accountee; account party

简明释义

由银行代其开信用证者

英英释义

例句

1.The bank requires the accountee 账户持有人 to verify their identity before processing any transactions.

银行要求账户持有人 accountee 在处理任何交易之前验证他们的身份。

2.In a joint account, both parties are considered account parties 账户方 and must agree on withdrawals.

在一个联名账户中，双方都被视为账户方 account parties，必须就提款达成一致。

3.If there are any disputes, the bank will refer to the account parties 账户方 listed on the agreement.

如果有任何争议，银行将参考协议中列出的账户方 account parties。

4.The accountee 账户持有人 is responsible for maintaining the minimum balance required by the bank.

该账户持有人 accountee 负责保持银行要求的最低余额。

5.The accountee 账户持有人 can set up online banking to manage their finances more easily.

该账户持有人 accountee 可以设置在线银行以更轻松地管理财务。

作文

In the world of finance and banking, understanding the roles of different parties involved in a transaction is crucial. Among these roles, the terms accountee and account party are often encountered. The accountee refers to the individual or entity that holds an account, while the account party typically denotes any party involved in the agreement or contract related to that account. Understanding these terms is essential for anyone looking to navigate the complexities of financial transactions.When we think about the role of the accountee, we can picture a person or organization that has the authority to manage and control the funds within a particular account. This could be an individual who has opened a savings account at a bank, or it could refer to a business entity that maintains a corporate checking account. The accountee has specific rights and responsibilities, including the ability to deposit and withdraw funds, as well as the obligation to maintain a positive balance and adhere to the terms set by the financial institution.On the other hand, the account party plays a broader role in the context of financial agreements. This term encompasses all parties involved in a financial transaction, including the accountee, but also extends to creditors, debtors, and any third parties that may have a stake in the transaction. For instance, in a loan agreement, the borrower would be considered the accountee if they are the ones receiving the funds, while the lender would be the account party that provides the loan. Moreover, any guarantors or co-signers involved in the agreement would also fall under the category of account parties.Understanding the distinction between these two roles is particularly important in legal contexts. When drafting contracts or agreements, it is vital to clearly define who the accountee is, as this will determine who is responsible for fulfilling the terms of the agreement. Misunderstandings can arise if the roles of the accountee and account party are not clearly delineated, leading to potential disputes or financial losses.Furthermore, in the realm of international finance, the concepts of accountee and account party become even more significant. Different countries may have various regulations governing these roles, and understanding the local laws is essential for compliance. For example, in some jurisdictions, the accountee may have additional protections under consumer rights laws, while the account party may have different obligations regarding disclosures and transparency.In conclusion, grasping the meanings and implications of the terms accountee and account party is fundamental for anyone involved in financial transactions. Whether you are an individual managing your personal finances or a business professional navigating complex agreements, knowing your rights and responsibilities as an accountee and understanding the broader context of account parties can help you make informed decisions and avoid pitfalls in the financial landscape. As the financial world continues to evolve, staying informed and educated about these terms will empower individuals and organizations alike to engage confidently in their financial dealings.

在金融和银行的世界中，理解交易中不同参与方的角色至关重要。在这些角色中，术语accountee和account party经常被提及。accountee指的是持有账户的个人或实体，而account party通常表示与该账户相关的协议或合同中涉及的任何一方。理解这些术语对于任何希望驾驭金融交易复杂性的人来说都是必不可少的。当我们想到accountee的角色时，可以想象一个拥有特定账户管理和控制资金权限的人或组织。这可能是一个在银行开设储蓄账户的个人，也可以是一个维护公司支票账户的企业实体。accountee有特定的权利和责任，包括存款和取款的能力，以及维持正余额和遵守金融机构设定条款的义务。另一方面，account party在金融协议的背景下扮演着更广泛的角色。这个术语涵盖了所有参与金融交易的各方，包括accountee，但也扩展到债权人、债务人以及可能在交易中有利益关系的任何第三方。例如，在贷款协议中，如果借款人是接收资金的一方，他们将被视为accountee，而提供贷款的贷方则是account party。此外，任何担保人或共同签署人在协议中也会属于account parties的范畴。理解这两个角色之间的区别在法律背景下尤其重要。在起草合同或协议时，明确界定谁是accountee至关重要，因为这将决定谁有责任履行协议的条款。如果accountee和account party的角色没有清晰划分，可能会导致误解，从而引发潜在的争议或经济损失。此外，在国际金融领域，accountee和account party的概念变得更加重要。不同国家可能对这些角色有不同的监管规定，因此了解当地法律对合规至关重要。例如，在一些司法管辖区，accountee可能根据消费者权益法享有额外保护，而account party在披露和透明度方面可能有不同的义务。总之，掌握accountee和account party术语的含义及其影响，对于任何涉及金融交易的人来说都是基础。无论你是管理个人财务的个人，还是在复杂协议中航行的商业专业人士，了解作为accountee的权利和责任，并理解account parties的更广泛背景，可以帮助你做出明智的决策，避免在金融环境中出现陷阱。随着金融世界的不断发展，保持对这些术语的了解和教育将使个人和组织能够自信地参与他们的金融交易。