minimum desired rate of return

简明释义

预计最低报酬率

英英释义

例句

1.Investors often set a minimum desired rate of return 最低期望收益率 before committing their funds to a project.

投资者在将资金投入项目之前，通常会设定一个最低期望收益率。

2.The company needs to ensure that its projects meet the minimum desired rate of return 最低期望收益率 to maintain shareholder confidence.

公司需要确保其项目达到最低期望收益率，以维持股东信心。

3.The investor decided to walk away from the deal because it did not meet their minimum desired rate of return 最低期望收益率.

投资者决定放弃这笔交易，因为它未能满足他们的最低期望收益率。

4.Before launching a new product, the marketing team calculated the minimum desired rate of return 最低期望收益率 to evaluate its viability.

在推出新产品之前，市场团队计算了最低期望收益率以评估其可行性。

5.In real estate, understanding the minimum desired rate of return 最低期望收益率 helps investors make informed decisions.

在房地产中，了解最低期望收益率帮助投资者做出明智的决策。

作文

In the world of finance and investing, understanding the concept of a minimum desired rate of return is crucial for making informed decisions. The minimum desired rate of return refers to the lowest return on an investment that an investor is willing to accept before they decide to invest their money elsewhere. This threshold is essential for investors as it helps them evaluate various investment opportunities and determine whether the potential returns justify the risks involved.When investors consider putting their money into stocks, bonds, or other assets, they often have a specific rate of return in mind. This rate is influenced by several factors, including the investor's financial goals, risk tolerance, and market conditions. For example, a conservative investor might set a low minimum desired rate of return because they prioritize the safety of their principal over high returns. On the other hand, an aggressive investor may aim for a higher rate, seeking substantial growth despite the accompanying risks.The significance of the minimum desired rate of return becomes even more apparent when comparing different investment options. Suppose an investor has a minimum desired rate of return of 8%. If they are considering two investment opportunities—one with an expected return of 7% and another with an expected return of 10%—the investor would reject the first option since it falls below their threshold. However, they would likely pursue the second option as it exceeds their minimum desired rate of return.Moreover, the minimum desired rate of return can also serve as a benchmark for evaluating the performance of an investment portfolio. Investors often assess their actual returns against this minimum threshold to determine whether their investments are meeting their expectations. If the portfolio consistently underperforms compared to the minimum desired rate of return, the investor may reconsider their strategy or make adjustments to their asset allocation.Setting a realistic minimum desired rate of return is vital for successful investing. It should be based on thorough research and analysis of historical market performance, economic conditions, and personal financial circumstances. Additionally, investors should remain flexible and willing to adjust their expectations as market dynamics change. For instance, during periods of economic downturn, an investor may need to lower their minimum desired rate of return to align with the prevailing market conditions.In conclusion, the minimum desired rate of return is a fundamental concept that plays a significant role in investment decision-making. It helps investors filter out unsuitable opportunities, set performance benchmarks, and align their investment strategies with their financial goals. By understanding and applying this concept, investors can navigate the complexities of the financial markets more effectively, ultimately leading to better investment outcomes and financial security. Therefore, having a clear grasp of what the minimum desired rate of return means and how it influences investment choices is essential for anyone looking to grow their wealth through investing.

在金融和投资的世界中，理解“最低期望回报率”的概念对于做出明智的决策至关重要。“最低期望回报率”是指投资者愿意接受的最低投资回报率，如果低于这个水平，投资者就会考虑将资金投入其他地方。这个阈值对投资者来说非常重要，因为它帮助他们评估各种投资机会，并确定潜在回报是否值得所涉及的风险。当投资者考虑将资金投入股票、债券或其他资产时，他们通常心中都有一个特定的回报率。这个回报率受到多个因素的影响，包括投资者的财务目标、风险承受能力和市场条件。例如，一个保守的投资者可能会设定较低的最低期望回报率，因为他们优先考虑本金的安全，而不是追求高回报。另一方面，一个激进的投资者可能会寻求更高的回报率，尽管这伴随着相应的风险。“最低期望回报率”的重要性在于比较不同的投资选项时变得更加明显。假设某个投资者的最低期望回报率为8%。如果他们正在考虑两个投资机会——一个预期回报为7%，另一个预期回报为10%——那么投资者会拒绝第一个选项，因为它低于他们的阈值。然而，他们很可能会追求第二个选项，因为它超过了他们的最低期望回报率。此外，“最低期望回报率”还可以作为评估投资组合表现的基准。投资者通常会将实际回报与这个最低阈值进行比较，以确定他们的投资是否符合预期。如果投资组合的表现持续低于最低期望回报率，投资者可能会重新考虑他们的策略或调整资产配置。设定一个现实的最低期望回报率对于成功投资至关重要。它应该基于对历史市场表现、经济状况和个人财务状况的深入研究和分析。此外，投资者应保持灵活，愿意根据市场动态的变化调整其预期。例如，在经济衰退期间，投资者可能需要降低其最低期望回报率以与当前的市场条件保持一致。总之，“最低期望回报率”是一个基本概念，在投资决策中发挥着重要作用。它帮助投资者筛选不合适的机会，设定绩效基准，并使他们的投资策略与财务目标保持一致。通过理解和应用这一概念，投资者可以更有效地驾驭金融市场的复杂性，最终实现更好的投资成果和财务安全。因此，清晰掌握最低期望回报率的含义以及它如何影响投资选择，对于任何希望通过投资来增加财富的人来说都是至关重要的。