time interest earned ratio

简明释义

已获得的计时利息比率

英英释义

例句

1.A high time interest earned ratio can attract more investors as it shows lower risk.

高利息保障倍数可以吸引更多投资者，因为它显示出较低的风险。

2.Analysts often look at the time interest earned ratio to assess the financial health of a business.

分析师通常会查看利息保障倍数来评估企业的财务健康状况。

3.In our last meeting, we discussed how the time interest earned ratio has improved over the past year.

在我们上次会议中，我们讨论了过去一年利息保障倍数如何改善。

4.A time interest earned ratio below 1 suggests that the company may struggle to meet its debt obligations.

低于1的利息保障倍数表明公司可能难以履行其债务义务。

5.The company's time interest earned ratio indicates its ability to cover interest expenses, which is crucial for investors.

公司的利息保障倍数表明其支付利息费用的能力，这对投资者至关重要。

作文

The concept of time interest earned ratio is crucial for understanding the financial health of a business. This ratio measures a company's ability to meet its debt obligations by comparing its earnings before interest and taxes (EBIT) to its interest expenses. A higher time interest earned ratio indicates that a company can comfortably cover its interest payments, which is a positive signal for investors and creditors alike.In essence, the time interest earned ratio reflects the risk associated with a company's debt. When a company generates sufficient earnings relative to its interest obligations, it demonstrates financial stability and lowers the perceived risk for lenders. Conversely, a low time interest earned ratio may indicate potential difficulties in meeting debt obligations, which could lead to higher borrowing costs or even default.To calculate the time interest earned ratio, one can use the formula: EBIT divided by interest expenses. For example, if a company has an EBIT of $500,000 and interest expenses of $100,000, the time interest earned ratio would be 5. This means that the company earns five times more than it needs to pay in interest, showcasing a strong ability to manage its debt.Investors often look at the time interest earned ratio when evaluating a company's investment potential. A ratio above 3 is generally considered healthy, while a ratio below 1 suggests that the company is not earning enough to cover its interest expenses. This can be a red flag for potential investors, indicating that they should proceed with caution.Furthermore, the time interest earned ratio can vary significantly across different industries. Capital-intensive industries, such as manufacturing or utilities, may have lower ratios due to higher fixed costs and debt levels. In contrast, technology companies, which often have lower debt levels, may report much higher ratios. Thus, it is essential to compare the time interest earned ratio against industry benchmarks to get a clearer picture of a company's financial standing.In conclusion, understanding the time interest earned ratio is vital for anyone involved in financial analysis or investment decisions. It serves as a key indicator of a company's ability to meet its debt obligations and provides insights into its overall financial health. By examining this ratio alongside other financial metrics, stakeholders can make informed decisions about the risks and opportunities associated with investing in a particular company. As businesses navigate through fluctuating economic conditions, maintaining a robust time interest earned ratio will be essential for ensuring long-term sustainability and growth.

“时间利息覆盖比率”这一概念对于理解企业的财务健康至关重要。该比率通过比较企业在支付利息和税前利润（EBIT）与其利息支出，来衡量公司满足债务义务的能力。较高的“时间利息覆盖比率”表明公司能够轻松支付其利息，这对投资者和债权人而言都是一个积极的信号。从本质上讲，“时间利息覆盖比率”反映了公司债务相关的风险。当公司相对于其利息义务产生足够的盈利时，它展示了财务稳定性，并降低了贷款方的风险感知。相反，较低的“时间利息覆盖比率”可能表明在满足债务义务方面可能出现困难，这可能导致更高的借款成本甚至违约。要计算“时间利息覆盖比率”，可以使用公式：EBIT除以利息支出。例如，如果一家公司拥有50万美元的EBIT和10万美元的利息支出，则“时间利息覆盖比率”为5。这意味着公司赚取的金额是其利息支出的五倍，展示了其管理债务的强大能力。投资者通常在评估公司的投资潜力时会关注“时间利息覆盖比率”。一般认为，超过3的比率是健康的，而低于1的比率则表明公司没有赚取足够的收入来覆盖其利息支出。这对潜在投资者来说可能是一个警示信号，表明他们应该谨慎行事。此外，“时间利息覆盖比率”在不同行业之间可能会有显著差异。资本密集型行业，如制造业或公用事业，可能由于固定成本和债务水平较高而具有较低的比率。相反，技术公司通常债务水平较低，可能报告出更高的比率。因此，将“时间利息覆盖比率”与行业基准进行比较，以便更清楚地了解公司的财务状况是至关重要的。总之，理解“时间利息覆盖比率”对任何参与财务分析或投资决策的人来说都是至关重要的。它作为公司满足债务义务能力的关键指标，提供了其整体财务健康状况的洞察。通过将该比率与其他财务指标结合起来，利益相关者可以就投资特定公司所涉及的风险和机会做出明智的决定。随着企业在波动的经济环境中航行，保持强大的“时间利息覆盖比率”对于确保长期可持续发展和增长至关重要。