mortgage bonds payable

简明释义

应付抵押债券

英英释义

例句

1.The company issued new mortgage bonds payable to finance the construction of its new headquarters.

该公司发行了新的抵押债券应付以融资其新总部的建设。

2.The balance sheet showed a significant amount of mortgage bonds payable that needed to be managed carefully.

资产负债表显示出一笔需要谨慎管理的抵押债券应付。

3.The interest rates on mortgage bonds payable have been fluctuating due to market conditions.

由于市场条件，抵押债券应付的利率一直在波动。

4.When analyzing the company's debt, we found that mortgage bonds payable represented a large portion of their liabilities.

在分析公司的债务时，我们发现抵押债券应付占据了他们负债的大部分。

5.Investors are increasingly interested in mortgage bonds payable as a stable source of income.

投资者对作为稳定收入来源的抵押债券应付越来越感兴趣。

作文

In the world of finance, understanding various terms and instruments is crucial for making informed investment decisions. One such term that often comes up in discussions about real estate financing is mortgage bonds payable. These financial instruments play a significant role in how real estate projects are funded and how investors can earn returns on their investments. To comprehend the importance of mortgage bonds payable, it is essential to break down what they are and how they function within the broader context of the financial market.A mortgage bonds payable is essentially a type of bond that is secured by a mortgage or a collection of mortgages. This means that the bondholders have a claim on the underlying property or properties in case of default. The issuer of these bonds typically uses the proceeds from the sale of the bonds to finance the purchase or development of real estate. This creates a win-win situation for both the issuer and the investors. The issuer gets access to capital that can be used for development, while the investors receive regular interest payments and the potential for capital appreciation.The structure of mortgage bonds payable can vary. They may be issued by government agencies, private companies, or financial institutions. One of the most well-known examples of mortgage bonds payable is the mortgage-backed securities (MBS) that played a significant role in the 2008 financial crisis. MBS are created when a bank pools together a collection of mortgages and sells them as bonds to investors. When homeowners make their mortgage payments, those payments are passed on to the bondholders. However, if a large number of homeowners default on their loans, the value of these bonds can plummet, leading to significant losses for investors.Investing in mortgage bonds payable carries its own set of risks and rewards. On one hand, they can offer a steady stream of income through interest payments, which can be appealing for conservative investors seeking stability. On the other hand, the risk of default, especially in volatile real estate markets, can lead to substantial losses. Therefore, it is vital for investors to conduct thorough due diligence before investing in these types of securities.Moreover, the performance of mortgage bonds payable is closely linked to the overall health of the real estate market. Factors such as interest rates, housing demand, and economic conditions can all influence the performance of these bonds. For instance, when interest rates rise, the value of existing bonds may fall, as new bonds are issued at higher rates. This inverse relationship can lead to challenges for investors holding mortgage bonds payable in a rising interest rate environment.In conclusion, mortgage bonds payable are a vital component of the financial landscape, particularly in the realm of real estate financing. They provide an avenue for developers to secure funding while offering investors a way to earn returns on their investments. However, like any investment, they come with risks that must be carefully considered. By understanding the mechanics of mortgage bonds payable and staying informed about market conditions, investors can make more informed decisions and potentially benefit from this unique financial instrument.

在金融世界中，理解各种术语和工具对于做出明智的投资决策至关重要。其中一个在房地产融资讨论中经常出现的术语是抵押债券应付。这些金融工具在房地产项目融资以及投资者如何获得投资回报方面发挥着重要作用。要理解抵押债券应付的重要性，首先需要拆解它们是什么，以及它们在更广泛的金融市场中的运作方式。抵押债券应付本质上是一种以抵押贷款或一系列抵押贷款为担保的债券。这意味着，如果违约，债券持有人对基础物业或物业有索赔权。这些债券的发行者通常会利用债券销售所得的收益来为房地产的购买或开发提供资金。这为发行者和投资者创造了双赢的局面。发行者获得了可用于开发的资本，而投资者则获得定期利息支付和资本增值的潜力。抵押债券应付的结构可能有所不同。它们可以由政府机构、私营公司或金融机构发行。其中一个众所周知的抵押债券应付的例子是，在2008年金融危机中发挥了重要作用的抵押贷款支持证券（MBS）。MBS是当银行将一系列抵押贷款汇集在一起并将其作为债券出售给投资者时创建的。当房主进行抵押贷款支付时，这些支付会转交给债券持有人。然而，如果大量房主违约，他们的贷款，债券的价值可能会暴跌，导致投资者遭受重大损失。投资抵押债券应付有其自身的风险和回报。一方面，它们可以通过利息支付提供稳定的收入流，这对寻求稳定的保守型投资者具有吸引力。另一方面，违约的风险，尤其是在动荡的房地产市场中，可能会导致可观的损失。因此，投资者在投资这些类型的证券之前进行彻底的尽职调查至关重要。此外，抵押债券应付的表现与房地产市场的整体健康状况密切相关。利率、住房需求和经济条件等因素都可能影响这些债券的表现。例如，当利率上升时，现有债券的价值可能会下降，因为新债券以更高的利率发行。这种反向关系可能会给在利率上升环境中持有抵押债券应付的投资者带来挑战。总之，抵押债券应付是金融领域的重要组成部分，特别是在房地产融资领域。它们为开发商提供了获取资金的途径，同时为投资者提供了赚取投资回报的方式。然而，像任何投资一样，它们伴随着必须仔细考虑的风险。通过理解抵押债券应付的机制并保持对市场条件的了解，投资者可以做出更明智的决策，并可能从这一独特的金融工具中获益。