budget statement; budget document

简明释义

预算书

英英释义

例句

1.The budget statement 预算报表 provides a clear summary of our financial health.

该预算报表 budget statement提供了我们财务状况的清晰摘要。

2.Before the meeting, please review the budget statement 预算报表 to understand our financial position.

在会议之前，请查看预算报表 budget statement以了解我们的财务状况。

3.The budget document 预算文件 outlines all expected revenues and expenses for the upcoming year.

该预算文件 budget document概述了即将到来的年度的所有预期收入和支出。

4.She submitted the budget statement 预算报表 to the finance department for approval.

她向财务部门提交了预算报表 budget statement以供批准。

5.During the audit, the budget document 预算文件 was essential for verifying expenditures.

在审计过程中，预算文件 budget document对于核实支出至关重要。

作文

In today's world, effective financial management is crucial for both individuals and organizations. One of the key tools in this process is the budget statement (预算报表) or budget document (预算文件). These documents serve as a roadmap for planning and controlling financial resources, ensuring that expenditures align with income and financial goals. Understanding the importance of these documents can significantly enhance one's ability to manage finances efficiently.A budget statement typically outlines the expected revenues and expenses over a specific period, usually a fiscal year. It provides a detailed breakdown of various categories of income and expenditure, which aids in making informed financial decisions. For instance, an individual may create a budget statement to track personal spending on essentials like housing, food, and transportation, along with discretionary spending on entertainment and leisure activities. By doing so, they can identify areas where they might be overspending and make necessary adjustments to their lifestyle.On a larger scale, organizations use budget documents to plan their financial strategies. These documents often include forecasts of revenue based on market analysis, anticipated costs for operations, and allocations for various departments. A well-prepared budget document allows businesses to allocate resources effectively, ensuring that each department has the funds necessary to operate efficiently while also contributing to the overall financial health of the organization.Moreover, a budget statement or budget document can serve as a critical tool for accountability. By comparing actual expenditures against the budgeted amounts, individuals and organizations can assess their financial performance. This comparison helps identify variances and understand the reasons behind them, whether they are due to unexpected expenses or changes in income. Such insights can inform future budgeting processes and improve financial planning.In addition to tracking and accountability, budget statements and budget documents play a vital role in setting financial goals. For individuals, creating a budget can help establish savings targets, such as saving for a vacation or retirement. For organizations, budgets can set performance benchmarks and guide strategic initiatives, such as launching new products or entering new markets. By aligning financial resources with strategic objectives, both individuals and organizations can work towards achieving their long-term goals.Furthermore, the process of creating a budget statement or budget document encourages discipline and foresight. It requires individuals and organizations to think critically about their financial habits and priorities. This proactive approach to financial management fosters a culture of responsibility and awareness, reducing the likelihood of impulsive spending and financial mismanagement.In conclusion, the significance of budget statements (预算报表) and budget documents (预算文件) cannot be overstated. They are essential tools for effective financial planning and management, providing clarity, accountability, and direction. By understanding and utilizing these documents, individuals and organizations can better navigate their financial journeys and work towards achieving their financial aspirations. Whether it's managing personal finances or steering a business toward success, a well-structured budget statement or budget document is indispensable.