preferential payments

简明释义

优先偿付

英英释义

例句

1.Investors received preferential payments as a reward for their early contributions.

投资者因早期贡献而获得了优先付款作为奖励。

2.The company offered preferential payments to its loyal customers during the holiday season.

公司在假期期间为其忠实客户提供了优先付款。

3.Employees who meet their sales targets are eligible for preferential payments at the end of the quarter.

达到销售目标的员工在季度末有资格获得优先付款。

4.During the financial crisis, the government implemented preferential payments to support small businesses.

在金融危机期间，政府实施了优先付款以支持小企业。

5.The bank provides preferential payments for clients with high credit scores.

银行为信用评分高的客户提供优先付款。

作文

In the world of finance and business, understanding various terms is crucial for making informed decisions. One such term that often arises in discussions regarding debt and insolvency is preferential payments. These payments refer to the disbursements made by a debtor to certain creditors before others during a period leading up to insolvency or bankruptcy. The concept of preferential payments is significant because it can influence the distribution of assets among creditors once a company enters bankruptcy proceedings.When a company is facing financial difficulties, it may choose to pay off certain debts to specific creditors, thereby giving them an advantage over others. This practice can be problematic, especially if it occurs shortly before the company files for bankruptcy. Creditors who receive preferential payments might end up with more than their fair share of the company's remaining assets, leaving other creditors at a disadvantage. This is why such payments are closely scrutinized in legal contexts.The law typically allows for the recovery of preferential payments made within a specified time frame before the bankruptcy filing. For example, if a company pays a creditor a large sum just weeks before declaring bankruptcy, the court may determine that this payment was preferential and order the creditor to return the funds to the bankruptcy estate. This process is aimed at ensuring fairness and equity among all creditors, preventing any one party from unjustly benefiting at the expense of others.In practice, identifying preferential payments can be complex. Courts often consider several factors, including the timing of the payment, the relationship between the debtor and creditor, and the overall financial condition of the debtor at the time of the payment. If a payment is deemed preferential, it may be subject to reversal, which can significantly impact the financial recovery of other creditors.Furthermore, the implications of preferential payments extend beyond just the immediate financial transactions. They can affect the reputation of the company involved, as well as the trust and relationships between businesses and their creditors. For companies, maintaining transparency and adhering to ethical financial practices is essential to avoid legal repercussions related to preferential payments.In conclusion, understanding the concept of preferential payments is vital for anyone involved in business finance, whether as a creditor, debtor, or financial advisor. It highlights the importance of equitable treatment among creditors and the potential legal ramifications of favoring certain parties over others during financially turbulent times. By being aware of these dynamics, businesses can better navigate the complexities of financial distress and work towards more sustainable practices in managing their obligations. Ultimately, a clear grasp of preferential payments can lead to more informed decision-making and foster a fairer financial environment for all stakeholders involved.

在金融和商业的世界中，理解各种术语对做出明智的决策至关重要。一个经常出现在关于债务和破产讨论中的术语是优先支付。这些支付是指债务人在破产或 insolvency 期间向某些债权人支付的款项。优先支付的概念很重要，因为它可以影响公司进入破产程序后资产在债权人之间的分配。当一家公司面临财务困难时，它可能选择向特定债权人偿还某些债务，从而使他们比其他债权人处于更有利的位置。这种做法可能会带来问题，特别是如果它发生在公司申请破产之前不久。收到优先支付的债权人可能会从公司的剩余资产中获得超过其应得的份额，导致其他债权人处于不利地位。这就是为什么此类支付在法律背景下受到严格审查的原因。法律通常允许追回在破产申请前的特定时间内进行的优先支付。例如，如果一家公司在宣布破产前几周向债权人支付了一大笔款项，法院可能会裁定这笔支付是优先的，并命令债权人将资金返还给破产财产。这个过程旨在确保所有债权人之间的公平和公正，防止任何一方在其他人利益受损的情况下不当获利。在实践中，识别优先支付可能会很复杂。法院通常考虑几个因素，包括支付的时间、债务人与债权人之间的关系以及支付时债务人的整体财务状况。如果一项支付被认为是优先的，则可能会被撤销，这可能会显著影响其他债权人的财务恢复。此外，优先支付的影响超出了即时的财务交易。它们可能影响相关公司的声誉，以及企业与债权人之间的信任和关系。对于公司而言，保持透明并遵循道德财务实践对于避免与优先支付相关的法律后果至关重要。总之，理解优先支付的概念对于任何参与商业金融的人来说都是至关重要的，无论是作为债权人、债务人还是财务顾问。它突显了在财务动荡时期公平对待债权人的重要性以及偏爱某些方而非其他方可能产生的法律后果。通过了解这些动态，企业可以更好地应对财务困境的复杂性，并努力在管理其义务方面采取更可持续的做法。最终，对优先支付的清晰掌握可以导致更明智的决策，并为所有相关利益相关者创造一个更公平的财务环境。