budgetary reserves; budget allowance

简明释义

预备金，预算准备金

英英释义

例句

1.The city council allocated a portion of the funds to maintain budgetary reserves 预算储备 for unexpected expenses.

市议会拨出一部分资金以维持预算储备 预算储备以应对意外开支。

2.After analyzing the expenses, we found that our budget allowance 预算拨款 was sufficient for the year.

在分析开支后，我们发现我们的预算拨款 预算拨款在这一年是足够的。

3.The government emphasized the importance of maintaining budgetary reserves 预算储备 to ensure fiscal stability.

政府强调保持预算储备 预算储备的重要性，以确保财政稳定。

4.We need to review our budget allowance 预算拨款 for the upcoming project to ensure we have enough resources.

我们需要审查即将到来的项目的预算拨款 预算拨款，以确保我们有足够的资源。

5.The company set aside budgetary reserves 预算储备 to cover potential losses during the economic downturn.

公司预留了预算储备 预算储备以应对经济衰退期间可能出现的损失。

作文

In today's fast-paced world, financial management has become a critical skill for both individuals and organizations. One of the key components of effective financial management is understanding the concepts of budgetary reserves（预算储备） and budget allowance（预算拨款）. These terms are essential for planning and ensuring that resources are allocated efficiently to meet various needs and obligations.To begin with, budgetary reserves refer to funds that are set aside for unforeseen expenses or emergencies. This practice is crucial because it provides a safety net that can be accessed when unexpected costs arise. For instance, a company may encounter sudden repairs or need to invest in urgent technology upgrades. Without adequate budgetary reserves（预算储备）, these unplanned expenses could disrupt the overall financial health of the organization. By maintaining a reserve, businesses can navigate through financial challenges without jeopardizing their operational capabilities.On the other hand, budget allowance refers to the specific amount of money allocated for particular departments or projects within an organization. This allocation is determined during the budgeting process and is based on the projected needs of each area. For example, a marketing department may receive a budget allowance（预算拨款） of $50,000 for a new advertising campaign. This allowance helps ensure that the department has the necessary resources to achieve its goals while also promoting accountability and transparency in spending.Understanding the difference between budgetary reserves and budget allowance is vital for effective financial planning. While budgetary reserves act as a buffer against uncertainties, budget allowance provides a structured approach to resource allocation. Both play complementary roles in ensuring that an organization can operate smoothly and meet its objectives.Moreover, the importance of these concepts extends beyond corporate finance. Individuals can also benefit from implementing similar strategies in their personal finances. For instance, creating a budgetary reserve（预算储备） for emergency expenses, such as medical bills or car repairs, can provide peace of mind. Similarly, setting a budget allowance（预算拨款） for monthly expenses like groceries or entertainment can help individuals maintain control over their spending habits.In conclusion, mastering the concepts of budgetary reserves and budget allowance is essential for effective financial management. These tools enable individuals and organizations to prepare for the unexpected while ensuring that resources are allocated wisely. By incorporating these practices into financial planning, one can achieve greater stability and success in managing their finances, ultimately leading to a more secure future. Understanding and implementing these concepts can empower people to make informed financial decisions, fostering a culture of responsibility and foresight in both personal and professional realms.

在当今快节奏的世界中，财务管理已成为个人和组织的一项关键技能。有效财务管理的一个关键组成部分是理解“预算储备”和“预算拨款”这两个概念。这些术语对于规划和确保资源有效分配以满足各种需求和义务至关重要。首先，“预算储备”指的是为不可预见的开支或紧急情况而预留的资金。这种做法至关重要，因为它提供了一个安全网，可以在意外费用出现时使用。例如，一家公司可能会遇到突发的维修需求或需要进行紧急技术升级。如果没有足够的“预算储备”，这些计划外的开支可能会扰乱公司的整体财务健康。通过保持储备，企业可以在不危及其运营能力的情况下应对财务挑战。另一方面，“预算拨款”指的是在组织内为特定部门或项目分配的具体金额。这种分配是在预算过程中确定的，基于每个领域的预期需求。例如，市场部可能会获得“预算拨款”5万美元用于新的广告活动。这种拨款有助于确保该部门拥有实现目标所需的资源，同时促进支出的问责制和透明度。理解“预算储备”和“预算拨款”之间的区别对于有效的财务规划至关重要。虽然“预算储备”充当应对不确定性的缓冲，但“预算拨款”则提供了一种结构化的资源分配方法。两者在确保组织能够顺利运营并实现其目标方面发挥着互补作用。此外，这些概念的重要性不仅限于企业财务。个人也可以通过在个人财务中实施类似的策略来受益。例如，为紧急开支（如医疗账单或汽车维修）创建“预算储备”可以提供心理上的安宁。同样，为每月开支（如食品杂货或娱乐）设定“预算拨款”可以帮助个人控制自己的消费习惯。总之，掌握“预算储备”和“预算拨款”的概念对于有效的财务管理至关重要。这些工具使个人和组织能够为意外情况做好准备，同时确保资源得到明智的分配。通过将这些实践纳入财务规划，个人可以实现更大的稳定性和成功，从而为未来的财务管理奠定更安全的基础。理解和实施这些概念可以使人们在做出财务决策时更加明智，促进个人和职业领域的责任感和前瞻性文化。