surplus account

简明释义

盈余帐户

英英释义

例句

1.The company allocated funds from the surplus account to invest in new technology.

公司从盈余账户中拨款投资新技术。

2.The government decided to use the money from the surplus account to reduce public debt.

政府决定使用盈余账户中的资金来减少公共债务。

3.The school district's surplus account allowed them to upgrade their facilities without raising taxes.

学区的盈余账户使他们能够在不提高税收的情况下升级设施。

4.After reviewing the budget, we found a significant amount in the surplus account that could be used for community projects.

审查预算后，我们发现盈余账户中有相当数额的资金可以用于社区项目。

5.Our financial advisor recommended keeping a portion of our savings in a surplus account for emergencies.

我们的财务顾问建议将部分储蓄保留在盈余账户中以备紧急情况。

作文

In today's world, understanding financial concepts is crucial for both individuals and businesses. One such important concept is the surplus account, which plays a significant role in managing finances effectively. A surplus account refers to an account that holds excess funds after all expenses have been paid. This surplus can arise from various sources, including savings, investments, or business profits. Having a surplus account indicates that an individual or organization has more income than expenses, which is a positive sign of financial health.For individuals, maintaining a surplus account can provide a safety net during unforeseen circumstances. For example, if someone loses their job or faces unexpected medical expenses, having a surplus can help them navigate through tough times without falling into debt. It allows for greater financial flexibility and peace of mind. Moreover, a well-managed surplus account can be used for future investments, such as purchasing a home, starting a business, or funding education. On a broader scale, businesses also benefit from having a surplus account. When a company generates more revenue than it spends, this surplus can be reinvested into the business for expansion, research and development, or improving employee benefits. Companies with a healthy surplus account are often better positioned to weather economic downturns, as they have the funds necessary to sustain operations during challenging times. Additionally, a surplus can enhance a company's creditworthiness, making it easier to secure loans and attract investors.Governments also maintain surplus accounts at various levels. A government with a budget surplus has more revenue than expenditures, which can be used to pay down debt, invest in public services, or save for future needs. This financial stability is essential for fostering economic growth and ensuring that essential services are funded adequately. When a government has a strong surplus account, it can respond more effectively to economic crises and invest in infrastructure projects that benefit society as a whole.However, it's important to note that having a surplus account does not mean one should become complacent. Continuous monitoring of income and expenses is necessary to maintain this surplus. Individuals and businesses alike must regularly assess their financial situation to ensure they are not overspending or neglecting potential investment opportunities. Financial literacy plays a vital role in managing a surplus account effectively. By understanding how to budget, save, and invest wisely, individuals and organizations can maximize the benefits of their surplus.In conclusion, a surplus account serves as a key indicator of financial health for individuals, businesses, and governments alike. It represents the excess funds available after all expenses have been met, providing a buffer against financial hardships and enabling future growth. Whether it's saving for a rainy day, reinvesting in a business, or funding public projects, the importance of maintaining a surplus account cannot be overstated. By prioritizing financial management and literacy, we can all work towards achieving a sustainable surplus that supports our goals and aspirations.

在当今世界，理解金融概念对个人和企业都至关重要。其中一个重要的概念是盈余账户，它在有效管理财务方面发挥着重要作用。盈余账户是指在支付所有费用后持有的多余资金的账户。这种盈余可以来源于各种渠道，包括储蓄、投资或商业利润。拥有盈余账户表明个人或组织的收入超过了支出，这是一种积极的财务健康信号。对于个人来说，保持盈余账户可以在不可预见的情况下提供安全网。例如，如果某人失业或面临意外的医疗费用，拥有盈余可以帮助他们在困难时期度过，而不至于陷入债务。这为更大的财务灵活性和内心的平静提供了保障。此外，良好管理的盈余账户可以用于未来的投资，例如购买房屋、创业或资助教育。在更广泛的范围内，企业也能从拥有盈余账户中受益。当一家公司产生的收入超过支出时，这种盈余可以再投资于业务的扩展、研发或改善员工福利。拥有健康的盈余账户的公司在经济低迷时通常更具韧性，因为它们拥有维持运营所需的资金。此外，盈余还可以增强公司的信用度，使其更容易获得贷款和吸引投资者。政府在各个层面上也维护盈余账户。预算盈余的政府收入超过支出，可以用于偿还债务、投资公共服务或为未来需求储备资金。这种财务稳定性对促进经济增长和确保基本服务得到充分资助至关重要。当政府拥有强大的盈余账户时，它能更有效地应对经济危机，并投资于惠及整个社会的基础设施项目。然而，需要注意的是，拥有盈余账户并不意味着人们应该变得自满。持续监控收入和支出是保持这种盈余的必要条件。个人和企业都必须定期评估其财务状况，以确保他们不会过度消费或忽视潜在的投资机会。财务素养在有效管理盈余账户方面起着至关重要的作用。通过理解如何合理预算、储蓄和明智投资，个人和组织可以最大化其盈余的好处。总之，盈余账户是个人、企业和政府财务健康的重要指标。它代表在满足所有支出后的可用多余资金，为应对财务困境和推动未来增长提供缓冲。无论是为雨天储蓄、再投资于企业，还是资助公共项目，保持盈余账户的重要性都不容小觑。通过优先考虑财务管理和素养，我们都可以努力实现可持续的盈余，以支持我们的目标和愿望。