cancelled check
简明释义
已注销支票
英英释义
A cancelled check is a check that has been processed by the bank and marked as paid, indicating that the funds have been withdrawn from the account. | 已注销支票是指已被银行处理并标记为已支付的支票,表示资金已从账户中扣除。 |
例句
1.The accountant requested a cancelled check 已取消支票 to verify the business expenses.
会计要求提供一张已取消支票以核实商业开支。
2.For tax purposes, it's wise to keep copies of all cancelled checks 已取消支票 from the previous year.
出于税务考虑,最好保留去年所有的已取消支票副本。
3.The bank requires a cancelled check 已取消支票 to set up direct deposit for my salary.
银行要求提供一张已取消支票来设置我的工资直接存款。
4.I need to find the cancelled check for my rent payment to show proof of payment.
我需要找到我的租金支付的已取消支票以证明付款。
5.When disputing a transaction, a cancelled check 已取消支票 can serve as important evidence.
在争议交易时,一张已取消支票可以作为重要证据。
作文
In the world of finance and banking, the term cancelled check refers to a check that has been processed by the bank and marked as paid. This means that the funds have been withdrawn from the account of the person who issued the check and transferred to the recipient's account. The concept of a cancelled check is crucial for both individuals and businesses, as it serves as proof of payment and can be used for various accounting purposes.When a check is written, it represents a promise to pay a specific amount of money to the designated recipient. However, once the check is presented to the bank and the payment is made, the check is considered 'cancelled.' The bank will usually stamp or mark the check with the word 'cancelled' or 'paid,' indicating that the transaction has been completed. This process is important because it helps prevent fraud and ensures that the funds are properly accounted for.For individuals, having a cancelled check can be beneficial for personal record-keeping. It provides a clear record of expenses and can be used for tax purposes or when reconciling bank statements. If someone needs to prove that they made a payment, a cancelled check serves as undeniable evidence. Many people keep their cancelled checks in a file or digital format to track their spending and to ensure that they are managing their finances effectively.Businesses also rely heavily on cancelled checks. When a company pays its suppliers, vendors, or employees via check, the cancelled check becomes an important part of the company's financial records. It helps maintain accurate bookkeeping and can be audited if necessary. Additionally, businesses may need to provide cancelled checks as proof of payment during tax audits or financial reviews.In some cases, a cancelled check can be requested by financial institutions or government agencies when verifying identity or income. For instance, when applying for a loan or mortgage, lenders may ask for a cancelled check to confirm that the applicant has the financial means to make regular payments. This requirement helps lenders assess the risk associated with lending money and ensures that borrowers are capable of fulfilling their financial obligations.Moreover, with the rise of digital banking, the traditional concept of a cancelled check is evolving. Many banks now offer electronic checks or e-checks, which function similarly to paper checks but are processed electronically. In these cases, the electronic transaction serves the same purpose as a cancelled check, providing proof of payment without the need for physical documentation.In conclusion, the term cancelled check holds significant importance in the realm of finance. It signifies the completion of a transaction and serves as proof of payment for both individuals and businesses. Understanding the role of cancelled checks can help people manage their financial records more effectively and ensure that they are prepared for any financial scrutiny that may arise in the future. Whether for personal use or business operations, recognizing the value of a cancelled check is essential for maintaining accurate financial documentation.
在金融和银行的世界中,术语取消支票指的是已经被银行处理并标记为已支付的支票。这意味着资金已经从开支票的人的账户中提取,并转入收款人的账户。取消支票的概念对个人和企业都至关重要,因为它作为付款的证明,可以用于各种会计目的。当一张支票被开出时,它代表着向指定收款人支付特定金额的承诺。然而,一旦支票被提交给银行并完成支付,该支票就被视为“取消”。银行通常会在支票上盖上“取消”或“已支付”的印章,以表明交易已完成。这个过程很重要,因为它有助于防止欺诈,并确保资金得到妥善核算。对于个人来说,拥有一张取消支票对个人记录的保持是有益的。它提供了清晰的支出记录,可以用于税务目的或在调节银行对账单时使用。如果有人需要证明他们进行了付款,一张取消支票就是无可争辩的证据。许多人将他们的取消支票保存在文件夹或数字格式中,以跟踪支出,并确保他们有效地管理财务。企业也非常依赖取消支票。当公司通过支票向供应商、卖家或员工付款时,取消支票成为公司财务记录的重要组成部分。它有助于保持准确的簿记,并在必要时可以进行审计。此外,企业可能需要在税务审计或财务审查期间提供取消支票作为付款证明。在某些情况下,金融机构或政府机构在验证身份或收入时可能会要求提供取消支票。例如,在申请贷款或抵押贷款时,贷方可能会要求提供取消支票以确认申请人有能力进行定期付款。这一要求有助于贷方评估借款的风险,并确保借款人能够履行其财务义务。此外,随着数字银行的兴起,传统的取消支票概念正在演变。许多银行现在提供电子支票或电子支票,这些支票与纸质支票功能相似,但以电子方式处理。在这些情况下,电子交易提供了与取消支票相同的目的,提供付款证明,而无需物理文档。总之,术语取消支票在金融领域具有重要意义。它标志着交易的完成,并作为个人和企业的付款证明。理解取消支票的作用可以帮助人们更有效地管理财务记录,并确保他们为未来可能出现的任何财务审查做好准备。无论是个人使用还是商业运营,认识到取消支票的价值对于保持准确的财务文档至关重要。
相关单词