defensive investment

简明释义

与竞争企业作抗衡性投资

英英释义

例句

1.Real estate can serve as a defensive investment 防御性投资 during times of market volatility.

在市场波动时期，房地产可以作为一种防御性投资 防御性投资。

2.Investors looking for stability often prefer defensive investments 防御性投资 over high-risk stocks.

寻求稳定的投资者通常更喜欢防御性投资 防御性投资而非高风险股票。

3.During economic downturns, people often shift their portfolios towards defensive investments 防御性投资 like utilities and consumer staples.

在经济衰退期间，人们通常会将他们的投资组合转向像公用事业和消费必需品这样的防御性投资 防御性投资。

4.Investing in gold is often seen as a defensive investment 防御性投资 against inflation and currency fluctuations.

投资黄金通常被视为对抗通货膨胀和货币波动的防御性投资 防御性投资。

5.Many investors consider bonds to be a type of defensive investment 防御性投资 because they typically offer lower risk and steady income.

许多投资者认为债券是一种防御性投资 防御性投资，因为它们通常提供较低的风险和稳定的收入。

作文

In the world of finance, investors often face the challenge of navigating through various market conditions. One strategy that has gained popularity among conservative investors is known as defensive investment. This approach focuses on minimizing risk while still aiming for a reasonable return on investment. Understanding the concept of defensive investment is crucial for anyone looking to safeguard their assets, especially during uncertain economic times.The primary goal of defensive investment is to protect capital rather than seeking aggressive growth. Investors who adopt this strategy typically allocate their resources into stable and well-established companies, often referred to as blue-chip stocks. These companies tend to have a history of consistent performance and are less volatile compared to their counterparts in the market. By investing in such firms, individuals can mitigate the risks associated with market fluctuations.Moreover, defensive investment often involves diversifying one’s portfolio across different sectors. This diversification helps to spread risk, ensuring that if one sector underperforms, others may compensate for those losses. For instance, an investor might choose to invest in utilities, consumer staples, and healthcare, as these industries tend to remain stable even during economic downturns. Such sectors provide essential services and products that people continue to purchase regardless of their financial situation.Another essential aspect of defensive investment is the focus on dividend-paying stocks. Companies that offer regular dividends are often seen as safer investments because they provide a steady income stream, even when stock prices fluctuate. This aspect is particularly appealing for retirees or those seeking passive income. By prioritizing stocks that pay dividends, investors can create a reliable source of income while maintaining their investment's value over time.Furthermore, defensive investment strategies are not limited to equities alone. Fixed-income securities, such as government bonds or high-quality corporate bonds, also play a significant role in a defensive portfolio. These instruments generally offer lower returns than stocks but come with reduced risk, providing a safety net during turbulent market periods.It is important to note that while defensive investment can protect against significant losses, it may also limit potential gains. During bull markets, aggressive growth stocks often outperform defensive ones, leading some investors to miss out on substantial profits. Therefore, it is vital for individuals to assess their risk tolerance and investment objectives before committing to a defensive strategy.In conclusion, defensive investment serves as a prudent approach for those looking to preserve their wealth in uncertain times. By focusing on stable companies, diversifying across sectors, and investing in dividend-paying stocks and fixed-income securities, investors can create a resilient portfolio. While this strategy may not yield the highest returns during booming markets, it provides a level of security and peace of mind that many find invaluable. Ultimately, understanding and implementing the principles of defensive investment can empower investors to navigate the complexities of the financial landscape with confidence.

在金融世界中，投资者常常面临在各种市场条件下导航的挑战。一种在保守投资者中越来越受欢迎的策略被称为防御性投资。这种方法侧重于最小化风险，同时仍然旨在获得合理的投资回报。理解防御性投资的概念对于任何希望保护其资产的人来说都是至关重要的，尤其是在不确定的经济时期。防御性投资的主要目标是保护资本，而不是追求激进的增长。采用这种策略的投资者通常将资源分配到稳定且成熟的公司，这些公司通常被称为蓝筹股。这些公司往往具有持续表现的历史，并且与市场中的其他公司相比波动性较小。通过投资于这样的公司，个人可以减轻与市场波动相关的风险。此外，防御性投资通常涉及在不同部门之间多样化投资组合。这种多样化有助于分散风险，确保如果一个行业表现不佳，其他行业可能会弥补这些损失。例如，投资者可能选择投资于公用事业、消费品和医疗保健，因为这些行业即使在经济衰退期间也往往保持稳定。这些行业提供人们在财务状况不佳时仍然继续购买的基本服务和产品。防御性投资的另一个重要方面是关注支付股息的股票。提供定期股息的公司通常被视为更安全的投资，因为即使股票价格波动，它们也提供稳定的收入来源。这一方面对退休人员或寻求被动收入的人尤其有吸引力。通过优先考虑支付股息的股票，投资者可以在维持其投资价值的同时创造可靠的收入来源。此外，防御性投资策略不仅限于股票。固定收益证券，如政府债券或高质量企业债券，在防御性投资组合中也发挥着重要作用。这些工具通常提供低于股票的回报，但风险较低，在动荡的市场时期提供了一层安全网。需要注意的是，虽然防御性投资可以保护免受重大损失，但它也可能限制潜在收益。在牛市中，激进的成长股往往表现优于防御性股票，导致一些投资者错过可观的利润。因此，个人在承诺采取防御性策略之前，评估自己的风险承受能力和投资目标至关重要。总之，防御性投资作为一种谨慎的方法，为那些希望在不确定时期保护财富的人提供了保障。通过关注稳定的公司、跨部门多样化投资以及投资于支付股息的股票和固定收益证券，投资者可以创建一个具有弹性的投资组合。虽然在繁荣市场中，这一策略可能不会带来最高的回报，但它提供了一种安全感和心理安宁，许多人认为这是无价的。最终，理解和实施防御性投资的原则可以使投资者能够自信地驾驭复杂的金融环境。