fully paid-up

简明释义

已全部付清

英英释义

例句

1.Once the mortgage is fully paid-up, you will own your home outright.

一旦抵押贷款完全缴清，您将完全拥有您的房子。

2.The company issued shares that are fully paid-up to attract more investors.

公司发行了完全缴清的股份，以吸引更多投资者。

3.After ten years of payments, her life insurance became fully paid-up.

经过十年的付款，她的寿险变为完全缴清。

4.The insurance policy is now fully paid-up, meaning no further premiums are required.

这份保险政策现在是完全缴清的，意味着不再需要支付额外的保费。

5.You can convert your whole life policy to a fully paid-up status at any time.

您可以在任何时候将您的终身保险转换为完全缴清状态。

作文

In the world of finance and investments, the term fully paid-up refers to a status where an individual or entity has completely settled their financial obligations related to a particular asset or investment. This concept is especially relevant in the context of insurance policies and shares. When a policyholder or shareholder is described as fully paid-up, it means that they have made all necessary payments, and there are no outstanding dues. This status provides several advantages, both from a financial and a legal perspective.To illustrate the importance of being fully paid-up, consider the case of life insurance. When an individual purchases a life insurance policy, they are required to pay premiums regularly. If they fail to make these payments, the policy may lapse, leaving them without coverage. However, once they have paid all the premiums required for the policy, they become fully paid-up. This means that even if they stop making further payments, the policy remains active, and their beneficiaries will receive the agreed-upon benefits upon their passing. This security is crucial for many families who rely on life insurance as a financial safety net.Similarly, in the realm of corporate shares, when a company issues shares, investors must pay a certain amount to acquire those shares. Once an investor pays the full amount for their shares, they are considered fully paid-up shareholders. This status not only grants them ownership rights but also ensures that they are entitled to dividends and other benefits associated with their shares. Being fully paid-up also protects shareholders from any future liabilities that may arise from the company's debts or obligations.The concept of fully paid-up can also be applied in various other contexts, such as loans and mortgages. For instance, when a borrower pays off their loan completely, they achieve a fully paid-up status, freeing themselves from any further financial obligations to the lender. This can lead to a sense of relief and financial freedom, allowing individuals to plan their finances more effectively.Moreover, being fully paid-up often enhances an individual’s creditworthiness. Lenders typically view fully paid-up borrowers as less risky, which can lead to better interest rates and terms for future loans. This status signifies responsibility and reliability, traits that are highly valued in the financial world.In conclusion, the term fully paid-up encompasses a significant aspect of financial responsibility and security. Whether it pertains to insurance policies, corporate shares, or loans, achieving a fully paid-up status provides numerous benefits and peace of mind. Understanding this term is essential for anyone navigating the complex landscape of finance and investments. By ensuring that one is fully paid-up, individuals can protect their assets, secure their financial future, and enjoy the privileges that come with complete financial compliance.

在金融和投资的世界中，术语fully paid-up指的是个人或实体已完全偿还与特定资产或投资相关的财务义务的状态。这个概念在保险政策和股票的背景下尤其相关。当一个保单持有人或股东被描述为fully paid-up时，这意味着他们已经支付了所有必要的款项，没有未偿还的债务。这种状态提供了几个优势，无论是从财务还是法律的角度来看。为了说明成为fully paid-up的重要性，考虑一下人寿保险的案例。当个人购买人寿保险政策时，他们需要定期支付保费。如果他们未能按时付款，保单可能会失效，使他们失去保障。然而，一旦他们支付了保单所需的所有保费，他们就成为了fully paid-up的客户。这意味着即使他们停止进一步付款，保单仍然有效，并且在他们去世时，他们的受益人将收到约定的利益。这种保障对于许多依赖人寿保险作为财务安全网的家庭来说至关重要。同样，在企业股票领域，当公司发行股票时，投资者必须支付一定的金额以获取这些股票。一旦投资者为其股票支付了全部金额，他们被视为fully paid-up股东。这种状态不仅授予他们所有权利，还确保他们有权获得与其股票相关的红利和其他福利。成为fully paid-up的股东还保护他们免受未来可能因公司债务或义务而产生的任何责任。fully paid-up的概念也可以应用于各种其他上下文，例如贷款和抵押贷款。例如，当借款人完全偿还其贷款时，他们实现了fully paid-up的状态，摆脱了对贷方的任何进一步财务义务。这可以带来一种解脱感和财务自由，使个人能够更有效地规划他们的财务。此外，成为fully paid-up通常会增强个人的信用worthiness。贷方通常将fully paid-up的借款人视为风险较小，这可能导致未来贷款的更好利率和条款。这种状态象征着责任和可靠性，这些在金融世界中是高度重视的特质。总之，术语fully paid-up涵盖了财务责任和安全的重要方面。无论涉及保险政策、企业股票还是贷款，达到fully paid-up的状态都提供了众多好处和心理安慰。理解这个术语对于任何在复杂的金融和投资领域中导航的人来说都是至关重要的。通过确保自己是fully paid-up，个人可以保护自己的资产，确保财务未来，并享受完全财务合规所带来的特权。