predetermined distribution rate

简明释义

预定分配率

英英释义

例句

1.In our financial model, we used a predetermined distribution rate to forecast cash flows accurately.

在我们的财务模型中，我们使用了预定分配率来准确预测现金流。

2.The charity organization allocates funds to various projects based on a predetermined distribution rate to ensure fair support.

该慈善组织根据预定分配率将资金分配给各个项目，以确保公平支持。

3.The investment fund offers a stable return based on a predetermined distribution rate, which means investors can expect consistent payouts.

该投资基金提供基于预定分配率的稳定回报，这意味着投资者可以期待持续的收益。

4.The company's dividend policy is based on a predetermined distribution rate that reflects its earnings performance.

公司的股息政策基于反映其盈利表现的预定分配率。

5.Investors should be aware of the predetermined distribution rate when considering the potential returns of a bond.

投资者在考虑债券的潜在回报时，应了解预定分配率。

作文

In the world of finance and investment, understanding various terms and concepts is crucial for making informed decisions. One such term that often arises in discussions about investments and financial products is the predetermined distribution rate. This term refers to a fixed percentage or amount that an investment or fund is set to distribute to its investors over a specific period. The concept is particularly relevant in the context of mutual funds, annuities, and other investment vehicles where returns are distributed to shareholders or policyholders. Understanding the predetermined distribution rate can help investors gauge the potential income they might receive from their investments.The importance of the predetermined distribution rate cannot be overstated. For instance, when choosing a mutual fund, investors often look at the fund's distribution rate to assess its performance and reliability. A higher distribution rate may indicate a more attractive investment opportunity, but it is essential to delve deeper into the fund’s overall performance, fees, and risk factors. Investors should not solely rely on the distribution rate; instead, they should consider it as one of many factors when evaluating an investment.Moreover, the predetermined distribution rate plays a significant role in retirement planning. Many retirees depend on a steady stream of income to sustain their lifestyle after leaving the workforce. Annuities, for example, often come with a predetermined distribution rate that guarantees a certain amount of income for a specified period or even for life. This predictability can provide peace of mind for retirees who want to ensure they have enough funds to cover their expenses.However, it is important to note that a predetermined distribution rate does not guarantee that the principal investment will remain intact. In some cases, especially in the context of high distribution rates, there may be a risk that the principal could diminish over time. Investors should be aware of this possibility and consider their risk tolerance and investment horizon when selecting products based on their distribution rates.Additionally, market conditions can affect the sustainability of a predetermined distribution rate. Economic downturns or fluctuations in interest rates can impact the ability of funds or annuities to maintain their promised distribution rates. Therefore, investors must stay informed about market trends and be prepared to adjust their strategies accordingly.In conclusion, the predetermined distribution rate is a vital concept in the realm of finance and investing, serving as a benchmark for expected income from various financial products. While it can be an essential factor in decision-making, investors should approach it with caution, considering other aspects of the investment and the broader economic environment. By doing so, they can better navigate the complexities of investing and make choices that align with their financial goals and needs. Ultimately, a thorough understanding of the predetermined distribution rate can empower investors to build a more secure financial future.

在金融和投资的世界中，理解各种术语和概念对于做出明智的决策至关重要。其中一个常常在投资和金融产品讨论中出现的术语是预定分配率。这个术语指的是投资或基金在特定期间内设定分配给其投资者的固定百分比或金额。这个概念在共同基金、年金和其他投资工具中尤为相关，这些投资工具会向股东或保单持有人分配回报。理解预定分配率可以帮助投资者评估他们可能从投资中获得的潜在收入。预定分配率的重要性不容小觑。例如，在选择共同基金时，投资者通常会查看基金的分配率，以评估其表现和可靠性。较高的分配率可能表明更具吸引力的投资机会，但深入研究基金的整体表现、费用和风险因素是至关重要的。投资者不应仅仅依赖分配率，而应将其视为评估投资时众多因素之一。此外，预定分配率在退休规划中也发挥着重要作用。许多退休人员依靠稳定的收入流来维持他们在离开职场后的生活方式。例如，年金通常伴随着一个预定分配率，保证在特定期间或甚至终身提供一定金额的收入。这种可预测性可以为希望确保有足够资金覆盖开支的退休人员提供安心。然而，重要的是要注意，预定分配率并不保证本金投资将保持不变。在某些情况下，尤其是在高分配率的背景下，可能存在本金随时间减少的风险。投资者应意识到这一可能性，并在选择基于分配率的产品时考虑自己的风险承受能力和投资期限。此外，市场条件可能影响预定分配率的可持续性。经济衰退或利率波动可能影响基金或年金维持其承诺的分配率的能力。因此，投资者必须保持对市场趋势的了解，并准备相应地调整他们的策略。总之，预定分配率是金融和投资领域的重要概念，作为各种金融产品预期收入的基准。虽然它可以在决策中起到重要作用，但投资者应谨慎对待，考虑投资的其他方面以及更广泛的经济环境。通过这样做，他们可以更好地驾驭投资的复杂性，并做出与其财务目标和需求相一致的选择。最终，全面理解预定分配率可以使投资者能够建立一个更加安全的财务未来。