reduced premium

简明释义

已减低保费

英英释义

例句

1.The insurance company offered a reduced premium for customers who bundled multiple policies.

保险公司为捆绑多个保单的客户提供了降低的保费。

2.Loyal customers may receive a reduced premium as a reward for their continued business.

忠实客户可能会因持续的业务而获得降低的保费作为奖励。

3.The company announced a reduced premium for employees who participate in wellness programs.

公司宣布为参与健康计划的员工提供降低的保费。

4.During the promotional period, new members can enjoy a reduced premium on health insurance plans.

在促销期间，新会员可以享受健康保险计划的降低的保费。

5.By taking a defensive driving course, I qualified for a reduced premium on my auto insurance.

通过参加防御性驾驶课程，我在汽车保险上获得了降低的保费资格。

作文

In today's competitive market, consumers are always looking for ways to save money while still enjoying the benefits of various services. One area where this is particularly relevant is in the insurance industry. Many people are unaware that they can often negotiate a lower rate for their insurance policies, commonly referred to as a reduced premium. A reduced premium (降低保费) can significantly impact an individual's or family's budget, allowing them to allocate funds to other essential expenses or savings. Understanding how to achieve a reduced premium is crucial for anyone looking to manage their finances effectively. Insurance companies typically offer discounts for various reasons, including maintaining a good driving record, bundling multiple policies, or even taking advantage of new technologies such as telematics devices that monitor driving habits. By being proactive and researching available options, consumers can often secure a reduced premium (降低保费) that meets their needs without sacrificing coverage. Moreover, it is essential to review insurance policies regularly. Life circumstances change, and so do the terms and conditions of insurance providers. For instance, if a person moves to a safer neighborhood, their risk profile may improve, thus qualifying them for a reduced premium (降低保费). Additionally, after several years of claims-free insurance, many companies reward their customers with lower rates. This practice not only fosters loyalty but also encourages safe behavior among policyholders. Another factor contributing to the possibility of obtaining a reduced premium is the advancement of technology in the insurance sector. Many insurers now use data analytics to assess risk more accurately. This means that individuals who demonstrate responsible behavior can enjoy lower premiums. For example, drivers who participate in usage-based insurance programs may receive a reduced premium (降低保费) based on their actual driving patterns, which can lead to substantial savings over time. Additionally, it is wise to consult with insurance agents who can provide personalized advice and help navigate the complexities of different policies. They can identify opportunities for a reduced premium (降低保费) that might not be immediately apparent to the average consumer. By working closely with an expert, individuals can ensure they are getting the best possible deal tailored to their specific circumstances. In conclusion, the concept of a reduced premium (降低保费) is a valuable consideration for anyone purchasing insurance. By understanding the factors that contribute to lower premiums, such as maintaining a clean record, utilizing technology, and consulting with professionals, consumers can make informed decisions that positively affect their financial health. Ultimately, a reduced premium allows individuals to protect their assets while also reducing their overall expenses, paving the way for a more secure financial future.

在当今竞争激烈的市场中，消费者总是寻求节省开支的方法，同时享受各种服务的好处。在保险行业，这一点尤其相关。许多人并不知道，他们通常可以协商降低保险政策的费用，这通常被称为reduced premium（降低保费）。reduced premium（降低保费）可以显著影响个人或家庭的预算，使他们能够将资金分配到其他必要的开支或储蓄中。理解如何获得reduced premium（降低保费）对任何希望有效管理财务的人来说至关重要。保险公司通常会因多种原因提供折扣，包括保持良好的驾驶记录、捆绑多个保单，甚至利用新技术，如监测驾驶习惯的远程信息处理设备。通过主动研究可用选项，消费者通常可以获得符合其需求的reduced premium（降低保费），而不牺牲保障。此外，定期审查保险政策也是至关重要的。生活情况会发生变化，保险提供者的条款和条件也会发生变化。例如，如果一个人搬到了一个更安全的社区，他们的风险状况可能会改善，从而有资格申请reduced premium（降低保费）。此外，在几年的无索赔保险后，许多公司会奖励客户以降低的费率。这种做法不仅培养了忠诚度，还鼓励投保人采取安全行为。另一个有助于获得reduced premium（降低保费）可能性的因素是保险行业技术的进步。许多保险公司现在使用数据分析来更准确地评估风险。这意味着表现负责任的个人可以享受较低的保费。例如，参与基于使用的保险计划的驾驶者可能根据其实际驾驶模式获得reduced premium（降低保费），这随着时间的推移可能导致可观的节省。此外，咨询保险代理人也是明智之举，他们可以提供个性化建议，并帮助导航不同政策的复杂性。他们可以识别出可能不明显的reduced premium（降低保费）机会。通过与专家密切合作，个人可以确保他们获得最适合其特定情况的最佳交易。总之，reduced premium（降低保费）的概念是任何购买保险时都值得考虑的重要因素。通过了解导致较低保费的因素，例如保持良好的记录、利用技术以及咨询专业人士，消费者可以做出明智的决定，从而积极影响他们的财务健康。最终，reduced premium（降低保费）使个人能够保护他们的资产，同时减少整体开支，为更安全的财务未来铺平道路。