bank balance

简明释义

银行帐上余额

英英释义

例句

1.I checked my bank balance to see if I could afford the new phone.

我查看了我的银行余额，看看我是否能买得起新手机。

2.My bank balance is lower than I expected after the recent purchases.

在最近的购物后，我的银行余额比我预期的低。

3.You should always keep an eye on your bank balance to avoid overdraft fees.

你应该时刻关注你的银行余额，以避免透支费用。

4.After the paycheck was deposited, my bank balance increased significantly.

在工资存入后，我的银行余额显著增加。

5.It's important to know your bank balance before making large transactions.

在进行大额交易之前，了解你的银行余额是很重要的。

作文

Understanding the concept of a bank balance is crucial for anyone who manages their personal finances. A bank balance refers to the amount of money that an individual has in their bank account at any given time. This figure can fluctuate due to various factors such as deposits, withdrawals, and bank fees. It is essential to keep track of your bank balance to ensure that you do not overspend and incur overdraft fees, which can lead to financial difficulties.Having a clear picture of your bank balance allows you to make informed decisions about your spending and saving habits. For instance, if you know that your bank balance is low, you may choose to cut back on unnecessary expenses or delay a planned purchase until your finances improve. Conversely, if your bank balance is healthy, you might feel more comfortable treating yourself or investing in opportunities that could yield a return.Moreover, monitoring your bank balance regularly can help you identify any discrepancies or unauthorized transactions. In today's digital age, where online banking is prevalent, it is easier than ever to check your bank balance through mobile apps or websites. This accessibility empowers individuals to stay on top of their finances and react promptly to any issues that may arise.Understanding how to maintain a positive bank balance also involves knowing the importance of budgeting. Creating a budget helps you allocate your income towards necessary expenses such as rent, groceries, and utilities while also setting aside funds for savings and emergencies. By sticking to a budget, you can avoid falling into debt and ensure that your bank balance remains stable.Additionally, saving money can significantly impact your bank balance. Establishing a savings account separate from your checking account can encourage you to save more effectively. When you see your savings grow, it can provide a sense of security and peace of mind, knowing that you have funds available for unexpected expenses or future investments.In conclusion, a clear understanding of your bank balance is essential for effective financial management. It allows you to make informed decisions, avoid overspending, and prepare for future financial needs. By keeping track of your bank balance and practicing good budgeting and saving habits, you can achieve greater financial stability and work towards your long-term financial goals.

理解银行余额的概念对于任何管理个人财务的人来说都是至关重要的。银行余额指的是个人在任何给定时间在其银行账户中拥有的资金金额。由于存款、取款和银行费用等各种因素，这个数字可能会波动。跟踪您的银行余额以确保您不会超支并产生透支费用，这对避免财务困难至关重要。清楚地了解您的银行余额使您能够对消费和储蓄习惯做出明智的决策。例如，如果您知道您的银行余额较低，您可能会选择减少不必要的开支，或者推迟计划中的购买，直到您的财务状况改善。相反，如果您的银行余额健康，您可能会更愿意犒劳自己或投资于可能带来回报的机会。此外，定期监控您的银行余额可以帮助您识别任何差异或未经授权的交易。在今天这个数字化时代，在线银行业务盛行，通过移动应用程序或网站查看您的银行余额比以往任何时候都容易。这种便利性使个人能够掌握自己的财务状况，并及时对可能出现的问题做出反应。理解如何保持积极的银行余额还涉及到预算的重要性。制定预算有助于您将收入分配到必要的开支，如租金、食品和水电费，同时也为储蓄和应急情况留出资金。通过遵循预算，您可以避免陷入债务，确保您的银行余额保持稳定。此外，存钱也会对您的银行余额产生重大影响。建立一个与支票账户分开的储蓄账户可以有效地鼓励您储蓄。当您看到储蓄增长时，它可以提供一种安全感和安心感，知道您有资金可用于意外开支或未来投资。总之，清晰地理解您的银行余额对于有效的财务管理至关重要。它使您能够做出明智的决策，避免超支，并为未来的财务需求做好准备。通过跟踪您的银行余额并养成良好的预算和储蓄习惯，您可以实现更大的财务稳定，朝着长期财务目标迈进。