perpetual loan; permanent debt

简明释义

永久公债

英英释义

例句

1.A perpetual loan; permanent debt can be a useful tool for companies looking to maintain liquidity without a repayment deadline.

对于寻求保持流动性的公司来说，永久贷款; 永久债务可以是一个有用的工具，因为没有还款截止日期。

2.Investors are often attracted to perpetual loans; permanent debt because they provide a steady stream of income.

投资者通常对永久贷款; 永久债务感兴趣，因为它们提供稳定的收入流。

3.Some municipalities prefer perpetual loans; permanent debt to fund infrastructure improvements without increasing taxes.

一些市政当局更喜欢使用永久贷款; 永久债务来资助基础设施改善，而不增加税收。

4.When discussing financial strategies, it's important to consider the implications of perpetual loans; permanent debt on long-term planning.

在讨论财务策略时，考虑永久贷款; 永久债务对长期规划的影响是很重要的。

5.The government issued a new series of bonds that are considered a perpetual loan; permanent debt to finance public projects.

政府发行了一系列新的债券，这被视为一种永久贷款; 永久债务来资助公共项目。

作文

In today's financial landscape, the concepts of debt and loans play a crucial role in both personal finance and corporate strategy. One term that often surfaces in discussions about long-term financing is perpetual loan; permanent debt. This term refers to a type of loan that does not have a fixed maturity date, meaning that the borrower is not required to repay the principal amount at any specific time. Instead, the borrower pays interest indefinitely, which can create a unique set of financial implications.Understanding perpetual loan; permanent debt requires a closer look at how it functions within the broader context of debt management. For instance, a company may issue perpetual bonds, which are essentially loans that will never mature. This allows the company to secure funding without the pressure of paying back the principal. Such a structure can be advantageous for businesses seeking to maintain liquidity while investing in growth opportunities.However, the implications of perpetual loan; permanent debt extend beyond just corporate finance. Individuals may also encounter similar arrangements, especially in the form of certain types of mortgages or student loans that offer extended repayment terms. While these loans can provide flexibility, they also carry the risk of accumulating significant interest over time, potentially leading to a situation where the borrower feels trapped in a cycle of debt.The idea of perpetual loan; permanent debt raises important questions about sustainability and financial responsibility. Borrowers must carefully consider their ability to manage ongoing interest payments without falling into financial distress. It’s essential to evaluate whether the benefits of such loans outweigh the long-term costs associated with perpetual obligations.Moreover, the economic environment plays a significant role in the attractiveness of perpetual loan; permanent debt. In times of low-interest rates, borrowing through these means may seem appealing as it allows individuals and corporations to take advantage of cheap capital. Conversely, rising interest rates can make these loans burdensome, as the cost of servicing the debt increases. This dynamic illustrates the importance of timing and market conditions in the decision-making process related to long-term debt.In conclusion, the notion of perpetual loan; permanent debt encapsulates a complex financial instrument that can offer both opportunities and challenges. Whether in the context of corporate finance or personal borrowing, understanding the implications of such debts is crucial for making informed financial decisions. As borrowers navigate their financial futures, they must weigh the benefits of access to capital against the risks of prolonged debt obligations, ensuring that they remain on a path toward financial stability and success.

在当今的金融环境中，债务和贷款的概念在个人财务和企业战略中发挥着至关重要的作用。一个在长期融资讨论中经常出现的术语是perpetual loan; permanent debt。这个术语指的是一种没有固定到期日的贷款，这意味着借款人不需要在任何特定时间偿还本金。相反，借款人会无限期地支付利息，这可能会带来一系列独特的财务影响。理解perpetual loan; permanent debt需要更仔细地观察它在更广泛的债务管理背景中的运作。例如，一家公司可能会发行永久债券，这实际上是永远不会到期的贷款。这允许公司在不需要偿还本金的压力下获得资金。这种结构对于希望保持流动性并投资于增长机会的企业来说是有利的。然而，perpetual loan; permanent debt的影响超出了企业融资的范围。个人也可能会遇到类似的安排，尤其是在某些类型的抵押贷款或提供延长还款期限的学生贷款中。虽然这些贷款可以提供灵活性，但它们也存在随着时间的推移可能累积大量利息的风险，可能导致借款人感到陷入债务循环。perpetual loan; permanent debt的概念引发了关于可持续性和财务责任的重要问题。借款人必须仔细考虑他们管理持续利息支付的能力，而不陷入财务困境。评估此类贷款的好处是否超过与永久性义务相关的长期成本是至关重要的。此外，经济环境在perpetual loan; permanent debt的吸引力中也发挥着重要作用。在低利率时期，通过这些方式借款可能看起来很有吸引力，因为它允许个人和公司利用廉价资本。相反，利率上升可能使这些贷款变得沉重，因为偿还债务的成本增加。这种动态说明了在与长期债务相关的决策过程中时机和市场条件的重要性。总之，perpetual loan; permanent debt的概念概括了一种复杂的金融工具，它可以提供机会和挑战。无论是在企业融资还是个人借贷的背景下，理解此类债务的影响对于做出明智的财务决策至关重要。当借款人规划他们的财务未来时，他们必须权衡获取资本的好处与长期债务义务的风险，确保他们保持在通向财务稳定和成功的道路上。