concessional credit

简明释义

优惠信贷

英英释义

例句

1.The government provided concessional credit to small businesses affected by the pandemic.

政府向受疫情影响的小企业提供了优惠信贷。

2.Non-governmental organizations can help facilitate concessional credit for local communities.

非政府组织可以帮助当地社区获得优惠信贷。

3.Many developing countries rely on concessional credit to finance infrastructure projects.

许多发展中国家依赖于优惠信贷来融资基础设施项目。

4.The new policy aims to enhance access to concessional credit for farmers in rural areas.

新政策旨在提高农村地区农民获得优惠信贷的机会。

5.International organizations often offer concessional credit to support education initiatives in low-income regions.

国际组织通常提供优惠信贷以支持低收入地区的教育项目。

作文

In recent years, the concept of concessional credit has gained significant attention in the field of international development and finance. Concessional credit refers to loans that are offered on terms significantly more generous than market loans. These loans are often provided by governments or international financial institutions to support projects in developing countries. The primary goal of concessional credit is to promote economic growth and reduce poverty by making financing accessible to those who might not otherwise qualify for traditional loans due to high interest rates or stringent repayment conditions.One of the key features of concessional credit is its low-interest rates, which can be substantially lower than those available in the commercial lending market. This allows borrowers to invest in essential infrastructure, education, and health care without the burden of crippling debt. For instance, a country looking to build schools or hospitals can utilize concessional credit to fund these projects, thereby improving the quality of life for its citizens while also stimulating economic activity.Moreover, concessional credit often comes with extended repayment periods, allowing borrowers more time to repay the loan without the pressure of immediate financial strain. This aspect is particularly crucial for developing nations, where economic stability can be fragile. By providing financial resources under favorable conditions, concessional credit enables these countries to focus on long-term development goals rather than short-term financial survival.Another important aspect of concessional credit is its role in fostering international cooperation. Many donor countries and organizations use concessional credit as a tool for diplomatic engagement and to strengthen ties with recipient countries. By investing in the development of poorer nations, donor countries not only help improve global economic conditions but also create goodwill and enhance their own national interests.However, it is essential to approach concessional credit with caution. While it can provide much-needed funding, there is a risk of dependency on external assistance. If developing countries become too reliant on concessional credit, they may neglect to develop their domestic financial systems or pursue sustainable economic policies. Therefore, it is crucial for recipients of concessional credit to implement sound fiscal management practices and develop strategies that promote self-sufficiency.In conclusion, concessional credit plays a vital role in the global effort to reduce poverty and promote sustainable development. By offering loans on favorable terms, it provides developing countries with the necessary resources to invest in their future. However, it is equally important to ensure that such financial assistance is used wisely and does not lead to long-term dependency. With proper management and strategic planning, concessional credit can be a powerful tool for fostering economic growth and improving the lives of millions around the world.

近年来，优惠信贷的概念在国际发展和金融领域引起了广泛关注。优惠信贷指的是以比市场贷款更为宽松的条件提供的贷款。这些贷款通常由政府或国际金融机构提供，以支持发展中国家的项目。优惠信贷的主要目标是通过使融资对那些可能由于高利率或严格的还款条件而无法获得传统贷款的人士可及，从而促进经济增长和减少贫困。优惠信贷的一个关键特点是其低利率，这些利率可能远低于商业借贷市场的利率。这使得借款人能够在没有沉重债务负担的情况下投资于基础设施、教育和医疗等重要领域。例如，一个希望建设学校或医院的国家可以利用优惠信贷来资助这些项目，从而改善公民的生活质量，同时刺激经济活动。此外，优惠信贷通常具有较长的还款期限，允许借款人有更多时间偿还贷款，而不必承受立即的财务压力。这一点对发展中国家尤其重要，因为其经济稳定性可能脆弱。通过在有利条件下提供金融资源，优惠信贷使这些国家能够专注于长期发展目标，而不是短期财务生存。优惠信贷的另一个重要方面是它在促进国际合作中的作用。许多捐助国和组织将优惠信贷作为外交接触的工具，以加强与接受国的关系。通过投资于贫困国家的发展，捐助国不仅帮助改善全球经济状况，还创造了善意并增强了自身的国家利益。然而，必须谨慎对待优惠信贷。虽然它可以提供急需的资金，但也存在对外部援助依赖的风险。如果发展中国家过于依赖优惠信贷，他们可能会忽视发展本国金融体系或追求可持续经济政策。因此，对于优惠信贷的接受者来说，实施良好的财政管理实践和制定促进自给自足的战略至关重要。总之，优惠信贷在全球减少贫困和促进可持续发展方面发挥着至关重要的作用。通过以优惠条件提供贷款，它为发展中国家投资未来所需的资源提供了必要的支持。然而，同样重要的是确保这种金融援助得到明智的使用，而不会导致长期依赖。通过适当的管理和战略规划，优惠信贷可以成为促进经济增长和改善全球数百万人民生活的强大工具。