stand-by agreement; stand-by arrangements

简明释义

预备贷款协定，预备协定

英英释义

例句

1.Our stand-by agreement with the insurance company covers unexpected damages.

我们与保险公司签订的备用协议涵盖意外损害。

2.Under the stand-by arrangements, the bank will provide a loan if our revenues fall below expectations.

根据备用安排，如果我们的收入低于预期，银行将提供贷款。

3.The government has established stand-by arrangements for disaster relief in case of emergencies.

政府已建立备用安排以应对紧急情况的灾难救助。

4.We have a stand-by agreement with our suppliers to ensure timely delivery during peak seasons.

我们与供应商签订了备用协议，以确保在高峰季节及时交货。

5.The company entered into a stand-by agreement to secure additional funding if needed.

公司签订了一份备用协议以确保必要时获得额外资金。

作文

In the world of finance and international relations, terms like stand-by agreement and stand-by arrangements play a crucial role in ensuring stability and security for countries and organizations. A stand-by agreement is essentially a commitment made by one party to provide financial support to another, usually under specific conditions. This type of agreement is often utilized by countries facing economic challenges or crises, allowing them to access funds quickly without undergoing lengthy approval processes. For example, when a country encounters a balance of payments crisis, it may enter into a stand-by arrangement with an international financial institution, such as the International Monetary Fund (IMF). This arrangement can provide the necessary liquidity to stabilize the economy while implementing necessary reforms. The significance of stand-by agreements cannot be overstated. They serve as a safety net for nations that might otherwise struggle to secure funding on the open market. By having a stand-by arrangement in place, governments can reassure investors and creditors that they have access to emergency funds, which can help restore confidence in their financial systems. This is particularly important during times of economic uncertainty, where the fear of default can lead to higher borrowing costs and further exacerbate financial difficulties.Moreover, stand-by arrangements often come with stipulations that require the borrowing country to implement certain economic policies or reforms. These conditions are designed to ensure that the country takes steps to address the underlying issues that led to its financial predicament. While some may argue that these conditions can be burdensome, they are intended to promote long-term stability and prevent future crises.In addition to their use in national economies, stand-by agreements can also be found in corporate finance. Companies may establish stand-by arrangements with banks to secure lines of credit that can be drawn upon when needed. This flexibility allows businesses to manage cash flow effectively, ensuring that they can meet their obligations even during periods of financial strain. For instance, a company might enter into a stand-by agreement with a bank to have access to funds in case of unexpected expenses or downturns in revenue.Ultimately, the concept of stand-by arrangements reflects a broader understanding of risk management in both public and private sectors. By having contingency plans in place, countries and businesses can navigate uncertainties more effectively. The ability to access emergency funds through stand-by agreements not only provides immediate relief but also fosters a sense of security that is vital for economic stability. In conclusion, stand-by arrangements are essential tools in the financial toolkit of nations and corporations alike, enabling them to respond to crises and maintain operational continuity. Understanding these agreements is crucial for anyone interested in finance, economics, or international relations.

在金融和国际关系的世界中，像备用协议和备用安排这样的术语在确保国家和组织的稳定和安全方面发挥着至关重要的作用。备用协议本质上是一个方对另一个方提供财政支持的承诺，通常是在特定条件下。这种类型的协议通常被面临经济挑战或危机的国家所利用，使他们能够快速获取资金，而无需经历漫长的批准过程。例如，当一个国家遭遇国际收支危机时，它可能会与国际金融机构（如国际货币基金组织）签订备用安排。这种安排可以提供必要的流动性，以稳定经济，同时实施必要的改革。备用协议的重要性不容小觑。它们为那些本可能在公开市场上难以获得资金的国家提供了安全网。通过建立备用安排，政府可以向投资者和债权人保证，他们可以获得紧急资金，这有助于恢复对其金融系统的信心。这在经济不确定时期尤为重要，因为对违约的恐惧可能导致更高的借贷成本，并进一步加剧金融困难。此外，备用安排通常附带要求借款国实施某些经济政策或改革的规定。这些条件旨在确保该国采取措施解决导致其财务困境的根本问题。虽然一些人可能认为这些条件是负担，但它们旨在促进长期稳定，防止未来的危机。除了在国家经济中的应用外，备用协议也可以在企业融资中找到。公司可以与银行建立备用安排，以确保在需要时可以提取的信用额度。这种灵活性使企业能够有效管理现金流，确保即使在财务压力期间也能履行其义务。例如，一家公司可能与银行签订备用协议，以便在意外支出或收入下降时获得资金。最终，备用安排的概念反映了公共和私营部门风险管理的更广泛理解。通过制定应急计划，国家和企业可以更有效地应对不确定性。通过备用协议获得紧急资金的能力不仅提供了即时救助，还培养了一种对经济稳定至关重要的安全感。总之，备用安排是国家和企业金融工具箱中的重要工具，使它们能够应对危机并保持运营连续性。理解这些协议对于任何对金融、经济或国际关系感兴趣的人来说都是至关重要的。