accounts receivable from installment sales

简明释义

应收分期付款销售帐款

英英释义

例句

1.The finance team analyzed the aging of accounts receivable from installment sales to identify potential bad debts.

财务团队分析了分期销售的应收账款的账龄，以识别潜在的坏账。

2.The company reported an increase in accounts receivable from installment sales due to higher customer demand.

由于客户需求增加，公司报告了来自分期销售的应收账款的增加。

3.To improve liquidity, the firm decided to offer discounts on accounts receivable from installment sales.

为了改善流动性，公司决定对分期销售的应收账款提供折扣。

4.Our accounting software allows us to track accounts receivable from installment sales easily.

我们的会计软件使我们能够轻松跟踪分期销售的应收账款。

5.Investors are concerned about the rising accounts receivable from installment sales as it may indicate cash flow issues.

投资者对不断上升的分期销售的应收账款感到担忧，因为这可能表明现金流问题。

作文

In the world of business and finance, understanding various terms is crucial for effective management and decision-making. One such term that often comes up in discussions about sales and revenue is accounts receivable from installment sales. This phrase refers to the money that a company is owed from customers who have purchased goods or services on an installment basis. In simpler terms, it represents the outstanding payments that are yet to be collected from buyers who have agreed to pay for their purchases over time rather than all at once. To grasp the significance of accounts receivable from installment sales, it is essential to understand how installment sales work. When a customer buys a product but opts to pay in installments, the seller allows the customer to take the product home while they continue to make payments. This arrangement can be beneficial for both parties; the customer gets immediate access to the product, while the seller can increase sales by making it easier for customers to afford higher-priced items. However, this also means that the seller must track the payments and manage the risk of potential defaults. The accounting treatment of accounts receivable from installment sales is another important aspect to consider. When a sale is made on an installment basis, the seller records the full sale amount as revenue, but the actual cash received will vary as payments are made over time. As such, the accounts receivable from installment sales account will reflect the total amount owed by customers until the debt is fully paid off. This balance can fluctuate based on the number of installment agreements in place and the payment history of each customer. Managing accounts receivable from installment sales effectively is vital for a company's cash flow. If a significant portion of a company's revenue is tied up in receivables, it can lead to liquidity issues. Therefore, businesses often implement rigorous credit checks before approving installment sales and may set up automated reminders for customers approaching their payment due dates. Additionally, companies may offer discounts for early payments or impose penalties for late payments to encourage timely collection of these receivables. Moreover, analyzing accounts receivable from installment sales can provide insights into customer behavior and financial health. By monitoring which customers consistently pay on time and which ones fall behind, businesses can tailor their credit policies and improve their overall sales strategy. Understanding the trends in installment sales can also help companies forecast future revenues and plan accordingly for production and inventory needs. In conclusion, accounts receivable from installment sales plays a crucial role in the financial landscape of businesses that offer products on credit. It not only affects cash flow and liquidity but also provides valuable data for strategic planning. By effectively managing these accounts, companies can enhance their profitability and ensure sustainable growth in a competitive marketplace.

在商业和金融的世界中，理解各种术语对于有效管理和决策至关重要。一个经常在销售和收入讨论中出现的术语是分期销售应收账款。这个短语指的是公司从选择分期付款购买商品或服务的客户那里所欠的钱。简单来说，它代表了尚未从同意分期付款的买家那里收回的未付款项。要理解分期销售应收账款的重要性，首先必须了解分期销售是如何运作的。当客户购买一件产品但选择分期付款时，卖方允许客户在继续付款的同时将产品带回家。这种安排对双方都有利；客户可以立即获得产品，而卖方则可以通过让客户更容易负担高价商品来增加销售。然而，这也意味着卖方必须跟踪付款并管理潜在违约的风险。分期销售应收账款的会计处理是另一个重要方面。当以分期方式进行销售时，卖方将全额销售金额记录为收入，但实际收到的现金会因付款的时间而有所不同。因此，分期销售应收账款账户将反映客户所欠的总金额，直到债务完全偿还。这个余额可能会根据分期协议的数量和每个客户的付款历史而波动。有效管理分期销售应收账款对公司的现金流至关重要。如果公司收入的很大一部分被占用在应收账款中，可能会导致流动性问题。因此，企业通常在批准分期销售之前实施严格的信用检查，并可能为即将到期的客户设置自动提醒。此外，公司可能会提供提前付款折扣或对逾期付款施加罚款，以鼓励及时收回这些应收款项。此外，分析分期销售应收账款可以提供有关客户行为和财务健康的见解。通过监控哪些客户始终按时付款以及哪些客户拖欠，企业可以调整其信用政策并改善整体销售策略。了解分期销售的趋势也可以帮助公司预测未来收入并相应规划生产和库存需求。总之，分期销售应收账款在提供信贷产品的企业的财务格局中发挥着至关重要的作用。它不仅影响现金流和流动性，还提供了战略规划的宝贵数据。通过有效管理这些账户，公司可以提高盈利能力，并确保在竞争激烈的市场中实现可持续增长。