collateral trust bond

简明释义

以有价证券作抵押的债券

英英释义

A collateral trust bond is a type of debt security that is backed by collateral, typically in the form of securities or other financial assets, which provides additional security to bondholders in case the issuer defaults.

抵押信托债券是一种债务证券,它由抵押品支持,通常是证券或其他金融资产,这为债券持有人在发行人违约时提供额外的保障。

例句

1.The company issued a collateral trust bond to secure funding for its new project.

公司发行了一种担保信托债券来为其新项目提供资金。

2.Before purchasing a collateral trust bond, it's important to review the underlying assets.

在购买担保信托债券之前,审查基础资产是很重要的。

3.Investors are attracted to the collateral trust bond because it offers a lower risk profile.

投资者被这种担保信托债券吸引,因为它提供了较低的风险特征。

4.During the economic downturn, collateral trust bonds became a safer investment option.

在经济衰退期间,担保信托债券成为一种更安全的投资选择。

5.The collateral trust bond was backed by a portfolio of real estate properties.

担保信托债券由一组房地产资产作为支持。

作文

In the world of finance, understanding various types of investment instruments is crucial for both individual and institutional investors. One such instrument that often comes up in discussions about secured investments is the collateral trust bond. A collateral trust bond is essentially a type of bond that is backed by specific assets held in trust. These assets serve as collateral, providing an additional layer of security for bondholders in case the issuer defaults on their obligations. This feature makes collateral trust bonds particularly appealing to risk-averse investors who seek more protection for their investments.The structure of a collateral trust bond typically involves a trust agreement, where the issuer places certain assets, such as stocks, bonds, or other securities, into a trust. This trust is then managed by a trustee, who is responsible for ensuring that the assets are maintained and used appropriately to secure the bond's repayment. By having these assets in trust, investors can feel more secure knowing that there are tangible resources available to cover their investment should the issuer encounter financial difficulties.One of the primary benefits of investing in collateral trust bonds is the reduced risk associated with them. Because the bonds are secured by specific assets, they generally offer lower yields compared to unsecured bonds. However, this trade-off is often worth it for conservative investors who prioritize capital preservation over higher returns. Additionally, the presence of collateral can lead to a more favorable credit rating for the issuer, which can further enhance the attractiveness of these bonds.Despite their advantages, collateral trust bonds are not without their risks. Investors must carefully assess the quality and liquidity of the underlying collateral. If the assets backing the bond are illiquid or have fluctuating values, the safety net that these bonds provide may not be as strong as anticipated. Furthermore, if the issuer faces bankruptcy, the process of liquidating the collateral can be complex and time-consuming, potentially delaying the recovery of invested funds.In conclusion, collateral trust bonds represent a unique investment opportunity for those looking to mitigate risk while still participating in the bond market. By being backed by specific assets held in trust, these bonds offer a level of security that can be appealing to a wide range of investors. However, it's essential to conduct thorough due diligence and understand the underlying risks associated with the collateral before making any investment decisions. As with any financial instrument, knowledge and careful analysis are key to successful investing.

在金融世界中,理解各种投资工具对个人和机构投资者至关重要。其中一个在讨论担保投资时经常出现的工具是担保信托债券担保信托债券本质上是一种由特定资产担保的债券,这些资产被置于信托中。这些资产作为抵押,为债券持有人提供了额外的安全保障,以防发行人未能履行其义务。这一特点使得担保信托债券对那些寻求更多投资保护的风险厌恶型投资者尤其具有吸引力。担保信托债券的结构通常涉及一项信托协议,发行人将某些资产,如股票、债券或其他证券,放入信托中。该信托由受托人管理,受托人负责确保资产的维护和使用,以保障债券的偿还。通过将这些资产置于信托中,投资者可以更安心,因为他们知道有具体的资源可用于覆盖投资,如果发行人遇到财务困难。投资担保信托债券的主要好处之一是其相关的风险较低。由于债券是由特定资产担保的,因此与无担保债券相比,它们通常提供较低的收益。然而,对于优先考虑资本保值而非高回报的保守投资者来说,这种权衡通常是值得的。此外,抵押品的存在可能会使发行人的信用评级更加有利,从而进一步增强这些债券的吸引力。尽管有其优势,担保信托债券并非没有风险。投资者必须仔细评估基础抵押品的质量和流动性。如果支持债券的资产流动性差或价值波动,可能导致这些债券提供的安全网不如预期那样强大。此外,如果发行人面临破产,清算抵押品的过程可能复杂且耗时,可能会延迟资金的回收。总之,担保信托债券代表了一种独特的投资机会,适合那些希望在参与债券市场的同时降低风险的投资者。由于这些债券由特定资产担保,因此提供了一种安全性,这对广泛的投资者群体具有吸引力。然而,在做出任何投资决策之前,进行彻底的尽职调查并了解与抵押品相关的潜在风险至关重要。与任何金融工具一样,知识和仔细分析是成功投资的关键。

相关单词

collateral

collateral详解:怎么读、什么意思、用法