matured interest payable

简明释义

应付到期利息

英英释义

例句

1.The company reported its financials, highlighting the matured interest payable as a significant liability.

公司报告了其财务状况，强调了到期应付利息作为一项重要负债。

2.Investors were concerned about the rising matured interest payable on the company's balance sheet.

投资者对公司资产负债表上不断上升的到期应付利息表示担忧。

3.In the quarterly report, the CFO noted that the matured interest payable had increased due to higher borrowing costs.

在季度报告中，首席财务官指出，由于借款成本上升，到期应付利息有所增加。

4.The accountant prepared the necessary entries to record the matured interest payable for the month.

会计准备了必要的分录以记录本月的到期应付利息。

5.As part of the loan agreement, the matured interest payable must be settled by the end of the fiscal year.

根据贷款协议，到期应付利息必须在财政年度结束前结清。

作文

In the world of finance and accounting, understanding various terms is crucial for effective management of funds and investments. One such term that often comes up in discussions about loans and interest payments is matured interest payable. This phrase refers to the interest that has accrued on a loan or financial obligation and is now due for payment. It signifies the point at which the borrower must fulfill their obligation to pay the interest that has accumulated over a specified period. In simpler terms, matured interest payable can be understood as the interest amount that has 'matured' or become due, and it is essential for both borrowers and lenders to be aware of this concept.When a borrower takes out a loan, they often agree to a schedule of interest payments. These payments may be made monthly, quarterly, or annually, depending on the terms of the loan agreement. As time passes, the interest on the principal amount begins to accumulate. Once the agreed-upon period arrives, the interest that has accumulated becomes matured interest payable. This means that the borrower is now legally obligated to pay this interest to the lender.Understanding the implications of matured interest payable is vital for both parties involved in a loan agreement. For borrowers, failing to pay the matured interest on time can lead to penalties, increased debt, and a negative impact on their credit score. On the other hand, lenders need to track these payments closely to ensure they receive the expected returns on their investments. Failure to collect matured interest can affect a lender's cash flow and overall financial health.Moreover, the concept of matured interest payable is not limited to personal loans; it also applies to corporate finance. Companies often issue bonds or take loans for various projects, and the interest on these financial instruments will also mature over time. Investors who purchase bonds expect to receive their interest payments when they become due. Therefore, understanding how matured interest payable works is essential for anyone involved in corporate finance or investment.In conclusion, matured interest payable is a fundamental concept in finance that signifies the interest that has become due for payment. Both borrowers and lenders must understand this term to manage their financial responsibilities effectively. By keeping track of matured interest, borrowers can avoid penalties and maintain a good credit standing, while lenders can ensure they receive timely payments. Ultimately, grasping the nuances of matured interest payable contributes to better financial decision-making, whether in personal finance or corporate settings. It is a reminder that managing loans and investments requires careful attention to detail and an understanding of the obligations that come with borrowing money.

在金融和会计的世界中，理解各种术语对于有效管理资金和投资至关重要。一个常常在讨论贷款和利息支付时出现的术语是到期应付利息。这个短语指的是在贷款或财务义务上累积的利息，现在已到支付期限。它标志着借款人必须履行支付已累积的利息的义务。在简单的术语中，到期应付利息可以理解为已经“到期”或变得应付的利息金额，对于借款人和贷方来说，了解这一概念是至关重要的。当借款人申请贷款时，他们通常会同意一个利息支付的时间表。这些支付可能是按月、按季度或按年进行，这取决于贷款协议的条款。随着时间的推移，贷款本金上的利息开始累积。一旦约定的期限到来，所累积的利息就变成了到期应付利息。这意味着借款人现在有法律义务向贷方支付这笔利息。理解到期应付利息的影响对贷款协议中的双方都至关重要。对于借款人来说，如果未能按时支付到期利息，可能会导致罚款、债务增加以及信用评分的负面影响。另一方面，贷方需要密切跟踪这些支付，以确保他们获得预期的投资回报。未能收取到期利息可能会影响贷方的现金流和整体财务健康。此外，到期应付利息的概念并不仅限于个人贷款；它也适用于企业金融。公司经常发行债券或为各种项目借款，而这些金融工具的利息也会随着时间的推移而到期。因此，理解到期应付利息的运作方式对于任何参与企业金融或投资的人来说都是至关重要的。总之，到期应付利息是金融中的一个基本概念，表示已经到期应付的利息。借款人和贷方都必须理解这一术语，以有效管理他们的财务责任。通过跟踪到期利息，借款人可以避免罚款并保持良好的信用状况，而贷方可以确保及时收到付款。最终，掌握到期应付利息的细微差别有助于更好的财务决策，无论是在个人财务还是企业环境中。这提醒我们，管理贷款和投资需要仔细关注细节，并理解借款所带来的义务。