earned interest; interest earned

简明释义

已获利息

英英释义

例句

1.At the end of the quarter, the total interest earned 所获得的利息 on my investments was impressive.

在季度末，我的投资总共获得的所获得的利息令人印象深刻.

2.Investing in a high-yield savings account can significantly increase your earned interest 所赚取的利息 over time.

投资于高收益储蓄账户可以显著增加你的所赚取的利息.

3.I was surprised by the amount of earned interest 所赚取的利息 on my retirement account last year.

去年我对我的退休账户上所赚取的利息的金额感到惊讶.

4.The bank statement showed that I had interest earned 所获得的利息 of $50 this month.

银行对账单显示我这个月有所获得的利息 $50.

5.After a year, I checked my savings account and was pleased to see the earned interest 所赚取的利息.

一年后，我查看了我的储蓄账户，看到很高兴看到所赚取的利息.

作文

In the world of finance, understanding the concept of earned interest is crucial for anyone looking to grow their wealth. Interest earned, which refers to the money generated from an investment or savings account over time, can significantly impact one’s financial situation. When individuals deposit money into a savings account, they typically receive a small percentage of that amount as earned interest. This process not only rewards savers but also incentivizes them to keep their money in the bank rather than spending it immediately.The calculation of interest earned can vary depending on the type of account and the interest rate offered by the financial institution. For example, a high-yield savings account may offer a more attractive interest rate than a traditional savings account, resulting in more earned interest over time. Additionally, the frequency of compounding plays a significant role in how much interest is earned. Compounding refers to the process where the interest earned is added to the principal amount, allowing for the generation of additional interest in subsequent periods.To illustrate this, consider a scenario where an individual deposits $1,000 into a savings account with an annual interest rate of 5%. If the bank compounds the interest monthly, the amount of interest earned at the end of the year would be greater than if the interest were compounded annually. This is because each month, the interest is calculated not only on the initial deposit but also on the accumulated earned interest from previous months.Moreover, understanding earned interest is not limited to personal savings accounts. Investors in bonds, stocks, or other financial instruments also benefit from interest earned. For instance, when purchasing bonds, investors receive periodic interest payments, which represent the earned interest on their investment. This cash flow can provide a steady income stream, making it an attractive option for those seeking to diversify their investment portfolio.However, it is essential to note that not all forms of earned interest are created equal. Some investments may come with higher risks, and while they could potentially offer higher returns in terms of interest earned, they also carry the possibility of losing principal. Therefore, it is vital for investors to assess their risk tolerance and investment goals before committing their funds.In conclusion, the concept of earned interest and interest earned plays a fundamental role in personal finance and investing. By understanding how interest earned works, individuals can make informed decisions about where to place their money to maximize returns. Whether through traditional savings accounts, high-yield options, or various investment vehicles, the goal remains the same: to ensure that every dollar works effectively towards building wealth and securing financial stability. As such, being knowledgeable about earned interest is a key component of successful financial planning and investment strategies.

在金融世界中，理解获得的利息的概念对于任何希望增加财富的人来说都是至关重要的。利息收入是指投资或储蓄账户随时间产生的资金，这对一个人的财务状况有重大影响。当个人将钱存入储蓄账户时，他们通常会收到该金额的小百分比作为获得的利息。这个过程不仅奖励储户，还激励他们将钱留在银行，而不是立即花掉。利息收入的计算可能因账户类型和金融机构提供的利率而异。例如，高收益储蓄账户可能提供比传统储蓄账户更具吸引力的利率，从而导致更多的获得的利息。此外，复利的频率在利息收入的多少上也起着重要作用。复利是指将已获得的利息加到本金上，从而使下一期产生额外的利息。为了说明这一点，考虑一个场景，一个人将$1,000存入年利率为5%的储蓄账户。如果银行按月复利，那么年底的利息收入将大于如果按年复利。这是因为每个月，利息不仅是基于初始存款计算的，还基于前几个月累积的获得的利息。此外，理解获得的利息并不限于个人储蓄账户。债券、股票或其他金融工具的投资者同样受益于利息收入。例如，当购买债券时，投资者会收到定期的利息支付，这代表了他们投资的获得的利息。这种现金流可以提供稳定的收入来源，使其成为希望多样化投资组合的人的一种有吸引力的选择。然而，必须注意，并非所有形式的获得的利息都是相同的。一些投资可能伴随更高的风险，虽然它们可能在利息收入方面提供更高的回报，但也存在失去本金的可能性。因此，投资者在投入资金之前，评估自己的风险承受能力和投资目标是至关重要的。总之，获得的利息和利息收入的概念在个人理财和投资中发挥着基础作用。通过理解利息收入的运作方式，个人可以就将资金放置在哪里以最大化回报做出明智的决定。无论是通过传统的储蓄账户、高收益选项还是各种投资工具，目标始终是确保每一美元有效地为建立财富和保障财务稳定而工作。因此，了解获得的利息是成功财务规划和投资策略的关键组成部分。