hypothecated stock

简明释义

用作抵押品的股票

英英释义

例句

1.The bank offered a loan secured by the hypothecated stock of the company, allowing the owner to access funds without selling shares.

银行提供了一笔以公司抵押股票作为担保的贷款，使得所有者能够在不出售股票的情况下获得资金。

2.The broker explained that the hypothecated stock could be sold by the lender if the borrower failed to meet the margin call.

经纪人解释说，如果借款人未能满足保证金要求，贷方可以出售抵押股票。

3.In the event of bankruptcy, the hypothecated stock would be liquidated to pay off creditors.

在破产的情况下，抵押股票将被清算以偿还债权人。

4.Before taking out the margin loan, he had to understand how his hypothecated stock would be treated in case of default.

在申请保证金贷款之前，他必须了解如果违约，他的抵押股票将如何处理。

5.Investors should be aware that hypothecated stock may carry additional risks if the market fluctuates significantly.

投资者应意识到，如果市场大幅波动，抵押股票可能会带来额外风险。

作文

In the world of finance and investment, understanding various terms is crucial for making informed decisions. One such term that often comes up in discussions about secured lending and collateral is hypothecated stock. This phrase refers to shares of stock that are pledged as collateral for a loan without transferring ownership of the shares to the lender. Essentially, when an investor takes out a loan using their stocks as security, they are hypothecating those stocks. This means that while the lender has a claim on the stocks should the borrower default on the loan, the borrower retains the right to vote and receive dividends from those stocks. The concept of hypothecated stock is particularly relevant in margin trading, where investors borrow funds from brokerage firms to purchase additional securities. In this scenario, the stocks purchased with borrowed funds are often hypothecated, allowing the broker to sell the shares if the investor fails to meet margin requirements. This practice enables investors to leverage their positions and potentially increase their returns, but it also introduces a higher level of risk. If the value of the hypothecated stocks declines, the investor may face a margin call, requiring them to deposit more funds or sell other assets to cover the shortfall.Understanding the implications of hypothecated stock is essential for any investor considering leveraging their investments. It is important to recognize that while hypothecation allows for greater purchasing power, it also comes with the responsibility of managing risks. Investors must be diligent in monitoring their investments and ensuring they have adequate liquidity to meet potential margin calls. Failure to do so can lead to a forced sale of hypothecated stocks at unfavorable prices, resulting in significant financial losses.Moreover, the legal framework surrounding hypothecated stock varies by jurisdiction. Different countries have different regulations regarding the treatment of hypothecated assets, which can impact how investors and lenders approach these transactions. For instance, in some jurisdictions, hypothecation may require formal documentation and registration, while in others, it may be based on contractual agreements. Therefore, it is imperative for investors to understand the legal implications of hypothecation in their respective markets.In conclusion, hypothecated stock is a vital concept in the realm of finance, particularly for those engaging in margin trading or seeking to leverage their investments. While it offers opportunities for increased returns, it also carries inherent risks that must be managed carefully. Investors should educate themselves on the mechanics of hypothecation, the associated legal frameworks, and the responsibilities that come with using stocks as collateral. By doing so, they can make more informed decisions and navigate the complexities of the financial markets effectively.

在金融和投资的世界中，理解各种术语对做出明智的决策至关重要。其中一个常常在有关担保贷款和抵押品的讨论中出现的术语是抵押股票。这个短语指的是作为贷款抵押品而质押的股票，而不将股票的所有权转让给贷款人。本质上，当投资者用其股票作为担保借款时，他们就在对这些股票进行抵押。这意味着，虽然贷款人对股票有索赔权，但如果借款人违约，借款人仍保留投票权和获得股息的权利。 抵押股票的概念在保证金交易中尤为相关，投资者从经纪公司借款以购买额外的证券。在这种情况下，用借入资金购买的股票通常会被抵押，使得经纪人在投资者未能满足保证金要求时可以出售这些股票。这种做法使投资者能够利用他们的头寸并可能增加回报，但也带来了更高的风险。如果抵押股票的价值下降，投资者可能会面临追加保证金的要求，迫使他们存入更多资金或出售其他资产以弥补差额。理解抵押股票的含义对于任何考虑杠杆投资的投资者都至关重要。重要的是要认识到，尽管抵押允许更大的购买力，但它也伴随着管理风险的责任。投资者必须认真监控他们的投资，并确保他们有足够的流动性来应对潜在的追加保证金要求。未能做到这一点可能导致在不利价格下强制出售抵押股票，从而导致重大财务损失。此外，围绕抵押股票的法律框架因司法管辖区而异。不同国家对抵押资产的处理有不同的规定，这可能影响投资者和贷款者如何处理这些交易。例如，在某些司法管辖区，抵押可能需要正式文件和注册，而在其他地方，则可能基于合同协议。因此，投资者必须了解各自市场中抵押的法律含义。总之，抵押股票是金融领域中一个重要的概念，特别是对于那些参与保证金交易或寻求杠杆投资的人。虽然它提供了增加回报的机会，但也带来了必须谨慎管理的固有风险。投资者应当了解抵押的机制、相关的法律框架以及使用股票作为抵押品所带来的责任。通过这样做，他们可以做出更明智的决策，并有效地应对金融市场的复杂性。