(loans were) granted but could not be repaid

简明释义

有去无回［贷款］

英英释义

例句

1.Many small businesses received loans that were granted but could not be repaid due to the economic downturn.

许多小企业获得了贷款，但由于经济下滑，这些贷款无法偿还。

2.After the natural disaster, many families had loans that were granted but could not be repaid, leading to further financial strain.

在自然灾害后，许多家庭的贷款被批准但无法偿还，导致进一步的经济压力。

3.Investors were hesitant to lend money after hearing stories of businesses whose loans were granted but could not be repaid.

在听到那些贷款被批准但无法偿还的企业的故事后，投资者对借款持谨慎态度。

4.The government offered financial assistance, but many recipients faced challenges as their loans were granted but could not be repaid.

政府提供了财政援助，但许多接受者面临挑战，因为他们的贷款被批准但无法偿还。

5.In the wake of the pandemic, numerous individuals found themselves in a situation where loans were granted but could not be repaid.

在疫情之后，许多人发现自己处于贷款被批准但无法偿还的境地。

作文

In recent years, the issue of financial stability has become increasingly relevant in our society. Many individuals and businesses have sought assistance through loans to achieve their goals, whether it be starting a new venture or managing existing debts. However, there are instances where these loans were granted but could not be repaid. This situation often leads to a cycle of debt that can be difficult to escape. (loans were) granted but could not be repaid （贷款被批准但无法偿还） is a phrase that encapsulates the challenges faced by borrowers who find themselves in precarious financial situations.One of the primary reasons for this phenomenon is the lack of proper financial planning. Many borrowers may not fully understand the terms and conditions associated with the loans they take out. They might be enticed by low-interest rates or easy approval processes, failing to consider their ability to repay the borrowed amount. As a result, when repayment time comes, they may realize that their financial situation has changed, making it impossible to meet their obligations. This can lead to feelings of stress and anxiety, as they grapple with the consequences of their decisions.Moreover, economic fluctuations can play a significant role in a borrower's ability to repay loans. For instance, during a recession, many individuals lose their jobs or experience reduced income, making it challenging to keep up with loan repayments. In such cases, the loans that were once seen as a lifeline can quickly turn into a burden. The phrase (loans were) granted but could not be repaid （贷款被批准但无法偿还） serves as a reminder of the unpredictable nature of the economy and its impact on personal finances.Additionally, some borrowers may take on more debt than they can handle, believing that they will be able to manage multiple loans simultaneously. This can create a domino effect where one missed payment leads to another, resulting in a spiraling debt situation. When loans accumulate and borrowers struggle to keep track of their financial commitments, the likelihood of default increases significantly. This reinforces the idea that while loans can provide immediate relief, they also come with long-term responsibilities that must be managed carefully.To mitigate the risks associated with borrowing, it is crucial for individuals to educate themselves about financial literacy. Understanding how interest rates work, the importance of budgeting, and the potential consequences of taking on debt can empower borrowers to make informed decisions. Financial institutions also have a role to play in ensuring that their clients fully comprehend the implications of the loans they are applying for. Clear communication and transparency can help borrowers avoid situations where (loans were) granted but could not be repaid （贷款被批准但无法偿还） becomes a reality.In conclusion, the phrase (loans were) granted but could not be repaid （贷款被批准但无法偿还） highlights a critical issue within the realm of personal finance. It underscores the importance of responsible borrowing and the need for both lenders and borrowers to engage in open dialogue about financial expectations. By fostering a culture of financial literacy and accountability, we can work towards reducing the number of individuals who find themselves trapped in a cycle of unmanageable debt.