surplus account

简明释义

盈余滚存帐户

英英释义

例句

1.To prepare for unexpected expenses, we maintain a surplus account (盈余账户) as a financial cushion.

为了应对意外支出，我们保持一个surplus account（盈余账户）作为财务缓冲。

2.The government allocated funds from the surplus account (盈余账户) for public infrastructure improvements.

政府从surplus account（盈余账户）中分配资金用于公共基础设施改善。

3.The company decided to invest the funds from the surplus account (盈余账户) into new projects.

公司决定将来自surplus account（盈余账户）的资金投资于新项目。

4.By the end of the fiscal year, the surplus account (盈余账户) showed a healthy balance.

到财政年度结束时，surplus account（盈余账户）显示出健康的余额。

5.After reviewing the quarterly budget, we found that our surplus account (盈余账户) had increased significantly.

在审查季度预算后，我们发现我们的surplus account（盈余账户）显著增加。

作文

In the world of finance and economics, understanding various concepts is crucial for making informed decisions. One such concept is the surplus account, which plays a significant role in both personal and national financial management. A surplus account refers to an account that holds funds exceeding a specified threshold or budget, indicating that income surpasses expenditures. This situation can arise in various contexts, including individual savings, business profits, or government budgets.At the personal level, having a surplus account signifies financial stability and good money management. For instance, when an individual earns more than they spend, the excess funds can be deposited into a savings account, creating a surplus account. This practice allows individuals to save for future expenses, emergencies, or investments. It also provides a cushion against unexpected financial challenges, such as job loss or medical emergencies. Therefore, maintaining a surplus account is essential for achieving long-term financial goals and ensuring peace of mind.On a larger scale, businesses also benefit from maintaining a surplus account. When a company generates more revenue than it incurs in costs, the remaining profit can be allocated to a surplus account. This surplus can be reinvested into the business, used for research and development, or distributed among shareholders as dividends. By managing a surplus account effectively, businesses can enhance their growth potential and improve their overall financial health.Governments, too, utilize the concept of a surplus account in their budgeting processes. A government operates with a budget that outlines its expected revenues and expenditures. When a government collects more tax revenue than it spends on public services and infrastructure, it creates a budget surplus, which can be placed into a surplus account. This surplus can be used to pay down national debt, invest in future projects, or save for economic downturns. Having a surplus account at the governmental level is often viewed as a sign of fiscal responsibility and stability, which can enhance a country's credit rating and attract foreign investment.However, it is important to note that a surplus account is not always an indicator of success. For individuals, businesses, or governments, a persistent surplus may signal underutilized resources. For example, if a business consistently generates a large surplus without reinvesting in growth, it might miss opportunities to expand its market share or innovate. Similarly, a government with a significant budget surplus may face criticism for not adequately funding essential services or infrastructure projects.In conclusion, a surplus account is a valuable financial tool that can provide security and opportunities for growth across various sectors. Whether at the personal, business, or governmental level, understanding how to manage a surplus account effectively can lead to better financial outcomes. It is essential to strike a balance between saving and investing to ensure that the benefits of a surplus account are fully realized. Ultimately, the goal should be to use any surplus wisely to foster sustainable growth and stability, rather than simply accumulating excess funds without a clear purpose.

在金融和经济的世界中，理解各种概念对于做出明智的决策至关重要。其中一个概念是盈余账户，它在个人和国家的财务管理中都起着重要作用。盈余账户指的是一个账户，其中的资金超过了特定的阈值或预算，表明收入超过了支出。这种情况可以在多种情况下发生，包括个人储蓄、企业利润或政府预算。在个人层面上，拥有一个盈余账户意味着财务稳定和良好的资金管理。例如，当一个人赚的钱超过他们的支出时，剩余的资金可以存入储蓄账户，形成一个盈余账户。这一做法使个人能够为未来的开支、紧急情况或投资进行储蓄。它还提供了应对意外财务挑战的缓冲，例如失业或医疗紧急情况。因此，维护一个盈余账户对于实现长期财务目标和确保内心平静至关重要。在更大范围内，企业也从维护盈余账户中受益。当一家公司产生的收入超过其成本时，剩余的利润可以分配到一个盈余账户中。这笔盈余可以再投资于业务、用于研发，或者作为股息分配给股东。通过有效管理盈余账户，企业可以增强其增长潜力并改善整体财务健康。政府也在其预算过程中利用盈余账户的概念。政府以预算运作，预算概述了其预期的收入和支出。当政府征收的税收收入超过其在公共服务和基础设施上的支出时，就会产生预算盈余，这可以放入一个盈余账户中。该盈余可以用于偿还国债、投资未来项目或为经济衰退储蓄。在政府层面上拥有一个盈余账户通常被视为财政责任和稳定的标志，这可以提高一个国家的信用评级并吸引外国投资。然而，重要的是要注意，盈余账户并不总是成功的指标。对于个人、企业或政府来说，持续的盈余可能表明资源未得到充分利用。例如，如果一家企业持续产生大量盈余而没有再投资于增长，它可能会错过扩大市场份额或创新的机会。同样，拥有显著预算盈余的政府可能会因未能充分资助基本服务或基础设施项目而受到批评。总之，盈余账户是一个有价值的财务工具，可以为各个部门提供安全性和增长机会。无论是在个人、商业还是政府层面，有效管理盈余账户的理解可以带来更好的财务结果。必须在储蓄和投资之间取得平衡，以确保充分实现盈余账户的好处。最终，目标应该是明智地利用任何盈余，以促进可持续的增长和稳定，而不仅仅是积累没有明确目的的多余资金。