installment sale

简明释义

以分期付款方式出售

英英释义

例句

1.Many furniture stores provide an installment sale option to help customers furnish their homes without a large upfront cost.

许多家具店提供分期销售选项，以帮助客户在没有大额预付款的情况下布置家居。

2.The electronics store advertised an installment sale for the latest smartphones, making them more accessible.

电子产品商店宣传最新智能手机的分期销售，使其更易于获得。

3.In an installment sale, the buyer pays a portion of the price upfront and the rest in scheduled payments.

在分期销售中，买方先支付一部分价格，其余部分按计划付款。

4.The car dealership offered an installment sale to make it easier for customers to afford their new vehicles.

汽车经销商提供了分期销售，以便客户更容易负担他们的新车。

5.A real estate agent explained that an installment sale can be beneficial for both buyers and sellers.

一位房地产经纪人解释说，分期销售对买卖双方都有好处。

作文

An installment sale is a financial arrangement in which the buyer pays for a product or service in multiple payments over time, rather than paying the full price upfront. This type of sale is common in various industries, including real estate, automobiles, and retail. The concept of an installment sale allows consumers to acquire expensive items without the burden of paying the entire amount at once, making it more accessible for individuals with limited financial resources.One of the primary advantages of an installment sale is that it enables buyers to manage their cash flow more effectively. For instance, when purchasing a car, instead of paying the total price in one lump sum, a buyer can opt for an installment sale. This means they can make smaller monthly payments, which can fit better into their budget. As a result, more people can afford to buy cars or homes that they might not have been able to purchase outright.Moreover, an installment sale can benefit sellers as well. By offering this payment option, sellers can attract more customers who may be hesitant to make large purchases. This can lead to increased sales volume and potentially higher overall revenue. Additionally, sellers can charge interest on the installment payments, providing them with an additional source of income.However, there are also risks associated with installment sales. Buyers must be cautious, as failing to make payments can result in penalties or even repossession of the purchased item. It is essential for buyers to ensure that they can meet the payment terms before entering into such agreements. Furthermore, the total cost of the item may end up being higher due to interest charges, which can make it more expensive in the long run compared to paying upfront.In conclusion, an installment sale is a useful financial tool that provides flexibility for both buyers and sellers. It allows consumers to make significant purchases without immediate financial strain while giving sellers a way to increase their customer base. However, it is crucial for buyers to understand the terms and implications of an installment sale before committing to ensure that it aligns with their financial situation. Overall, when used wisely, installment sales can be a beneficial arrangement for all parties involved.

分期销售是一种金融安排，买方在一段时间内分多次付款购买产品或服务，而不是一次性支付全款。这种销售方式在房地产、汽车和零售等多个行业中都很常见。分期销售的概念使消费者能够在不需要一次性支付全部金额的情况下获得昂贵物品，从而使有限财力的个人更易于获得这些商品。分期销售的主要优势之一是它使买家能够更有效地管理现金流。例如，在购买汽车时，买方可以选择进行分期付款，而不是一次性支付总价。这意味着他们可以每月支付较小的款项，这更符合他们的预算。因此，更多的人能够购买他们可能无法一次性购买的汽车或房屋。此外，分期销售对卖方也有好处。通过提供这种付款选项，卖方可以吸引更多可能对大额购买犹豫不决的客户。这可以导致销售量的增加，并可能提高整体收入。此外，卖方还可以对分期付款收取利息，为他们提供额外的收入来源。然而，分期销售也存在风险。买方必须谨慎，因为未能按时付款可能会导致罚款甚至被收回所购商品。在签订此类协议之前，买方务必确保自己能够满足付款条款。此外，由于利息收费，商品的总成本可能会更高，这可能使其在长期内比一次性支付更加昂贵。总之，分期销售是一种有用的金融工具，为买卖双方提供了灵活性。它使消费者能够在没有立即财务压力的情况下进行重大购买，同时为卖方提供了一种扩大客户基础的方法。然而，买方在承诺之前了解分期销售的条款和影响至关重要，以确保它与他们的财务状况相符。总体而言，合理使用时，分期销售可以成为所有相关方的有益安排。