funding debenture

简明释义

以债券偿付利息

英英释义

例句

1.The company issued a funding debenture to raise capital for its new project.

该公司发行了一种融资债券来为其新项目筹集资金。

2.The organization plans to use the proceeds from the funding debenture to expand its operations.

该组织计划利用融资债券的收益扩大其运营规模。

3.Before purchasing a funding debenture, it is essential to assess the issuer's creditworthiness.

在购买融资债券之前，评估发行人的信用状况是至关重要的。

4.Investors are attracted to the funding debenture due to its fixed interest rate.

投资者被这种融资债券的固定利率所吸引。

5.The funding debenture will mature in five years, providing a steady return for investors.

该融资债券将在五年内到期，为投资者提供稳定的回报。

作文

Understanding financial instruments can be quite challenging, especially for those who are new to the world of finance. One such instrument that is often discussed in corporate finance is the funding debenture. A funding debenture is essentially a type of debt security that companies use to raise capital. It represents a loan made by an investor to a borrower, typically a corporation or government. The company issues these debentures to obtain funds for various purposes, such as expanding operations, investing in new projects, or refinancing existing debt. The characteristics of a funding debenture are quite distinct. Firstly, unlike traditional loans, debentures are usually not secured by physical assets. This means that they are backed only by the creditworthiness of the issuing company. As a result, investors must assess the risk associated with the company before purchasing its debentures. Higher risk often translates to higher interest rates offered to attract investors.Another important aspect of funding debentures is that they typically come with a fixed interest rate. This means that investors receive regular interest payments over the life of the debenture, which can be appealing for those seeking steady income. At maturity, the principal amount is repaid to the investors, making it a relatively straightforward investment vehicle compared to stocks, which can be subject to more volatility.In addition to providing funding for companies, funding debentures also play a significant role in the broader financial market. They contribute to market liquidity, allowing investors to buy and sell these securities with relative ease. This liquidity is essential for maintaining efficient markets, as it enables quick adjustments to changes in interest rates or economic conditions.Investors considering funding debentures should also be aware of the risks involved. Since these instruments are unsecured, there is a possibility that the issuing company could default on its obligations, leading to potential losses for investors. Therefore, conducting thorough due diligence and understanding the financial health of the issuing entity is crucial. Credit ratings assigned by agencies such as Moody's or Standard & Poor's can provide valuable insights into the risk level of a particular debenture.Moreover, the legal framework governing funding debentures varies from country to country. In some jurisdictions, there are specific regulations regarding the issuance and trading of these securities. Investors should familiarize themselves with these regulations to ensure compliance and protection of their investments.In conclusion, a funding debenture serves as a vital financial tool for companies looking to raise capital without diluting ownership through equity financing. By understanding the mechanics and implications of funding debentures, investors can make informed decisions that align with their financial goals. While they offer opportunities for steady income, it is equally important to recognize the inherent risks and conduct proper research before investing in these debt instruments.

理解金融工具可能相当具有挑战性，尤其是对于那些刚接触金融世界的人来说。其中一个在公司财务中经常讨论的工具是资金债券。资金债券本质上是一种公司用于筹集资本的债务证券。它代表着投资者向借款人（通常是公司或政府）提供的贷款。公司发行这些债券以获取资金，用于各种目的，例如扩展业务、投资新项目或再融资现有债务。资金债券的特点非常明显。首先，与传统贷款不同，债券通常不以实物资产作为担保。这意味着它们仅由发行公司的信用状况支持。因此，投资者在购买其债券之前必须评估与该公司相关的风险。更高的风险通常意味着需要提供更高的利率来吸引投资者。资金债券的另一个重要方面是它们通常附带固定利率。这意味着投资者在债券的存续期间会定期收到利息支付，这对那些寻求稳定收入的人来说非常有吸引力。在到期时，投资者会收回本金，使其成为一种相对简单的投资工具，与可能面临更多波动的股票相比。除了为公司提供资金外，资金债券还在更广泛的金融市场中发挥着重要作用。它们有助于市场流动性，使投资者能够相对容易地买卖这些证券。这种流动性对维护高效市场至关重要，因为它使市场能够快速调整对利率或经济状况变化的反应。考虑投资资金债券的投资者还应意识到相关风险。由于这些工具没有担保，因此发行公司可能会违约，导致投资者可能面临损失。因此，进行彻底的尽职调查并了解发行实体的财务健康状况至关重要。信用评级机构（如穆迪或标准普尔）提供的信用评级可以为特定债券的风险水平提供有价值的洞察。此外，监管资金债券的法律框架因国家而异。在某些司法管辖区，关于这些证券的发行和交易有特定的法规。投资者应熟悉这些法规，以确保合规并保护他们的投资。总之，资金债券作为一种重要的金融工具，帮助公司在不稀释股权的情况下筹集资本。通过理解资金债券的机制和影响，投资者可以做出与其财务目标相一致的明智决策。虽然它们提供了稳定收入的机会，但同样重要的是要认识到固有的风险，并在投资这些债务工具之前进行适当的研究。