始购买金额的价格出售，从而实现盈利。相反，如果市场下滑，卖方可能会发现自己以亏损的价格出售，这可能会令人沮丧。此外，原始购买金额还可能具有税务影响。在许多司法管辖区，出售房产所实现的收益金额是根据销售价格与原始购买金额之间的差额来计算的。这意味着，了解和准确记录原始购买金额可以帮助个人在出售房产时减少税收负担。此外，投资者通常将原始购买金额作为评估其投资表现的基准。在比较不同的房产或投资机会时，了解原始购买金额使投资者能够评估哪些投资回报更好。它作为计算投资回报率（ROI）的参考点，这是确定投资策略成功与否的关键指标。总之，术语原始购买金额不仅仅涵盖了购房时支付的初始价格；它代表了理解权益、潜在的销售利润或损失、税务影响和投资表现的起点。通过全面理解原始购买金额，买方和投资者可以做出更明智的财务决策，最终在他们的房地产投资中取得更大的成功。